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Two of the most important areas of people lives, health and finances seem to elude most of us. This study develops a plan for appropriating, experiencing, and walking in both of these critical areas. Studies #391-#399 present the foundation of why we fall short in experiencing health and finances. Studies #400-#406 apply a solution by starting with three words, "I am responsible" and continuing with a focus on how we think, believe, and speak about these and other issues in our lives.