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Overdraft protection: Not a Loan, but a Financial Tool
Overdraft protection is a financial product that has fans and foes. For our listeners who may be unfamiliar with the product, overdraft protection, or courtesy pay as it’s referred to by some credit unions, is a service that covers what is, in effect, a bad check.
Overdraft programs, if used correctly, help resolve consumers’ short-term financial problems, but it is not a loan.
If you’ve ever bounced a check, you know how expensive that can be. Most merchants will charge a non-sufficiTags: overdraft protection courtesy pay financial education budgeting banking
by Texas CU League in Finance
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CU Chat Up- New Overdraft Protection Rules
We will be discussing the new Overdraft Protection rules and how they will impact credit unions. Special guest- Paul Stull from Arizona State CU will start off the conversation.
Tags: credit union banking financial services CU Chat Up Overdraft Protection
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How to Prevent Outrageous Bank Overdraft fees
The Rights Radio Self Help Hour features outrageous bank overdraft fees. Consumers are being raked over the coals by overdraft rates and by the reordering of debits to increase fees.
Rights Radio financial guru Joe Stallard joins me is identifying ways to prevent or reduce these fees.Tags: Ask Dr Joyce About Bank Overdraft Bank Overdrafts Dr Joyce Starr RightsRadiocom
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Conflict Free Zone w/ Paula Langguth Ryan & Anita Pathik Law
Join us today at 8:30 ET for 30 minutes as we walk you through the conflicts in your life that are causing disharmony, dis-ease, distress or stealing your peace in any area of your life today. On today's show, we'll be talking about the rising surge of banks that are courting low-income customers AGAIN with products and services that have extremely high fees - including short term loans, overdraft "protection" and pre-paid credit cards - and the conflict that comes up when yo
Tags: rising bank fees bank scams low income customers payday loan short term loan prepaid credit cards
by Paula Langguth Ryan in Life
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Game Show Temple LIVE! | The Color of Money game
The excitement of asking for money from an ATM comes to BTR! 20 ATM cards, each with at least $200,000 on each. In the game, 20 ATM machines ranging from $10,000 to $200,000, each in $10,000 increments. The game is very simple. You ask for money from an ATM, and if you're safe, you can have the chance to bank it or continue calling for higher amounts. Bank the ATM exactly as it persists, you double that ATM to your ATM machine. However, if you overdraft the machine, you lose the money in t
Tags: Game Show Temple LIVE Michael Tiller The Color of Money live game game show
by Weekend Block in Television
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The Inside Scoop: Checking
In this episode, Helen will interview Nick, the manager of our Call Center. He will share his expertise with checking accounts. Even if you have had a checking account for years, you may be interested in learning the different ways to make sure you are not spending money on fees.
Tags: Checking Overdraft Denver Banking Credit Union
by DenverCommunity in Finance
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Over Draft Fees WATCH OUT BANKS THEY ARE WATCHING YOU!!
Topic Of The Week A controversial new government agency has its sight set on a consumer bugaboo: checking overdraft fees
Tags: credit bank fees over drafts entertainment news consumer debt
by CREDIT TALK USA in Finance
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Others resources can also be helpful for consumers
Bank Accounts
The Federal Reserve Board shares “5 Tips for Protecting Your Checking Account.” Budgeting
Choose from a number of budgeting tools to take control over spending and saving.
Read about changes to overdraft policies and new protections for checking accounts. Stay current on the latest tips and common-sense money management strategies by subscribing to “FDIC Consumer News.”
Tags: Federal Reserve Tips Checking Account Budgeting tools Spending and saving
by The Larry Dobie Show in Finance
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A Talk W/The Person In The Mirror
A Talk W/The Person In The Mirror is a music and talk show about life, love, the pursuit of happiness, and whatever you want to talk about. On the show this week: Your social security number may not be unique to you. As many as 10 others may share it! A half a billions eggs recalled. Charles Barkley calls out LeBron. Overdraft protection, are you in or out? ~ Great Music!!
Tags: Life Love Business Money Relationships
by Roz Shepard in Life
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CU Chat Up - Couple Credit Union WOWs
Listen in to hear about what 2 credit unions are doing that are just amazing. Coastal Credit Union's Joe Mecca will be on to talk about their new 1 cent Overdraft Protection pricing plan and Nicole Anguiano and Brad Blue from Denver Community CU will be talking about their honest, in your face ad campaign. Two great examples of innovative thinking at credit unions!
Tags: credit union banking financial services cuchatup cu chat up
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DAnne Burley Show with co-host John Alashaukas
Today We will talk about the issue of fraud where thousands of Americans are having they bank accounts vandalized by a company who has access to old account records from other businesses they had purchase, they watch and wait for years to go into accounts and take out money without any one being about the stop them within banks! You are charged overdraft fees and worse listen and learn. we will talk about the concerns of America tomorrow we will look into the solution, we want to hear from your
Tags: talk radio Merchant Account Fraud Financial Crimes corruption Scams
by DAnne Burley Show in Radio
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How do you feel about this? New banking laws coming, pay everytime you swipe! Q & A with Deborah
Already, in advance of the Federal Reserve regulations coming in July, ..... If you swipe your debit card anywhere then you have committed to pay that ...... "Stop expecting the government to bail you out every time you want to be ... So the new overdraft terms should be a warning to all Bank of America Customers! ...Got a question?
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