No Longer Afraid of the Bill: How To Deal With Your Debt Collectors

We always hear about how to be "DEBT FREE", however, as long as we live, we're going to owe something to someone. Credit card debt and other bills often go unpaid for many reasons and we're constantly hounded by someone on the other end of the phone that thinks they are scaring us into paying our debts. We need to know what to do and how to handle these people. We also need to know and understand the laws that apply to collection practices in our state. Tune in.