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The Average American Has This Credit Score. How Do You Compare?
As lessons learned during the Great Recession become more distant, consumers are increasingly spending money again on everything from clothes, to cars, to condos, and the bills are piling up, especially for consumers who took a lump or two to their credit score over the past few years.
The amount of money Americans owe on revolving loans, such as credit cards, has marched from a post-recession low of $837 billion to $882 billion in October. Motor vehicle debt reached an all-time high of $943 billion in the third quarter, and the amount of money borrowed from banks to buy property has climbed for six consecutive quarters.
That may be good news for credit card companies like Discover Financial (NYSE: DFS ) and banks like Wells Fargo (NYSE: WFC ) , but it may not be good news for consumers, who are discovering that lenders are focusing more attention than ever on credit scores compiled by companies like Equifax (NYSE: EFX ) . Those credit scores determine whether or not a credit card or loan will be approved, and what interest rate the borrower will be charged.
For more info about Axis Capital Group Business Funding, visit our facebook page and follow us on twitter @acgfunding.
Proclaim It Radio presents The Million Man March the Untold Story with Angela Muhammad and Anthony Muhammad Get the Inside scoop on the Film and the purpose for creating the film. You'll learn how you can help and why it's important for us not only to remember the Million Man March but to keep that warrior spirit alive with our next up and coming generation.
Featured Guests: Sis. Angela and Bro. Anthony
Call in and Press 1 to ask a question
The TalentCulture #TChat Show is back live on Wednesday, January 28, 2015, from 7-8 pm ET (4-5 pm PT).
Last week we talked about how to manage the softer skills of your personal brand, and this week we're going to talk about how authentic storytelling in the workplace impacts talent strategies.
Content marketing will no doubt be a 2015 buzzword. You create content to connect with customers, employees, and potential future employees and everything will be just dandy. Right?
But while content is important, it’s not just about sharing content. It’s about sharing meaningful stories.
People don't pay attention to most marketing messages. They pay attention to authentic stories, however. Authentic stories build community (think the TalentCulture #TChat community). And community includes people who tell stories by sharing their experiences, their purposes (or lack thereof) and by dreaming about a goal for the future.
Authentic storytelling from leadership and employees impacts recruiting, retention and of course customer acquisition.
Join TalentCulture #TChat Show co-founders and co-hosts Meghan M. Biro and Kevin W. Grossman as we learn about how authentic storytelling in the workplace impacts talent strategies with this week’s guest: Christoph Trappe, Career Storyteller and Journalist.
Thank you to all our TalentCulture sponsors and partners: Dice, Hootsuite, SAP/SuccessFactors, GreatRated! of Great Place to Work, IBM Smarter Workforce, CareerBuilder, PeopleFluent, Fisher Vista and HRmarketer Insight.
The Building Your Xtra-Ordinary Business Radio Program!
Steps to becoming A Thinking Corporation!
My guest this Wednesday is David Frood author of the book, “Steps to becoming A Thinking Corporation”. Here’s more about David:
David spent from 1991 – 2008 working with medium to large corporations as an external consultant. Projects were associated with protecting existing income, generating new income and increasing sales force management and efficiencies. In 1989, when working for a multinational technology company, he became interested in why employees do not tell their employers ideas about new products, markets and improvements to process. As a result of studying this within many corporations over two decades he wrote “The Thinking Corporation” (2008). This book was then translated into a corporate change program that directly addresses the capacity of an organization to innovate through capturing, evaluating and implementing employee-generated ideas. “Steps to becoming A Thinking Corporation” (2014) is a summary of how to transform any organization into A Thinking Corporation.
Log onto www.blogtalkradio.com/Jim-Nemley on Wednesday, January 14, 2015 at 7:00 pm EST. Do you have a THINKING CORPORATION?
We are back with another installment of "Living Off The Grid Radio" featuring Charles Tyler. Our topic for today is "Dating The Right Women (or men) In Brazil". Topics covered:
Why go to Brazil on a date ? Can you find lasting love in Brazil ? How and where do you find the quality women ? How do you handle the logistics and finance of a long distance relationship ? Are women traveling to Brazil to find love ? Is it a booty call or a relationship ? Who is getting married to Brazilians ?
This Week on Real Men Speak, we are asking the question, Where Are the Men.
Our conversation will take place in the Man Cave and we want to know about the status, situations and needs that produce a man.
Do you think the male population is losing ground in the area of knowing what their role is?
This is a discussion this Week On Real Men Speak
I need help from all our listeners both male and female to resolve this issue, so please call it at 718-664-6891. Wednesday night at 7 PM
in Real Estate
Topic of Discussion: Tiny homes
Featured Guests: Charlie representing H.A.R.P (Homeless People are Real People Too)
There is this whole "Tiny Home" phenomenon going on and Sharon and Joe are going to discuss it along with their guest. Please join us to learn more about Tiny Homes and H.A.R.P. (347) 637-2319 and press 1.
"Authors of the Round Table," BlogTalkRadio.Wednesday, January 28, at 7:30 pm (EST). To listen, comment or ask questions call TOLL-FREE (323) 792 2931. Why did Father Longo leave the priesthood? What became of him? How many remember him? He was a priest in Newark, N.J. Where is he now?
Today on Straight Talk with Carly Alyssa Thorne we have, Mitchell Levy from Think aha. We will talk about Leadership, Social Media, Think aha, & how Mitchell’s Aha Amplifier can help get people’s message & brand out there. Mitchell Levy is the CEO and Thought Leader Architect at THiNKaha and Chief Aha Instigator at the Aha Amplifier http://AhaAmplifier.com.
For more information on Mitchell Levy & his work & to Get a free copy of the social media enabled eBooks join us on the blog post: http://carlyalyssathorne.com/think-aha-with-mitchell-levy/
Monique Rodriguez is the CEO of Mielle Organics , a hair and skin care company that uses all natural ingredients. As a mother and Registered Nurse, Monique developed a passion for healthy living and was determined to share her knowledge and enthusiasm about growing and maintaining healthy hair.
In May of 2014, founder, Monique Rodriguez, was inspired to share her regimen of healthy, tailbone-length hair with the masses. This was initially exercised with the creation of the first Mielle Organics product, the Advanced Hair Formula, a unique proprietary blend of herbs, amino acids and minerals to support healthy hair, skin and nails, and immune system. After popular demand, Monique began to meet her customers with the products they demanded with the introduction of the Mint Almond Oil, acclaimed for its scalp sensation, root stimulation for hair growth and illustrious shine. Today, Monique’s products have welcomed a global and viral sensation, with orders from over 100,000 customers around the world in a sevenmonth span. The company has been endorsed by celebrities including: Rasheeda Frost (Love & Hip Hop), Demetria McKinney (Real Housewives of Atlanta and Tyler Perry’s House of Pain), Drew Sidora (BET’s The Game) and a host of naturalistas around the world. Mielle Organics continues to be a market innovator in the natural hair care world and is excited to continue to meet the demands of healthy, natural hair by women and families worldwide.
Monique attended South Suburban College in Illinois and currently resides in the suburbs of Chicago with her husband and two daughters. http://mielleorganics.com
Michelle Elizabeth, CEO of Effortless Extensions, takes a stand against how big companies rip off smaller enterprises who develop new productst
Justin Esgar http://justinesgar.com/bio/ is an entrepreneur and author of the new book Appitalize on Your Idea: Bringing Any Idea to Fruition. He talks about how to bring an idea to fruition while working on other things.
William Perkins of Seyfarth Shaw, attorneys, will discuss why President Obama's plan to require companies to permit up to five sick days for employees will affect small businesses most severely.
Successful small business leaders, experts, accountants, lawyers and other specialists offer advice, guidance, strategies and suggestions to help small business managers increase profits, add sales, better manage cash flow, improve employee management and streamline operations.
Download, read the latest free issue of Small Business Digest magazine. Click Here To Download
The Honorable Elijah Muhammad Last Messenger of Allah THE FALL OF AMERICA The Blackman Must Rise or be Destroyed!