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  • Digging Deeper Into Your Financial Plan

    in Finance

    Find out where to invest your energy when crafting your financial plan.  Too often, investors waste time trying to control things they can't, while ignoring ways they can improve their financial plan.  Learn what you can do that can most impact whether you reach your financial goals.  Get ready to dig deeper into your financial plan!

  • 02:01

    A Broken Cookie

    in Romance

    Join Dr. Rob and Sexologist Delisia Davis with Special Guest Radio Personality and Author Jameka JusCookie Hart (@arealcookie) as they discuss how being broken can make you whole again!!!!

  • 00:31

    The Seal Breakers, on the next "Conversations Of A Sistah"

    in Radio

    Join Host, Ms. Tracy L. Bell here on Blog Talk Radio as she welcomes her special guest "The Seal Breakers". A talented band which combines diverse personalities and different backgrounds to offer a unified sound and showmanship with the soul-stirring sonics of brass, gospel, R&B, and Hip Hop.


    Broadening their audiences worldwide, with their music played as far as France; the band has also performed and/or recorded with many notable soul, jazz, and gospel artists nationally and internationally.


    Tune in tonight at 6:30 p.m. here on Blog Talk Radio.


     


    Join

  • 00:31

    Broken, Mended, Made Whole

    in Christianity

    Isaiah 57:15 says this,  For thus says the high and exalted One Who lives forever, whose name is Holy, "I dwell on a high and holy place, And also with the contrite and lowly of spirit In order to revive the spirit of the lowly And to revive the heart of the contrite. And the truth be known,  God loves us so much he will allow us to hit our rock bottom if it means finding Him. Sometimes I must get honest with myself and say I at times don't really want to be broken. Somehow that just sounds like losing or second best, our flesh gets in the way and says we don't need fixing, mending, trials, suffering or difficultiies to help us draw close to Almighty God. The real question is where will I go to get answers for my own brokenness? Because true colors are revealed when we go through those fiery trials of life. They let us know where we stand in our faith in God and where we are in our walk with Him. It often leaves us spiritually naked and in need of more than we can offer ourselves. We turn to other vices to help sooth the pain such as alcohol, drugs or ography. When God only wants whats best for us he will at times allow pain and difficulty to deepen our relationship with Him and be broken, mended and made whole....Thats His plan.

  • 01:41

    Life Challenges, Bent But Not Broken

    in Culture

    This week's Life Challenge with Don Mills is about 'Ministry' in other words  'How you serve'..


    We are the stewards of our families and friends and the greater society. We are challenged to lift each other up with celebrations, to recognize our mentors, and to become grounded spiritually so we can help others live fuller and more satisfying lives. Now, it is time to recognize our MINISTRY. Life Challengers, share your testimony so that others will understand the benefits. What is it that you do that you are passionate about? What do you stand for and how have you tried to make a positive difference? What are you known for?


    THE ONE-PAGE FINANCIAL PLAN helps demystify the planning process so readers can figure out where they stand on key financial issues and where they want to go, in order to narrow the gap between the two.Carl Richards is a certified financial planner and a columnist for the New York Times, where he has a weekly “Sketch Guy” column. He is also a columnist for Morningstar Magazine and a contributor to Yahoo Finance. Richards is a popular keynote speaker and is the Director of Investor Education for the BAM ALLIANCE. Visit http://www.onepagefinancialplan.com/.


    This week on "Discussing it with Melissa" you will meet Ms. Jakia Cheatham. Author of, "Bent But Not Broken," CEO of Jakia Cheatham, Church Girl's Ministries, and a host of others. 
    She's showing young ladies how amazing it is to live a life of purity and how awesome it is to be a church girl in today’s society. 
    She is determined to change the way the world views a "Church Girl" and bring awareness to people about scoliosis. Listen to her story -her bout with scoliosis - she shares her struggles, how she overcomes and her....heart. 

  • 00:32

    Financial Legacy System: Vacation on a Budget

    in Finance

    Sherri Gray, The Money Mom and Certified Personal Finance Counselor, gives financial hope to her clients nationwide. Now she uses her show to share her experiences and offer advice on money topics that affect you. You can listen in, share your experiences, and leave encouraged. To learn more about The Money Mom go to www.themoneymom.org.

  • 02:00

    Disaster Awareness for Community Preparedness

    in Education

    Hosted by Bro Rudolph & Joseph Muhammad

  • 02:03

    Anthony Kovac-Preparing for Disaster; Sandy Botkin- Tax Scams

    in Politics Conservative

    Showtime 8AM-10AM EST


    Joining us "In the Pickle Barrel" will be the Nation's top disaster expert, Anthony Kovicuses his experiences to discuss what we can do to be prepared for a disaster and how it will help dealing with adverse condidtions when they arise. Also, "In the Pickle Barrel", Sanday "Sandy Taxman" Botkin and I wil be taking a look at the top twelve (12) TAX SCAMS that people may face as muddle through the tax season.


    Look forward to having you join in the Chat Room discussions or calling in and talking to our guest and I at 855-236-2486.

  • 00:31

    Digging Deeper Into Your Financial Plan

    in Finance

    Join us as we launch our new format!  Learn about the high cost of annuities; our Charitable Giving in 2015 event on April 1, 2015; and our consumer and kid's tip of the week.  This week's main topic is learning how to make your financial plan focused on what you can control, rather than wasting your energy on things you can't control!  Don't miss this opportunity to dig deeper into your financial plan.

  • 00:30

    Financial Grace: A Mighty Move of God

    in Women

    "With God all things are possible" Mt 19:26 We've all heard it and likely prayed it a zillion times for various things throughout our life.  In finance, I find that its easy for emotions to get mixed up around what to pray for.  There is often a fear of praying for money because of concerns it might seem like idolotry.  There is also an unfortunte perception that praying for finances could be perceived as selfish.  Whatever the reason, the reality is that money has a tendency to create emotional and mental blockages even before we pray.  Instead we end up 'hoping' for a windfall or increase, and financial blessing.  This kind of hope isn't the same as the hope we have in the Lord, because it's coming from a place of lack, not of abundance.  


    Yet God does care about your finances and we have biblical example, after biblical example of His infinite provision. So what do you do?  How do you pray for finances?  God isn't a giant genie that if you pray a particular way He'll pour out gold into your life, but He does give us seed to produce fruit and an abundant harvest when we seek Him with all our heart.  


    Join me this week as I share an amazing story and the practical strategies that saw God move in a mighty financial way.

  • 00:23

    Financial elder abuse overview under California law

    in Legal

    Introduction


    Financial elder abuse is on the rise in California.  People are living longer due to advances in science, medicine, health, fitness and nutrition.  At the same time, "seniors" (those over 65 years of age - which is still relatively "young" if you think about it) are some of the sole survivors of the "mortgage meltdown" and they are oftens the victims of financial fraud and "elder abuse."  This husband and wife podcast discusses what elder abuse is, how to spot it, and the types of legal claims we handle as a California financial elder abuse law firm.


    Common perpetrators of financial elder abuse 


    1.  Attorneys (these professionals are in a position of "trust" and "confidence" and can unduly influence, coerce,  misinform and cause seniors to make very bad financial decisions that can affect real estate, and stock portfolios).  Attorney malpractice is another common claim in this area.  We have seen "counseling" that has resulted in the loss of substantial equity in residential and commercial real estate estate.


    2.  Car dealerships (Car dealerships can try to "steal your trade" or engage in "bait and swtich advertising" or sock you away in a car loan that


    3.  Friends


    4. Insurance


    5. Family (kids who see their parents as easy targets).  


    6.  Mortgage brokers (lenders and loan officers can sock a senior away - and take exorbitant loan fees - to steer an elder into an unconscionable predatory loan (ex. a negative amrotization or "option arm loan") or fail to advise as to the advisability (or non-advisablity) of a reverse mortgage.  These fees can be "taken" in bad faith resulting in serious daamges to an elder.