Tough Times Most Times: Tighten Up Hard Times

"Times are tough right now." How often do you hear this statement? How often do you say this? "Those were the GOOD OLD DAYS." Another one frequently heard and said. Guess what? Tough times and the good old days are most times. It depends on how you live your times and conserve for the future. Sylvia found a nice list for "these tough times" she shares with you in this segment, with tips to toughen-up what may seem like exceptionally hard times right now.