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Karen is a Master Financial Coach, with her #SavvyBizTip today, on the importance of creating and sticking to a budget. Karen is also a Public Speaker, Entrepreneur, and Author who has coached people with a variety of money issues: from just $500 in debt to $800,000 in debt. She has coached folks with up to 86 credit cards and taught them how to pay down and pay off those credit cards in record time. www.karenford.org