The Legal Lowdown:Credit Reports – What does yours say about you?

Credit Reports – What does yours say about you? The majority of people do not know how a credit report is actually formed. Well, I am glad you stopped by because during this hour, we will discuss: A. How a credit report is formed B. What your credit report says about you C. What information is reported on a consumer credit report D. Who has legal access to your credit file and protected information E. What is considered illegal access to your protected credit information F. The statute of limitations on reporting on good credit trade lines and derogatory trade lines G. How The Fair Credit Reporting Act protects consumers from abuse, fraud and other illegal activities H. The three major consumer credit reporting agencies, Trans Union, Experian and Equifax* Hi I'm your host Ellen R. Day, LLB, JD I have been a member of the legal profession since 1985. I began my career as a legal secretary and I had the honor to work with some of the best lawyers in the profession at the time. They encouraged me to go on to paralegal school and law school. Well, I took them up on their advice and never looked back! Currently I am a credit, debt collection, identity theft specialist, legal investigator, estate planning and asset protection specialist with New Century Legal Center, and a legal services & investigations office. visit me at www.RealLifeRadioNetwork.com