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The credit quality of loans originated after the crash are generally viewed to be very high as credit standards hav tightened. However, the manufacturing process of the mortgage loans still possess sustain risk to the lender especially as it pertains to valuation and income verification.
Joining the broadcast today Thomas Showalter, Chief Analytics Officer of Digital Risk. Thomas, is responsible for the data, analytics and “decisioning” systems in use and under development. Thomas and his development team leverage the extensive Digital Risk database to create unique and powerful analytics with an extensive focus being placed upon applications that determined the most appropriate, loss mitigating treatment for distressed mortgage loans.
Yes, his last name is Risk, and September is National Emergency Preparedness Month.
According to a national workplace safety survey by Staples, only half of employees believe their workplaces are prepared for a severe emergency and nearly two-thirds of those polled said recent natural disasters have not led to their employers reassessing company safety plans.
Today, Staples' Safety Expert Bob Risk drops in to discuss how local San Diego consumers and businesses can get back-to-safety and prepare for the unexpected.
Bob says people would be surprised to find out how many stores and even restaurants lack the most basic supplies for first aid!
And he's going to share with us 5 overlooked products that should be included as part of an emergency preparedness kit.
Bob is the senior strategic safety health and wellness manager for Staples. His experience includes working with some of the largest corporations in the world to help them with emergency response efforts and environmental clean-ups of some of the worst disasters in the last decade, including Hurricane Katrina and the Gulf Coast Oil spill.
Dan Moyo (standing directly behind the Honorable Nelson Mandela), joined the African National Congress underground unit in 1979 which led to his membership to UMkhonto weSizwe its military wing later in the same year. He received both military and political training in Angola and redeployed back into South Africa to engage the enemy in the Eastern front area now called Mpumalanga where he was originally born. Early in March 1981, he was arrested and charged under the notorious terrorism act of 1967, and wassentenced to 10-yrs with 5-yesrs minimum and 5-years to run concurrently.
He was imprisoned to serve his sentenced in Robben Island Maximum Security Prison where all other freedom fighters were kept including former Rivonia trial's ANC leadership. The late President Nelson Mandela was a member of this imprisoned group.
.In 'Washington, DC, Roscoe was known as very civic active and political savy spouse. Sheappeared frequently on Television and was often mentioned in the Press. Roscoe like Ron, prior to coming to Washington, DC was passionate about ending the violent, oppressive practice of Apartheid. In the 1970's, Oakland and Berkeley, San Francisco's East Bay, led the way of the anti-apartheid movement. On college campuses across America students began to push for the end to this South African policy. In the 1980's Annette Lantos, wife of Congressman Tom Lantos (deceased of California) invited Roscoe to join the Congressional Human Rights Caucus' Committee of 21. This bi-partisan caucus of the United States House of Representative was organized by Congressman Lantos, who was a survivor of the Camps during the Holocaust. The Committee of 21 is a program for women Members of the House and Senate and wives of Members of Congress. The Committee encourages the women to "adopt" victims of human rights abuse. The caucus first focused on the ill-treatment of Jews within the Soviet Union. When the Human Right Caucus directed its attention to South Africa, it became involved inthecase of Murphy Morobe a black South African ANC leader in the fight against apartheid. Roscoe was asked to "adopt" Mr. Morobe through the Committee of 21. Mr. Morobe and two of his colleagues in South African prisons escaped and sought refuge at the U.S, Consulate in Johannesburg.
Did you know that strokes are the leading cause of serious, long-term disability cases in the United States? Strokes are the 3rd leading cause of deaths in the nation. This very serious medical condition impacts thousands of people each year. Are you aware of the risk factors that put you at risk for having a stroke? Please join the national award-winning radio talk show Let's Talk America with Host Shana Thornton on Tuesday, November 4, 2014 at 7:30 pm EST for one powerful and life-changing conversation about one very critical health condition. Our featured medical expert guest is the celebrated Dr. Dingane Baruti. Do join us- with every member of the family!
*Please note that this special health edition will also feature an exclusive conversation about Medicare coverage.
*Please visit www.letstalkamericawithshanathornton.com and support our national sponsors.
Bonita McAfee-Mitchell, Founder & CEO of Thread of Hope Records, is making a sound with the celebrated school curriculum program “I’m Saving Myself.” She may have been a celebrated wardrobe stylist for Stevie Wonder but Bonita McAfee-Mitchell, Founder and CEO of Thread of Hope Records, is stitching a new mission which resonates John Lennon’s poignant message “All You Need Is Love.” Mitchell is taking her Benton Harbor, Michigan based company’s “I’m Saving Myself” youth program into the national limelight with a theme which teaches self-love as the first and most important element to making wise choices.
Judith Smith-Since September 2011 Judith has taken the role of Key Srategist and Co-Project Director for the Jamaican Olympic Ice Hockey Federation (JOIHF), a non-profit dedicated to the empowerment of Jamaican youth: providing opportunities for athletes of Jamaican, Caribbean and West Indian heritage, worldwide seeking to develop and/or enhance their skills for competition in winter sports, including competition at the Olympic Game level. She was brought in by her brother, G. Webster Smith co-founder of JOIHF. He was a colleague and friend of Co-Founder and CEO, EJ Phillipps, who had this wonderful vision.
On this episode we will talk with Christine Weick who courageously Stood up for Jesus at the National Cathedral in DC. Tune in tonite at 6:30pm eastern time and 3:30pm pacific to www.blogtalkradio.com/patriotnation
IConstance Miller, completed her undergraduate work in social psychology at the University of Washington (UW). Her Master’s Degree in social psychology was undertaken in a program for social change activists known as Goddard-Cambridge Graduate School in Cambridge, Massachusetts. “
Following graduate school she pursued a brief career as an associate professor of women’s studies at the UW. Subsequently, she took a job as a program analysis in an executive department of Seattle City Government.
She became a traumatic brain injury (TBI) Advocate more than thirty years ago following a motor vehicle collision that left her with permanent impairments from a moderate TBI.
Back then there was very little information of any type on concussion, and the existing literature typically blamed the patient for the appearance of the symptoms of what is now known as post-concussion syndrome. Fortunately, her academic training in research methodology enabled her to spot the flaws in such reasoning. She took what she learned and put it into a self-advocacy guide on brain injury.
She titled the book, FROM THE ASHES, because she felt that it reflected the destructive effects of brain injury in her life. Shortly after its publication she was recruited by the American Academy of Neurology to help them redesigned their guidelines for diagnosing and treating concussion in sports.
Realizing the vastness of the problem of brain injury and the lack of resources and awareness she decided to found a non-profit organization to address brain injury from the survivor’s perspective. Known as Brain Injury Resource Center it was established in 1985 and has evolved into the first national resource center for persons with traumatic brain injuries.
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