How To Get The Highest Credit Score Possible

In this hour-long interview you’ll meet Dave. Dave is a credit consultant, newspaper columnist, and author of How Credit Really Works. And according to him, anyone can bring up their credit score—you just need to know how. But the bad news is: your score may be lower than you think. Dave says the credit scores you get online are not the ones most lenders see. In fact, your real score could be more than 100 points lower! Because there are multiple scoring models used to determine different credit scores, there are sometimes huge discrepancies in what you think your credit score is and what lenders are seeing. So it’s important that you know exactly what determines your score and how you can improve it. Key Concepts ?? What is the ideal credit mix—how many credit cards you should have, how often you should use them and what kind of balance is okay to maintain ?? What “credit inquiries” are ?? Why you should never close a credit card account – even if you’re not using the card ?? Why you should only use finance companies as a last resort ?? What you need to know about balance transfers, debt consolidation and pre-approved credit card offers ?? The best place to find credit cards when you need them ?? And much more