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Have you ever thought about having a Financial Planner, but decided that you had nothing for him/her to plan or that you have no money? Well, think again. It's more than money. Tune in to the DrRose Show on October 26, 2015 @ 7:30 pm when she and my guest Ryan Howison, Financial Planner of John Hancock will discuss the Pros and Cons of life/Term Insurance policies and the benefits of planning ahead. The call in number for the show is 713-955-0734.