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Is It True That All Black Folks Have Bad Credit?
Sat, Aug 3, 2013 02:00AM UTC
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The basic principles of how money works are quite simple. Too many of us make it out to be more than what it is.
While a deeper understand of how invest ones money is needed if you want to go above and beyond the norm, even those principles can be understood by the common man without having to attend college to become a finance major.
It's like changing the oil on your car, you don't have to go to a high priced dealership to do so if you're willing to get down and do it yourself.
But I've always wondered why some of us just don't get it.
While I've made a few major money mistakes of my own down through the years, I've learned that the lack of discipline coupled with the absence of a basic understanding of how money works is at the root of most of the major foulups that many of us commit.
And this goes for everyone. All races, cultures, lifestyles and age groups.
Ignorance knows no color.
With that being said, it has always appeared to me that too many Black Americans are leading the pack when it comes to the respect of the power of money and a severe ignorance on how money works bordering on extreme stupidity.
Let me also state that this is not everyone, but far too many.
Harsh words for a sad situation indeed.
But somebody has to say it no matter how harsh it may sound.
First of all, allow me to congratulate this who do not fall under this damaged umbrella of self perpetuated poverty. I want to commend those who understand how to budget their money where a certain percentage is divided up for savings, expenses and investments.
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