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  • 00:22

    Guest: Cinthia Kettering, President, The Bagnall Shaw Company

    in Business

    Cinthia Kettering, President, The Bagnall Shaw Company

    The Bagnall Shaw Company’s mission is to serve and protect every client by providing insurance solutions that are competitively priced and adaptable to their specific needs. We seek to build long-term relationships through excellent customer service.


    I was born in Ecuador. As a teenager, I worked at a bank, and earned a law degree. In 2000, I moved to PA. I was hired as a trust-income specialist. I changed jobs, became teamleader, then an underwriter. After the downturn my position was eliminated. We started a business. Our company grew, becoming the Bagnall Shaw Company. I wrote a book, I am a member of the governor’s CRIZ authority, and won the ATHENA Award.



  • 00:31

    Award Winning Best-Seller Rennie Gabriel stops by Good Deeds w/ Dr. Renee Sunday

    in Motivation

    Rennie supports individuals and business owners to create work as a choice, instead of a requirement, just as he did for himself. 

    As a highly rated instructor at the University of  California in Los Angeles (UCLA), Rennie uses his award winning best-selling book, Wealth On Any Income, to teach adults and students how to handle money effectively from both the emotional/psychological aspects as well as the practical components. Rennie is a retired Chartered Life Underwriter (CLU) and Certified Financial Planner® (CFP).

    After selling his pension administration firm to a public company, Rennie began doing public workshops and corporate training to empower people in their businesses and personal lives. His clients range from executives and small entrepreneurs to the FBI and Toyota Motors. 

    As the past-president of Gabriel Publications, a book-publishing house with over 80 titles specializing in consumer education, Rennie’s company provided extensive consumer education on real estate and finance topics.

    Rennie had gone broke twice (two divorces), but using the same concepts published in his books, Rennie created more wealth in each recovery than what he had prior. Rennie was a single parent for about 3 years after his first wife left. 

  • 01:00

    John Edmonds, Edmonds Insurance

    in Current Events

    Our guest this morning is John Edmonds, CEO of Edmund’s Insurance.

    John began his career in employee benefit sales, consulting and brokerage in 1979. His background in working with large employers to provide state-of-the-art benefit programs, shaped his vision to provide flexible benefit plans to small/medium sized firms and led him to form Coastal Financial Group in 1988 and rebrand as Edmonds Insurance Services, Inc. just this year. 

    California toward the Certified Financial Planning designation. He also earned a designation as Life Underwriter Training Counsel Fellow. John graduated with an undergraduate degree in Business Finance and Management from the University of Illinois.

    John and his wife Chris live in Manhattan Beach, where they enjoy the outdoors and a strong sense of community involvement: on school boards, scouting and coaching local kids. They have three great children: Taylor, Austin and Reilly. John enjoys running, cycling, hiking, and playing golf.

    This morning we’ll be discussing health insurance and the various plans and benefits available to individuals and businesses as chamber members.


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  • 00:31

    Who Needs Disability Insurance?

    in Business

    What happens when you have an injury that ends your career?  If you aren’t covered by the proper disability insurance you could have drastic ramifications to your income.  Some disability insurance will protect you whether the injury is work related or not. Shirley Gutkowski, Host of Cross Link Radio, speaks with Craig Gussin and Jean Rockwell about different types of disability insurance.

    Craig Gussin attended Wayne State University in Detroit, Michigan, where he received his degree in Business Administration. Craig also holds an advanced degree, Charter Life Underwriter from Bryn Mawr College in Bryn Mawr, Pennsylvania. He is a Certified Health Care Reform Specialist and a member of the National Association of Insurance and Financial Advisors, along with the National Association of Health Underwriters and The International Disability Insurance Society. He has written articles, conducted seminars, been interviewed on TV, Radio, in the newspaper and magazines, including the June 2011 issue of Money Magazine.

    Jean Rockwell was a full time RDH for 29 years, when she was forced to retire due to a disability.  Luckily, she had disability insurance, allowing her to maintain the lifestyle she had while working as an RDH. She lives in San Diego, California, and is currently working part time as an insurance agent with Auerbach & Gussin Insurance, promoting disability insurance to RDH’s. She is a co-author of an article in RDH Magazine where she examines the features of a comprehensive disability insurance policy.  She also co-monitors an online group, specifically designed for disabled or injured RDH’s. She is a member of ADHA and CDHA.  Jean attended Pensacola Junior College in Pensacola, Florida and obtained her Associate of Science degree in Dental Hygiene.

  • 00:54


    in Women

    #347-996-5568 8 a.m. We live in a dynamic society where information changes constantly. Interest rates, financing alternatives, community initiatives for first-time-home buyers - the list is endless and endlessly changing. The purpose of this talk is to provide you with the tools necessary to decide if homeownership is for you. I am a senior underwriter in the mortgage finance industry for more than 25 years and a recent conversation with friends made me realize we cannot have this conversation enough. Your current financial situation should not be a deterrent. You must PLAN, PREPARE, PURSUE THEN PURCHASE. My goal today is to give you the tools to get motivated and to make an informed decision. Dial in and talk to the underwrter.  Ask questions about your current mortgage situation.   

    "Me God and A Cup Of  Coffee" is a show that recognizes that every day must start with a morning conversation with God.  Through sharing your experiences with others we realize that "We are more alike than we are different".  Join us for a morning conversation. Grab your mug and fill it up.  #347-996-5568, Saturday at 8 a.m. weekly.  

  • 00:46

    Literary Symposium - Michelle Mankin

    in Books

    Dreamers Radio is excited to welcome Michelle Mankin, author of the Brutal Strength series and Tempest series!

    Taken from her website:

    "Michelle Mankin is the author of the Black Cat Records series of novels. Reimagining classic stories with sexy rock stars and thought provoking issues.

    For many years she worked in the insurance industry as an underwriter. Somehow, the boredom didn't kill her but the hours and hours of looking at facts and figures provided ample time for her mind to wander.

    Black Cat Records in Vancouver provides the central backdrop for all of Michelle’s current novels. 

    Love Evolution, Love Revolution, and Love Resolution are a Brutal Strength centered trilogy, combining the plot underpinnings of Shakespeare with the drama, excitement, and indisputable sexiness of the rock 'n roll industry.

    Things take a bit of an edgier, once upon a time turn with the Tempest series. These pierced, tatted, and troubled Seattle rockers are young and on the cusp of making it big, but with serious obstacles to overcome that may prevent them from ever getting there."

    Be sure to check out both of her series and follow her social media at the below links:





  • 01:03

    Secure Your Financial Future Now

    in Health

    Join Partners in Health and Biz talk show host Gail Dixon and her special guest Samuel Asare, Principal and Lead Wealth Advisor at Laser Financial Group.

    Learn how you can begin to secure your financial future, now.

    Samuel is the author of multiple books and special reports, a regularly featured expert in several media outlets, a sought-after public speaker, and instructor to other financial professionals seeking to improve their technical knowledge.

    He is a Chartered Retirement Planning Counselor, Chartered Mutual Fund Counselor, Chartered Underwriter, Certified Treasury Professional and Certified Business Manager.

    Call into the studio with your questions and/or comments: 347-945-7433.



  • 00:32

    Preserving Financial Growth and Protecting a Legacy

    in Business

    Join the conversation as we invite Don and Andrea Ames, a father and daughter partnership with A&D Advisors LLC. a wealth accumulation and risk management firm as they share some insight, thought leadership and success stories for how they help others grow financially, give more and develop a personal legacy.

    We will explore and help answer some of the following common and key questions:

    What is the #1 issue for wealthy business owners today?
    What are some of the common mistakes business owners make when designing a good compensation package for partners and key employees?
    What are some key financial instruments the are missed?
    What characteristics and expereince are needed for both growth and giving? 

    About the Guests:

    Don W. Ames, ChFC®, CLU®, CEPA, LUTCF

    With a career spanning 42 years, Don has served individual and business owner clients successfully as a financial service professional providing insurance and disability planning, and wealth accumulation and risk protection planning. Don is a Chartered Financial Consultant®, Chartered Life Underwriter® and a Certified Exit Planning Advisor.

    Andrea M. Ames
    Andrea has served as a financial services professional for the past two years. Before teaming with Don, Andrea was with Prudential. Andrea has worked with personal financial planning clients in insurance, investment and retirement planning.

  • 00:31

    Learn How to Buy Health Insurance the Right Way

    in Women

    Mary Thompson started her career in NY as an underwriter for General Accident Insurance Company over 30 years ago. She then went to the agency side as an account manager for commercial insurance.

    She relocated to Las Vegas where she has remained a Nevada resident for over 25 years. Her experience includes sales and executive management for all lines of insurance coverage specializing in Property, Casualty, Workers’ Compensation and Employee Benefits. Ms. Thompson is currently the President for Capstone Brokerage. She has work on both the agency and company side of the industry in Nevada with positions in Executive & Sales Management, Agency Operations, Director of Marketing, Bond Manager & Director of Human Resources. 

    Cynthia Throm (Cindy) is the Founder and President of Employers Benefits Design. Prior to opening EBD, Inc. in 1991, Cindy was an account executive for Blue Cross Blue Shield of Nevada. It was there that Cindy discovered that one size does not fit all, and that no one single insurance company meets everyone’s needs. Prior to Blue Cross, Cindy worked for State Farm, and as a claims manager for Aetna. She was a Respiratory Therapist before entering the insurance field.

    It is her varied background that gives her a unique perspective into the dynamics of health insurance, having worked for an insurance company in sales, paying claims submitted by providers, and working for a hospital that billed insurance companies. This unique insight is invaluable in assisting her clients navigate the cumbersome systems of managed care.

  • 00:31

    John Graves-Solutions for Your Investment Portfolio

    in Finance

    Your host Miguel Perez-Santalla, Vice President of BullionVault is joined by John Graves an independent financial advisor with over 500 million dollars under management at The Renaissance Group, LLC and an award winning author.  They will be discussing investments, retirement planning and the economic politics in the US. Leran what should you be doing now with your portfolio.

    John Graves, ChFC, CLU has spent 28 years advising people how to become better stewards of their resources. As an independent financial advisor, he focuses on designing and maintaining clients' portfolios consistent with their needs, rather than some market paradigm. John is a Chartered Life Underwriter and Chartered Financial Consultant through The American College in Bryn Mawr Pennsylvania. John is the author of the best selling

    New York Markets Live brings you valuable insight on the markets so you can make smart investing decisions. Call in with questions.

    About Miguel Perez-Santalla

    A passionate advocate for retail investors and a regular speaker at industry and media events, Miguel Perez-Santalla has more than 30 years’ experience in the precious metals business. He is a Vice President of BullionVault, the world’s largest precious metals exchange for gold and silver.

    Click here to register for market news

  • 00:58

    Where To Get International Credit Trade Expertise

    in Management

    BUSINESS CREDIT RADIO is honored to welcome Ms. Aneta Spilman, CAE (certified association executive) as our featured guest speaker. Aneta is the President of ICTF – the association of international credit and trade finance professionals, launched in 2010 by former board members of FCIB-NACM. Prior to taking the helm at ICTF, Aneta served as the President of FCIB. She started her career in international business credit at Euler Hermes ACI back in 1996, as an export credit insurance analyst and underwriter. Aneta holds a Master’s degree in International Business from University of Baltimore. Her international background, business experience, leadership, passion and integrity have been instrumental in positioning ICTF as the leading international credit management association worldwide.

    During this segment, Aneta will discuss the resources available to credit management professionals and how ICTF assists credit professionals and businesses of all sizes in expanding their knowledge and global footprint. ICTF is a not-for-profit, member-led association whose mission is to advance the profession of international credit management by providing unmatched expertise, powerful connections and leading-edge education and resources.

    BUSINESS CREDIT RADIO is sponsored by Commercial Credit Management Associates LLC (CCMA).