If you are 5 years or less from retirement, it's time to start considering your options for spending the money you've accumulated over the years. Author, planner, and financial strategist Ashok Ramji says that planning the distribution phase of your life is just as important (perhaps even more important) than the accumulation period. Mistakes in distribution can cause inadequate income in retirement, which may force you to drastically change your lifestyle.
Mistakes in retirement income planning abound. Fortunately, a little strategic planning goes a long way in helping a person avoid making mistakes in retirement from which they may not be able to recover.
As a licensed insurance professional and investment advisor representative with TOP Planning LLC, Ashok Ramji helps people accumulate wealth while eliminating risks that are common to market investing. Ashok graduated from UCLA in 1996 with a Bachelor of Science degree in Mathematics/Applied Science with a Specialization in Business & Administration.
Get a Ashok's free SAFE MONEY guide. Click on the link to find out more.