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  • 00:31

    Understanding Long-Term Care Insurance

    in Finance

    Most people fear having their savings wiped out by a debilitating illness.  Is long-term care the answer, and are there other options?  Join us as we discuss ways you can protect yourself should you need long-term medical care.  Also this week: Are you taking investment advice from one of the 6 people we think you should ignore?  Don’t do it!  There’s talk of deflation.  What is it, and why is it dangerous? Many people think that buying a home is the smartest move you can make, but is it right for you?  Find out what you need to ask yourself before you start house hunting.  Spring is in the air and college acceptance letters are in the mail.  Make sure you understand the financial packages before you write that deposit check.

  • 00:31

    Decoding Life Insurance

    in Finance

    What are the different types of life insurance, and what kind of coverage gives you the best bang for your buck?  Join us as we decode some of the mysteries of this often misunderstood product.  Also, this week, discover seven ways to teach your teens about money; get the scoop on oil and learn whyprices have been so volatile; and find out what three things you can do right now to protect your beneficiaries.

  • 00:45

    Health Care Payments, Life Insurance and Health Incentives

    in Business

    On this week's edition of HealthCare Consumerism Radio, the hosts welcome two special guests to the program for a discussion on health care payments, health engagement, life insurance, health incentives and more.


    The first guest on the program will be Vineet Gulati, chief executive officer of HealthExpense. Similar to the shift from pension plans to individual retirement accounts years ago, employers are switching from defined benefit to a defined contribution that their employees control. Therefore, the employee-consumer today has to make more health insurance and health care purchasing decisions. This shift has been rapid, and consumers need to learn very quickly how to use vehicles like HSAs, FSAs and HRAs to cope with this expense-shift. In this interview, Vineet and the hosts will discuss what problems this shift is causing across the health care ecosystem and the innovations that are emerging to deal with these changes.


    For the second segment on the show, the hosts will talk with Tal Gilbert, senior vice president of marketing and innovation for The Vitality Group. Tal and the hosts will be discussing an innovative new solution that brings together life insurance and wellness incentives. John Hancock Insurance recently launched a new approach to life insurance in the U.S. that rewards people for healthy living. Developed through an exclusive, first-ever life insurance partnership with The Vitality Group, the new solution integrates life insurance with a comprehensive healthy living program.

  • 00:46

    BENEFITS OF LIFE INSURANCE & GOOD CREDIT

    in Entertainment

    •Why certain credit & financial secrets are untold in low income communities & educational systems?


    •How can foreigners without any N. American credit history get approved for luxurious cars & homes in upscale neighborhoods [communities], but many people especially “Black African-Americans” are denied approval of those things even if their credit scores are above 620?


    •How can some 18-24 years old Caucasian college students without established credit afford expensive homes & cars w/o parental financing?


    *Did you know Caucasians were intentionally targeted & charged high mortgage interest rates in certain states & communities solely due to them being "Caucasians"?


    *Did you know you that most life insurance companies allow you to take a loan on your life insurance benefits after paying it up for 5 years or more or having it for 10 consecutive years or more with a record of on-time premium payments?

  • 01:01

    LIfe Insurance, Un-Insurable, Worksite Plans, Guaranteed Issue

    in Business

    AM 1220 KDOW Silicon Valley Radio Host Margaret Jackson is bringing on New York Life Maram Alaiwat, 2014 President's Council, and a member of the prestigious Million-Dollar Round Table.  Maram is formidable in her understanding and abililty to talk about Life Insurance, as a New York Life agent.  She is committed to her customers, around the United States, and works hard to build plans that best fits the need of her customers.  She will share statistics, worksite plans that could help the un-insurable get insured.  


    Everyone wants the security of Life Insurance.  Tune In today, to learn how you can prepare for a secure future. 

  • 00:13

    Do you have the right life insurance for your age and needs?

    in Finance

    Many people think they have just the right life insurance. Many say, I'm good when asked what they have and why. The reason is because they can't explain what they have, They just know they have some. This is a very bad situation. An old policy is probably not cost effective. A new policy may be the wrong product for your age or budget. How long will you have to pay preiums? What is the dividend arrangement. How much interest do you earn? All really serious questions. So, saying I'm good means, I really don't know what I have and why. 

  • 00:17

    Short term missions and Costa Rica

    in Christianity

    I will be discussing the value of short term missions. Also we will be covering all the interesting things that are going on here in Costa Rica as well as describing life here and even a average day in the life of ....the HOOVERS  ( maybe some music too..lol)

  • 00:16

    Favor Life, The Process Of There..........................

    in Spirituality

    Favor Life  is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose  and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:16

    Favor Life, The Process Of There........................

    in Spirituality

    Favor Life  is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose  and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:16

    Favor Life, The Process Of There.........................

    in Spirituality

    Favor Life  is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose  and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:31

    Kimberly Marshall: Charlotte NC - End of life planning insurance expert

    in Business

    BIGthinking Kimberly Marshall is an expert when it comes to life insurance and end of life planning. She will reveal the different types of insurance, who should get it and why.Her passion is in assisting those who have loved ones who  will be transitioning by providing them with financial relief.


    A large population of seniors with health conditions, physically and emotionally challenged are not able to receive insurance or able to afford it because of the increased pricing. Kimberly and her team have enabled this to no longer be a challenge among many who fall into those categories.


    Listen in on the obstacles she faced in living her passion of assisting others.


    If you are looking to learn more as well as become a part of her team you can contact her directly from the information she will be revealing.