Avoid Financial Hardships: Plan and Save for Short; Long-term Goals

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Cornerstone CU League

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The Cornerstone Credit Union League recently conducted a survey of consumers in Arkansas, Oklahoma and Texas. That survey revealed that when it comes to purchasing their new or used vehicle, only 4 percent of consumers save up and pay cash. A whopping 79 percent of consumers take out a loan at a financial institution, and 14 percent finance through a car dealership.

Whether you are purchasing a vehicle, your first home, summer vacation package, or any other significant expense, planning and saving for big ticket items can help you avoid financial hardships.

On today’s episode of Your Money, Your Matters, we will discuss the importance of planning saving for short and long-term financial calls. We’ll offer tips on creating a budget – or spending plan; goal setting, tracking expenses, debt reduction, credit management, and much more.  

Broadcasting every Tuesday from 11 a.m. to noon CST, Your Money, Your Matters features radio personalities Linda Webb-Manon and Rick Grady, Cornerstone Credit Union League; Courtney Moran, Cornerstone Credit Union Foundation, and Todd Mark, Consumer Credit Counseling Services. Each week, the four discuss financial issues of most importance to consumers.

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