Why do I have different loan numbers associated with my mortgage loan?

it is possible to change loan numbers and the change could be related to combining data between two entities where the loan papers or servicing rights are supposedly being transferred. If Company A for example uses a 10 digit format for loan numbers and then “transfers” the loan to company B which uses 11 digit format for loan numbers, the loan number would need to be changed.

That said, it is often indicative of multiple transfers off record — i.e., where undisclosed third parties had possession, rights or even ownership of the loan documents. One of those parties might have more rights to enforce than the foreclosing party in your present case.

DISCOVERY:

Identify all loan numbers, including MIN, and any index used in alleged aggregation of loans that have ever been associated with the subject loan.

Describe the factual circumstances in which each loan number was used.

Produce all documents as defined herein that relate to ownership of  the subject debt.

Produce all documents as defined herein relating to transfer of any written instrument relating to the subject debt.

Neil F Garfield

954-451-1230