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There is a saying that say, “The rich get richer, while the poor get poorer”. Many believe that people, who sustain their money, do so by making better financial decisions but what about those who may not use the best judgment when it comes to their finances. Living paycheck-to-paycheck continues to be a way of life for 50-70% of the adults in our country. Over 61 million people have credit scores between 500 and 649 and/ or are struggling to make ends meet. The best things in life come free and today were giving you the gift of financial freedom.