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  • 00:57

    Why Obamacare Poses the Greatest Threat EVER to American's Retirement Savings

    in Finance

    "Yes, Virginia, Obamacare WILL affect your retirement and your Medicare..."


    For years, Americans have been told by their financial advisors that their health insurance situation would be "cured" as soon as they reached the promised land of Medicare.  And... for a long time, this was true.


    Unfortunately, the Affordable Care Act is rapidly changing that.


    Many seniors were lulled into a false sense of security when Obamacare rolled out.  In fact, there were many politicians and pundits who claimed that there would be virtually NO impact to seniors on Medicare due to this.  


    "Don't worry.  Obamacare has nothing to do with you seniors.  We won't ever mess with Medicare."


    Unfortunately, that reassurance turned out to be far from the reality.


    In this episode of Safe Money Radio with Rick Liuag, Rick warns Americans about what he considers to be the greatest risk ever to their retirement savings, Obamacare.


    In this power packed hour show, Rick explains in detail how and why Obamacare poses the greatest threat of all to American's retirement savings and gives you practical common sense advice about how to protect your retirement savings. 


    Rick Liuag, author of "What You Can Do If  Can't Afford the New Obamacare Health Plans" and "You're Gonna Need A Bigger Boat: How Obamacare Threatens Your Retirement Savings," is president of Rick Liuag Insurance Agency.  He advises seniors and business owners nationwide on how to protect, preserve and prolong their retirement savings.  Call 1-855-340-7233 to arrange a consultation with Rick or to get a copy of his latest book.


     

  • 00:19

    90 Day Savings Challenge

    in Family

    Jessi Fearon, blogger with The Budget Mama, stopped by to chat about her new challenge - The 90-Day Savings Challenge. Over the next three months she wants to help you stop using credit cards and rid yourself of the cash-back excuse by creating your own 5% savings perk! Are you looking to add a spark to your debt free journey, tune in and be inspired!

  • 00:15

    Dj Blog Network/Daylight Savings Time

    in News

    Spring Forward With Daylight Savings Time Hello and Welcome to the Dj Blog Network I'm Randy Johnson, and in today's post it is Spring Forward With Daylight Savings Time, which means set your clocks up an hour tonight before you go to bed, which means it's they're going to be a lot of drowsy people and kids when Monday morning rolls around.


     


    http://djblognetwork.com 


     


    Randy Johnson


    606-653-0321


     

  • 00:15

    State of Savings Institutions

    in Finance

    Caroline Jones, commissioner of the Texas Department of Savings and Mortgage Lending, joins the show to discuss the state of savings institutions in Texas. Latresa Powell of the Texas Bankers Insurance Agency answers the question of the week, "Is there a specific protocol for reporting potential financial bonds or D&O claims?"

  • 00:02

    How to Build Savings? Information.

    in Family

    We're trying to get through this maze called life and what crucial information are we lacking?

    Please join us and if you can't, contact us for a free informational meeting.
    There's a lot of needless fear and bad feelings about money.
    We go to school. We get English, Math, Science, History. What course don't we get? Anybody ever take My Money, Money 101, Building Wealth?
    We use money every day, all day. And no course? What's up with that?
    Tomorrow night we'll get the essentials --and solutions for:
    – Reducing taxes (and give yourself a pay raise) 
    – Reducing credit card debt, student loans 
    – Saving up to $150/month on Auto/Home and Life Insurance 
    – then using that money to maximize your Roth IRA, 401 (k), your NYS pension plan, Start a 529 College Savings plan for your kids  
    Let's get financially well:
    In the Capital Region, come to the Family Money Fair at the Rotterdam Library Wednesday night July 30, 1100 N. Westcott Road, from 6-7:30, drop in. Go to bitly.com/yourmoneyny and sign up for your copy of How Money Works, the must-have guide.  bitly.com/yourmoneyny  
    See you Wednesday.


     

  • 00:48

    Connected Health & Health Savings Accounts

    in Business

    On this week's edition of HealthCare Consumerism Radio, hosts Ron Bachman, Doug Field and Andrew Dietz are in the studio for an in-depth discussion of the future of wearable devices, workplace wellness, health savings accounts and much more.


    For the first segment on the program, the hosts welcome special guest Cédric Hutchings, CEO, Withings, to the program to discuss connected health and wearable devices in the workplace. As a leader in the connected health revolution, Withings creates beautifully designed, award-winning products that bring long-term engagement and a measurable health impact to workforces. The Withings ecosystem allows employees to track and improve activity, sleep, weight and heart health. In this interview, Cédric and the hosts discuss what's next from the connected health revolution and the importance of companies adopting a data-driven approach to employee health and wellness.


    For the second segment on the show, the hosts welcome Liz Ryan, EVP and group head of Wells Fargo Health Benefit Services (HBS), back to the program to discuss the importance of an HSA as a long-term asset and safety and security a successful HSA program. In this interview, Liz and the hosts look at HSA industry growth, the keys to successful enrollment, the value of an HSA as a long-term asset, the challenges to containing health care costs and much more.

  • 00:57

    What EVERY American Senior Needs to Hear About Their Retirement Savings

    in Finance

    In this episode of Safe Money Radio with Rick Liuag, Rick pulls back the curtain and tells you the things you need to hear about your retirement savings you won't be told by your health insurance agent, financial advisor, or even your CPA. Rick gives practical common sense advice about a better alternative to long term care insurance, how to protect your retirement savings from a catastrophic medical expense due to Obamacare, and WHY losing money in your retirement savings is more devastating AFTER you retire than before.


    Rick Liuag, author of "What You Can Do If  Can't Afford the New Obamacare Health Plans" and "You're Gonna Need A Bigger Boat: How Obamacare Threatens Your Retirement Savings," is president of Rick Liuag Insurance Agency.  He advises seniors and business owners nationwide on how to protect, preserve and prolong their retirement savings.  Call 1-855-340-7233 to arrange a consultation with Rick or to get a copy of his latest book.

  • 00:46

    Health Savings Accounts and Self-funding

    in Business

    On this morning's program, the hosts will explore all of the latest trends in health savings accounts and self-funding with two special guests. The first guest will be Chad Wilkins, EVP and head of HSA Bank. The rise in health care costs, a shift to consumer-directed health plans and legislative changes are driving the future of health care and are expanding the role of health savings accounts. Additionally, recent studies have indicated a majority of Americans are not prepared to pay for essential expenses in retirement – including the cost of health care. In this segment, Chad Wilkins joins us to bring HSA Bank’s perspective on these industry trends and their impact on employers and consumers. We’ll also explore opportunities for industry providers to participate in emerging trends and maximize the value they provide to their constituents.


    For the second segment, starting at 11:30 a.m. (ET), the hosts will welcome Cheryl DeMars, president and CEO, The Alliance, to the program for a discussion on self-funding. The Alliance, a cooperative of employers that self-fund their health benefits, developed the QualityPath initiative to create a path to high quality care at a lower cost. The Alliance QualityPath program is one of few nationwide that measures the performance of a specific doctor at a specific hospital. Other innovative elements include bundled payments and paying close attention to the patient experience with 100 percent coverage of procedure costs, a 90-day warranty and shared decision-making.

  • 02:01

    'The Savings Mart' presents... an All Independent Music Showcase on #dtongradio

    in Music

    Brought to you by:


    'The Savings Mart' Hearing Amplifiers


    TheBIZTools.com Podcast


    FourOfHeartsScreenPrinting.com


    SmashDiscount.com Promocode: DTONG


    PetraLovesBats.ws


    TheCaveManBeard.com.au


    ProResidualIncome.com


    'Business Owners & Entrepreneur' Survey


    New Music From:


    Surviving Souls 'The Way'


    Invisible Triangles w/ a Back2Back


    David Slick 'Screen Saver'


    Almighty Infamous 'Right Now'


    J:MAC 'Reset'


    Buffalo Crows 'River Of Regret'


    Lantern Society 'Apex'


    Illsaye 'I Heard'


    Grizzly James w/ a Back2Back


    Advertising & Sponsorship: http://goo.gl/ioP6Hw


    Guaranteed Song Play & Promotion: http://goo.gl/4aD98w


    Also check out the show at www.DTongRadio.com and on iTunes, TuneIn, Stitcher, Spreaker, & more!

  • 01:54

    Sports and Music UNITE - Powered by 'The Savings Mart' Online Discount Shop

    in Sports

    Brought to you by:


    'The Savings Mart' Hearing Amplifiers


    SmashDiscount.com 10% OFF promocode: 'DTONG'


    Pulpurri.com


    BusinessAtTheSpeedOfSell.com


    FourOfHeartsScreenPrinting.com


    TheBIZTools.com


    BMWorldwideExport.com


    New music from:


    Almighty Infamous 'Right Now'


    TK 'I Don't Know'


    Illsaye 'I Heard'


    Lantern Society 'Apex'


    Andrei Gorlov 'Speed Of Light'


    Danny Boy 'Boot Up'


    J:MAC 'Reset'


    Invisible Triangles w/ a Back2Back


    DTong will be updating you on the happenings in the world of sports including PGA US Open winner, NFL chat, US Women's Soccer & more.  Also mixing in the best indie music on the planet, SPORTS AND MUSIC UNITE!


    Advertising & Sponsorship: http://goo.gl/ioP6Hw


    Guaranteed Song Play & Promotion: http://goo.gl/4aD98w


    Also check out the show at www.DTongRadio.com and on iTunes, TuneIn, Stitcher, Spreaker, & more!

  • 00:56

    An Essential Tool Everyone Should Have in Their Retirement Savings/Income Plan

    in Finance

    Fixed indexed annuities...  


    At best, they aren't seen as being a sexy way to plan for retirement income.  At worst, they are derided by financial entertainers like Suzy Orman and Dave Ramsey as being a poor planning choice.   


    Income and retirement expert and author Rick Liuag believes that assessement is just plain wrong. He says there is a ton of wrong information floating around about #fixedindexedannuities.  In this show, Rick want to set the record straight about fixed indexed annuities and why everyone who wants to have a safer, more secure retirement should consider them as part of their retirement game plan.


    In this episode of Safe Money Radio with Rick Liuag, Rick describes in detail how today's Fixed Indexed Annuities work, why the are a prudent choice for the portion of your retirement savings you cannot afford to lose for ANY reason, and why detractors mistakenly recommend against having annuities as a foundation for retirement savings plans.


    If you're concerned about the volatility of the world financial markets and how that might threaten your retirement nest-egg then you can't afford to miss this episode!


    Rick Liuag, author of "What You Can Do If  Can't Afford the New Obamacare Health Plans" and "You're Gonna Need A Bigger Boat: How Obamacare Threatens Your Retirement Savings," is president of Rick Liuag Insurance Agency.  He advises seniors and business owners nationwide on how to protect, preserve and prolong their retirement savings.  Call 1-855-340-7233 to arrange a consultation with Rick or to get a copy of his latest book.