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ON THE BRIGHT SIDE: 8:00 - 9:00pm - LIVE! - On this November episode, Janie and Jerry will discuss the upcoming 35th NFBNJ convention and salute our veterans with a Gene Simmons' video. There will be Jerry's tech tip about Dropbox.com and Janie's book corner. THE KOVACS PERSPECTIVE: 9:00 - 10:00pm - LIVE! - Steve interviews Phil Saylor the author of: Retire To - Not From AND later in the program Steve talks with Danny Kofke the author of: A Simple Book Of Financial Wisdom: Teach Yourself (and your kids) How To Live Wealthy With Little Money-great topics!