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  • 01:03

    6-1-15 A GREAT "COMEBACK" STORY: Wholesale Lending & the Mortgage Broker

    in Finance

    It wasn't that long ago that many were saying that WHOLESALE LENDING and the MORTGAGE BROKER were going to go the way of the dinosaur.  Today's   resurgence of the Wholesale Channel and those that participate in the channel are doing very well.  It is one of the great "come back" stories of our industry.  


    To talk about this, we have as our special guest, GREG MURRAY, CEO of Wholesale One™.  On today's broadcast, we will be discussing the following and much more:  



    How will the revitalization of the wholesale market benefit the industry overall?
    What will be some of the keys in your mind for brokers to succeed in the today’s market?
    Is a more purchase focused market a good thing for brokers? 
    What is the key - or perhaps couple of keys – to succeeding in wholesale as a lender?
    Some brokers have begun operating as non-delegated correspondents.  Is this a good thing?


     I encourage you to tune into this important broadcast and tell others to do so as well.  Encourage you to email me in advance of this broadcast any questions that you would like me to ask our guest.  Our guest, Greg Murray, is very experienced and knowledgeable about the trends related to the Wholesale market and the potential it has.  

  • 02:05

    Biblical Concepts of Lending and Borrowing

    in Christianity

    What is the real relationship between credit and debt? In this monthly series for June 2015, you’ll receive more than “information,” but the truth behind how we are to responsibly interact with credit and debt.


    Week 1 - June 04, 2015:  Biblical Concepts of Lending and Borrowing


    Week 2 - June 11, 2015:   Borrowing to Survive


    Showtime is at 8pm EST.  Guests can call-in at (347) 215-7934 to listen, comment or question. You may also listen on-line at http://tobtr.com/7653331


    Hosts: Rev. Dr. Nathaniel Dunlap, Jr., Adia Sanders, Shatara Sherwood, Warren Feaster, and Mary Ann Williams

  • 00:26

    A GREAT "COMEBACK" STORY: Wholesale Lending & the Mortgage Broker

    in Finance

    It wasn't that long ago that many were saying that WHOLESALE LENDING and the MORTGAGE BROKER were going to go the way of the dinosaur.  Today's   resurgence of the Wholesale Channel and those that participate in the channel are doing very well.  It is one of the great "come back" stories of our industry.  


    To talk about this, we have as our special guest, GREG MURRAY, CEO of Wholesale One™.  On today's broadcast, we will be discussing the following and much more:  



    How will the revitalization of the wholesale market benefit the industry overall?
    What will be some of the keys in your mind for brokers to succeed in the today’s market?
    Is a more purchase focused market a good thing for brokers? 
    What is the key - or perhaps couple of keys – to succeeding in wholesale as a lender?
    Some brokers have begun operating as non-delegated correspondents.  Is this a good thing?


     I encourage you to tune into this important broadcast and tell others to do so as well.  Encourage you to email me in advance of this broadcast any questions that you would like me to ask our guest.  Our guest, Greg Murray, is very experienced and knowledgeable about the trends related to the Wholesale market and the potential it has.  

  • 00:29

    GRACEbreak | Celebrate Your Greatest Asset!

    in Women

    Your greatest asset is your attitude and it is the base ingredient to your Secret Success Sauce.


    Attitude is not a set strength or gift; it is a choice. Attitude is the only thing you have complete control over on a second by second basis.


    The first step to creating success through your attitude is to take responsibility for it.


    The second area to evaluate is where you are now in your relationships and perhaps barriers to your goals.


    Attitude truly is the solid foundation to your Secret Success Sauce.


    The biggest question is: Are you going to keep working and trying to get better, or is this as good as it gets?


    You are not what you think you are, but what you think…you are.


    The last step toward an AWESOME attitude is discipline in your agenda. Yes, the things that make up your daily calendar are the choices you are willing to make. 


    GRACEbreak| : Celebrate Your Greatest Asset!  Series 3 of 8


    Look UP & OUT!


    Tracy Worley


    Are curious! Do you want to find your secret sauce of being a Difference Maker, and create original ideas through your natural gifts? New series starting in June!


    5 Steps to Create The Future You Want


    Top4 Is Your Core: Build Your Solid Foundation

  • 00:34

    Alternative Mortgage Lending, Janc/Morgensen - Angel Oak Home Loans

    in Finance

    Although some investors are still holding tight to credit standards, mortgage credit availability loosened last month, according to a recent Mortgage Bankers Association report.  The MBA concluded that the Mortgage Credit Availability Index (MCAI) increased 0.5 percent to 122 in April.


    Of the index’s four components, Government lending saw the greatest easing and was up 1.1 percent over the month. The Jumbo index increased of 0.8 percent and the Conforming index saw an increase of 0.2 percent. The Conventional index decreased 0.6 percent.


    It appears the increase was driven by new offerings of FHA’s 203(k) home improvement program, new VA offerings and new jumbo products. The increase was partially offset by some investors tightening underwriting criteria on conventional cash out offerings.”


    Joining me today to discuss alternative mortgage lending is Lee Janc, a Strategy and Business Development Executive for the Financial Service Industry and Eric Morgensen of Angel Oak Home Loans.  Angel Oak Home Loans serves both the Retail and the Wholesale markets and specializes in non-conforming products.


     

  • 00:34

    Angela Lenhardt: Inspiration to Personal Transformation

    in Spirituality

    Meet an author who will show you how to live spiritually aligned!


    Angela Lenhardt is an accomplished Intuitive Life Coach, Inspirational Speaker and Best-selling of author of A Charmed Journey: An Inspired Guide to Personal Transformation. Her book was endorsed by Dr. Wayne Dyer:  “A marvel of a book. Chock full of advice to live a spiritually aligned life.” She’s passionate about helping others design and live a happy, healthy and Extra~Ordinary life. Angela inspires others by sharing her insights and the self-mastery skills she has learned to living life on purpose. In A Charmed Journey, she shares her inspirational life story of struggles, transformation, world travel and exploration, and how she landed as a spiritual counselor and healer.  


     


    She earned a B.A from the University of Northern Colorado in Business management and finance. And has traveled to China and Thailand studying alternative medicine, Feng Shui, qigong, meditation, yoga and tai massage and has maintained an intuitive and healing practice in Denver for 15 years. She brings together the knowledge of many masters to support her clients in positive transformation, offering tools and encouragement to create a life full of potential and desired outcomes. 

  • 00:42

    Are You Following the Best Asset Protection Planning Rules?

    in Legal

    Asset protection planning is all about taking chips off the table in good times, so that you still can walk away from the table a winner no matter what happens in bad times. Those who worry the most about asset protection are those who are the most likely to get sued, but average folks often get caught up in difficult situations, and thus if you have something to protect then the topic of asset protection should at least cross your mind.


     


    Join Bill and Rick to discuss exactly when and how you can best maximize your protection against unwanted creditors and lawsuits.

  • 00:58

    Our Personal Spirit Guides

    in Spirituality

    Each of us has one personal spirit guide assigned throughout our incarnations on the planet. What are the factors that determine a specific guide's assignment to a specific soul? What purpose do these guides serve during our life journeys and soul-evolution?


    World renowned psychic Neil Baker and host Kristin are featured on this hour long show which deals with the vast, expansive world of psychic phenomenon. This show delves into the extraordinary mysteries that reside beyond the physical realm of common experience. Neil and Kristin are your guides and teachers as they establish a stage that is both personal and universal, while callers have the opportunity to connect with Neil for one-on-one readings. The call in number for the Neil Baker Psychic Hour is 914.338.0164.


    ***ATTN.:  All content of "The Neil Baker Psychic Hour"© is protected by copyright.  No copyrighted material may be reproduced, stored for retrieval, or transmitted in any other form or by any other means without the prior written permission of "The Neil Baker Psychic Hour"© and its agents. All rights reserved. ***


     


     

  • 01:00

    Conscious Parenting and Personal Growth part 22 with Nazim Rashid

    in Self Help

    Life Coach, Personal Development Specialist, Author and Radio Talk-Show Host Nazim Rashid is the guest speaker today continuing his series entitled Conscious Parenting and Personal Growth. This series is for parents who want new information for raising the best emotionally balanced and validated children possible and for those who want to align with the very best personal development possible. Reconnected is must-have for today’s parents, wanting the best tools to raise emotionally balanced children who are empowered with high self-esteem and confidence. It is these children who will lead balanced, intelligent lives, have healthy relationships and chart a course for themselves that will be an excellent model for others to follow. For you parents, I know you are the ones that want the absolute best for your children. Your children were created for excellence, by excellence and through excellence, and it is through your compassion and knowledge that they will be great producers for the world. In this series I will read and expound from Reconnected in the areas that specifically address parenting and personal growth.  These areas include Validation, Self-Esteem, Self-Image, Visualization, Communication & Listening Skills, Optimism, Gratitude, Building Emotional Literacy, Emotional Balancing, and Identifying and Managing Emotions.  www.cloudsofabundance.com 

  • 01:00

    Your Personal Year for 2015

    in Motivation

    Have you been using the energy of your PERSONAL YEAR? Find out today!! 


     We have less than six months to go...find out what the focus is for you and rock it out! Easy way to calculate your persaonl year go to http://www.jenyoung888.com/your-personal-year.html


     


     

  • 00:31

    Personal Assistant/Caregiver Saves Little Dog

    in Pets

    Our guest today is Jennifer Hayes who has an amazing story of how she rescued a dog and the dog rescued her!  Isn't that always what our pets do for us? Join us today, you will enjoy learning about this facinating Lady Jane.


    Personal Assistant for a Lady Jane


    Are you a Lady Jane who needs a personal assistant, housekeeper, nanny, or caregiver?


    I am a girl Friday who is skilled in the following:


    Organization, housekeeping, care of children, caregiving, pets, errands, and sipping tea.


    My qualifications are the following: *25 years of sparkle means 25 years of professionalism, dependability, and exceptional service. *Obsessive attention to detail means you can expect perfection, every time. *Premium products and quality processes allow for an unmatched caliber of clean. *Weekly, bi-weekly, monthly, or one-time clean. *Hardworking, flexible, unwavering optimism and a passion for helping people and family pets.


    My solid reputation is based on compassion and concern for children, and seniors. I love to cook, create, clean, nurture, inspire.


    I am proactive in creating wonderful Nanny/Family relationships. For the family, I offer peace of mind and quality of life for your child.
     


    If you need a well-rounded individual who thinks quickly on her feet, can use elbow grease, polite, well-mannered, plus more, then I welcome a phone interview to start.


    Tune in to learn more about the care of Humans and Animals and the connection that exists between us.


    Judy Helm Wright, Pet Grief Coach


     

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