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When you use in-network or participating providers you will often have lower Copayments, Deductibles, Coinsurance, and cost sharing, based on the negotiated rates. If you use out-of-network physicians, you will usually pay a higher Coinsurance and will not benefit from the negotiated rates offered through participating providers. Join Optima Health Vice President and Senior Medical Director, George Heuser, M.D., to learn more about the advantages to using providers who participate with your health insurance plan.
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