Foreclosure: The Money Trail v. The Paper Trail and why it makes a difference

What is the significance of the money trail being different from the paper trial and how does that impact the presumptions that usually attach to facially valid documents? Neil Garfield will explain why it makes a factual and legal difference.

Who is pulling the strings?  Investigator Bill Paatalo will also discuss his new findings regarding reinsurance.  Paatalo has discovered that borrowers are being charged for private mortgage insurance and "reinsurance" when the risk is nonexistent.  This is a violation of the Home Owners Protection Act of 1998 which requires full disclosure.

Other topics that will be covered include:

·  Insurance

·  Why the debt is not merged into the note and there are two different parties --- originator and investor

·  Setting up your case for litigation and/or modification or settlement.

·  A recent decision that statute of limitations is an affirmative defense that may or may not be raised. However, it is not a proper subject for a motion to dismiss.

Investigator Bill Paatalo- BP Investigative Agency

www.bpinvestigativeagency.com
Office: (406) 328-4075

Attorney Charles Marshall, Esq.

San Diego, California

cmarshall@marshallestatelaw.com

Phone 619.807.2628

Neil Garfield

Phone: 202-838-NEIL (6345).

Email: info@lendinglies.com

Blog: www.livinglies.wordpress.com