Guest Renee' Financial Planner/Adviser Speaks Her Concerns About Money

What Is the Role of a Financial Planner you may ask?

A financial planner is an expert who focuses on helping people gain control over their financial situation. Depending on the needs and requests of the client, this can mean anything from setting up a budget to investing extra income or planning retirement options. Financial planners are no accountants, and they are usually not in charge of the money directly, instead focusing on providing advice and letting the client make the final decisions

A financial planner will, first and foremost, help clients get control of their current financial issues, especially debts and cash flow. Depending on the type of income and the expenses of the household, this can mean organizing and planning capital influx, learning to reinvest and risk management. If there are outstanding debts or major financial issues that are putting at risk the good credit history of the client, a financial planner can help devise a payment plan and help the client understand how to better distribute his income so he can make the most of it.