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How would you feel if your family were a pawn in another’s plan to get rich? Banks changed the tone of their advertising in the late 1990s. The subliminal message of the new slogans: Spend beyond your means! • “Live Richly” — said Citibank • “What’s in your wallet?” — said Capital One • “Is your mortgage squeezing your wallet? Squeeze back.” — said Bank of America
• Banks have an inherent incentive to give borrowers more credit than they are able to afford. • This results in: – Interest charges – Late payment penalties – Overdraft fees – Missed payments — resulting in higher APR% Consumers want to get out of debt, but they need a plan. Let's stop the cycle and build Americans a sound financial house. Go to bitly.com/yourmoneyny and sign up for your copy of How Money Works, that's bitly.com/yourmoneyny Also, This Thursday, August 7 is our next Money Workshop Securing Your Financial House, at the Point Cafe in Schenectady. 964 Heldeberg Ave. RSVP to dbalog99@gmail.com See you next time.