Finance Essentials

Lewis Burns, Jr. Is from Columbia SC. He graduated from Eau Claire High School. He is also a

graduate of USC. He has 2 degrees. One in business management and another one in Insurance

and Risk management. He has been in the insurance business for over 30 years.

Denise Riley Pensmith is from Swansea, SC. She obtained her Bachelor of Arts in Social Work

from Tuskegee University. She then returned home to South Carolina to earn her graduate

degree in Macro Social Work from the University of South Carolina. She has been a licensed

insurance agent since November of 2014.

Charaka Cook is an honor graduate from the University of SC with a Bachelor of Arts in Political

Science and Masters of Business Administration from Southern Wesleyan University. Her

background is in banking, mortgage lending, financial services, and management. Currently,

Charaka is a licensed Insurance Agent and Regional Vice President of NAREB, the National

Association of Real Estate Brokers.