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spiralight

Navigating Health Insurance

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Join us for a insiders guide to health insurance. Learn what the insurance companies don't want you to know. Become a health insurance super consumer.

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Health Reform Review "Health Reform - Navigating the Changes in Healthcare" The newly enacted federal Patient Protection and Affordable Care Act makes sweeping and dramatic changes to how employers manage their employee... more
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As we approach 2014 and President Obama's Patient Protection and Affordable Care Act (PPACA or, ?Obamacare?) continues to unfold, one of the realities each and every one of us will have to face is that of the individual mandate. This... more
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The Individual Mandate Beginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their family members or pay a penalty. Because this provision... more
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What is Long-Term Care Insurance? It is designed to help pay for long-term medical and non-medical services that would otherwise be paid out-of-pocket. Some policies cover nursing home care, while others include coverage for an... more
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Travel Medical Insurance
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Plans change. Natural disasters, political unrest, family illness. Look at COSTA CRUISELINES. Thousands of passengers were schedule to travel in the wake of this tragedy and now many are without trip cancellation insurance. It... more
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Defined Contribution Plans and Private Exchanges Healthcare reform will require each state to set up a public ?exchange? to help small businesses offer health benefits, but this won't go into effect until 2014. With the rising costs of... more
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There are plenty of advantages to a Health Savings Account. Funds rollover each year, there's no ?use it or lose it (unlike a flexible spending account, FSA) and the account is FDIC insured. But the biggest advantage is the tax savings. One of... more
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If you have recently lost your job, upon unemployment, some of you will qualify for a COBRA extension for your Ohio individual health insurance. However, not all companies are required to extend Ohio COBRA benefits (only companies with... more
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Part Two: Serigraph: The Company that Solved Health Care Learn the best practices that can help your company change, innovate and stem the tide of runaway health care costs. In 2003, Kaiser Family Foundation estimated the... more
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