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  • 00:06

    Tax Refund: 25 great ways to spend it

    in Finance

    Making the most of the money you get back from 'Uncle Sam'. Invest in your future, pay off your debts, and donate to your favorite charity or church group that you love

  • 02:29

    Tax Refund

    in Christianity

    Tax Refund for Christians

  • 00:29

    What to do with your Tax Refund in 2015

    in Finance

    What is the smart thing to do with your tax refund in 2015?

    Is it to take a Vegas trip or Carribean Cruise?  That would be nice.  Tim walks you through the best areas to put your refund so you can build financial security for you and your family starting today.

    Listen in to become smart with your money.

    As always, the phone lines will be open, with any questions you have for Tim.  Call in number is +1 347 945 5079





  • 03:58

    Finances : What are you doing with your Tax Refund?

    in News

    What are you doing with your Tax Refund? Since you have a little extra cash (Yo money). Have  you put that cash toward building your wealth? Your kids future? That so called "Rainy Day" disaster scenario?

  • 00:16

    What will you do with your tax refund?

    in Lifestyle

    It's that time of year again.  Millions of Americans will receive a tax refund either from their wage qualifications or from the Earned Income Tax Credit.  While this money cames as a blessing to some, it is a definitely needed addition to the income of a struggling household.  FACAA asks the question about your intentions becasue we want you to manage your way out of debt, make sure you are saving your money, and that wise choices are definitely your means for decision-making.  

    Listen in because we will be airing live and you can call in and tell us what you think, share ideas for money management or give advice that will help others who have no plan for spending or saving.  MONEY DOES MATTER AND MANAGING IT YOUR MONEY IS LIKE SAVING YOUR LIFE.  


  • 00:33


    in Finance



    "the daily complaint"

    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.

    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  

    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!

    We hope you enjoy the Show...


    Dana Shafman

    Managing Member

    END Consulting

    Phone (888) 234-7006 Ext 101

    Fax (888) 234-7096



    Every new beginning comes from some other beginning's END!


  • What Do We Do When Life Throws Us Lemons?

    in Christianity

    You're probably asking, now what is Hezekiah talking about now, asking crazy questions what do we do when life throws us lemons? Well I'm glad you asked.  It's like this, there are laws that when you buy are car and later it's deemed defective and the dealer has to make good on it, or give you a refund.  That's called the lemon law to protect us the consumers.  Well, life has a way of making many twists and turns on us as we're going through.  It can seem as though we're on a roller coaster.  Many times we call those lemons, the sour things in life that throw us off and try's to stop our growth or our moving forward.  

    Who protects us when life gets real crazy and we may be at our wits end? How do we respond?  As I was thinking these past couple of weeks trying to figure out tonight’s topics, this came to me.  I've been going through myself, life’s been throwing me lemons.  But for some reason I've been at peace with every lemon that's been thrown at me.  Why?  Well God has given me peace through the storm. He's shown me that relying on Him, the dealer of life, He'll show me how take those lemons and add a few more Ingredient and make lemonade.  So, we need to learn to trust our Heavenly father when things start getting crazy, pray, and read our word.  Wow, those are the Ingredient that we need; Simple right? Well how many of us don't know how to use that Ingredient of our spiritual life to turn those lemons that life throws us into lemonade.  

    Join me Hezekiah L. Montgomery host of The Man In The Mirror, and co-host Nichelle Johnson as we talk about the lemons life has thrown us and how God has shown us how to make lemonade.  Call in and tell us about the lemons that life has thrown you and what you've done. 


  • 01:17

    The PRF Table: Maximize Your Tax Refund

    in Christianity

    Episode 53:    What's the best way to maximize your tax refund?  Join us for an answer to thsi question and more - it's guaranteed to be interesting!!

    Hosts: Rev. N. Dunlap, Jr. and Rev. Warren Feaster and Paula Brooks and Adia Sanders

    Please "LIKE" us and join the discussion on Facebook at Possessions.Resources.Finances

  • 01:02

    Cookie I Need Your Assistant !/Did Kanye Seal His Fate?/ Tax Refund Romance

    in Culture

    Note the earlier time, 6 P.M. P.S.T. I can't wait to run my mouth so join me ! :0)

  • 02:54

    New Music WORLD PREMIER No Refund Band & Missy Andersen & Rob Stone & Lucy & Ben

    in Music

    COUCH KID NEW MUSIC brings The No Refund Band back onto The Couch with an early listen to their upcoming album Current State Of Blue... in fact, this IS A WORLD PREMIER!

    From San Diego, we will speak with Missy Andersen, who likens her musical approach to Soul dipped in Blues. As a teenager, she opened on tour for Cissy Houston and has not looked back since. Her second solo album is entitled In The Moment and missy and I will explore her journey and where she is heading.

    Deeply rooted in traditional blues, yet delivering high-energy house-rocking performances with a thoroughly contemporary impact, harp-playing vocalist Rob Stone is one of the busiest young bandleaders on the blues scene today.  His album Gotta Keep Rollin' is his fourth album and with talent like Eddie Shaw, John Primer, Chris James, Patrick Ryynn and more performing behind him, oyu know the music is red-hot.

    I will talk with Rob and we will find out how he got to where he is at such a young age and what he hopes to accomplish with his career.

    Lucy Hammond & Ben Rice have been winning fans since they partnered up for NW Roots Uprising earlier this year and now, they have new music entitled "Destination Clarksdale" and we'll chat with them about the music and their partnership.

    "Musicians You Should Know"

  • 00:55

    Tax Return Identity Theft

    in News

    IRS problem solver Dan Pilla joins Jim to discuss the growing problem of tax refund theft and so called tax identity theft. Also discussed - innocent spouse relief, when married individuals should file separate returns, bankruptcy and taxes, foreclosure and taxes, what to do if you have not filed a tax return in recent years, and more. Dan Pilla is a tax ligitation specialist admitted to practice in U.S. Tax Court. He has authored numerous books on tax related issues focusing on resolving IRS problems.