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Monday we discussed how to repair your credit. Where and how to get your credit report. We also talked about your utilization. How to stay below 30 perecnt and how to calculate your utilization. Wednesday night we will discuss the differnce between a soft pulls and hard pulls.We will also talk about how long those pulls will last on your credit. We will also talk about how to build up your credit score without applying for credit cards. We'll also talk about ways to save and different apps that you can use to save your money. Join our dicussion at 11 pm and call in with your questions and comments!