Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.

  • 00:33

    THE DAILY COMPLAINT (MORTGAGE SERVICING CRISIS/COMPENSATION INCENTIVES/CFPB NOW)

    in Finance

    TODAY'S SPOTLIGHT


    EXAMINATION OF SYSTEMIC FAILURE DUE TO INCENTIVE COMPENSATION FOR MORTGAGE SERVICERS PROMOTOES FORECLOSURE OVER MORTGAGE ASSISTANCE FOR PURE FINANCIAL GAIN CFPB RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 00:57

    Traditions, Values and Culture: Why choose to marry?

    in Current Events

    Join us today  5:30 CST for a pre-recorded show as we explore the subject matter of :


    Traditions, Values and Culture: Why choose to marry?


    Last week our guest host Les Rodgers raised the subject of choosing to marry and deciding to stay marry. In which he raise key concerns that allowed us to consider the health of families, marriages and why heathy marriages is a critical component towards building and maintaining healthy communities. 


    We will not accept live callers this conversation has been pre-recorded however, the information shared and ideas exchanged is important to our understanding of  marriage, traditions and the challenges we must address.


     

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR/LATE FEE FRAUD/MORTGAGE SERVICING ABUSES/RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE ERRONEOUS LATE FEES MORTGAGE SERVICING FRAUD PAYMENT REVERSAL PROMPTING FEES VIOLATES CFPB DODD RESPA FDCPA CONSUMER RIGHTS COMMON ABUSES FTC


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:18

    Foundational Gifts: What Are Core Values?

    in Women

    “You made all the delicate, inner parts of my body and knit me together in my mother’s womb.” - Psalm 139:13 NLT


     


    Core values are a foundational component of how God knit each of us together.  These inform our behaviors, choices, and priorities.  Ultimately, what we value gets reflected in how we serve others through our spiritual gifts.  Join Coach Nicole as she begins a series of discussions on the importance of understanding our core values.


     


    Links:


    What Are Core Values?  http://www.nps.gov/training/uc/whcv.htm


    Nicole on Twitter @CoachNicole:  http://twitter.com/coachnicole


    Nicole on Facebook:  http://www.facebook.com/foundationalgifts


    FG show archives:  http://cwaradio.com/foundational-gifts/


     

  • 00:35

    THE DAILY COMPLAINT (LOANCARE/MORTGAGE LOAN ERRORS/ESCROW FRAUD/UDAAP/FPI/CFPB)

    in Finance

    TODAY'S SPOTLIGHT


    LOANCARE MORTGAGE LOAN SERVICING ERRORS FORCE-PLACED INSURANCE ESCROW FRAUD FALSE CREDIT REPORTING FAILURE TO RESPOND TO NOTICE OF ERROR CONSUMER RIGHTS CFPB FDIC DOJ


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 01:30

    Live The Game changer with Sista Tracy -- Family Values

    in Music

     Family values what is famaily values how do you define family value . what is it for you  is it the same for alll


    A family is defined as a social unit consisting of parents and the children they raise. 


    Value is defined as the quality or worth of a thing.  To combine the words together yields a definition of:  a traditional set of social standards defined by the family and a history of customs that provide the emotional and physical basis for raising a family.   Our social values are often times reinforced by our spiritual or religious beliefs and traditions.  Do you have traditional family values?  How do you determine your family values? 


    What does family time mean to you? Traditional family values that fall under the “love task” include all our relationships. 


    Traditional family values usually include such topics such as religion, marriage, communication, traditions, morals, holidays, interactions with relatives and how time is spent together.  


    Our play time includes things like recreation, relaxation, alone time and exercise. 


     

  • 00:18

    Foundational Gifts: Core Values as a Compass ~ Part 2 of 4

    in Women

    Romans 12:2 - CEV ~ “Don’t be like the people of this world, but let God change the way you think. Then you will know how to do everything that is good and pleasing to him.”


     


    Core values are a foundational component of how God knit each of us together.  These inform our behaviors, choices, and priorities.  Ultimately, what we value gets reflected in how we serve others through our spiritual gifts. Join Coach Nicole as continues her discussion of the importance of understanding our core values, especially in relationship to our spiritual gifts.


     


    Links:


    Coaching Tip ~ Identify Your Core Values:  http://www.evancarmichael.com/Work-Life/1793/Coaching-Tip-Identify-Your-Core-Values.html    


    Nicole on Twitter @CoachNicole:  http://twitter.com/coachnicole


    Nicole on Facebook:  http://www.facebook.com/foundationalgifts


    FG show archives:  http://cwaradio.com/foundational-gifts/


     

  • 00:10

    Alvarez v. BAC Home Loans case overview

    in Legal

    Loan Modification Negligence


    When you are trying to fight for your home in the loss mitigation loan modification process, it is no laughing matter.  You are submitting the documents being requested and hoping you will not be "dual tracked" by your loan servicer who is usually servicing your loan on behalf of an often unkown securitized loan trustee, and you wonder if you will get a fair shake, or a real opportunity to save your home.  This real estate podcast talks about what happens when your loan servicer is negligent in handling or reviewing your completed loan modification application.


    Introduction


    One of the legal cases every homeowner should have in their foreclosure prevention toolbox is the case of Alvarez v. BAC Home Loans, LP (Bank of America).  Some of the common things that can go wrong when you submit your financial documents to be consdiered for a loan mod are:


    1. False statements by the loan servicer's representative


    2.  Claiming your documents were never received ("missing tax returns" and "rental agreements" are two common ones)


    3.  Denying you based upon consideration of false information (ex. your income or property value)


    4.  Lies about postponing your foreclosure sale


    There are other types of things that can wrong in the loss mitigation department of large loan servicers such as Nationstar, Ocwen, Wells Fargo, Citimortage, and Bank of America, but this Alvarez case is a very important case that discussed "duty" and "damages" in regard to the tort of negligence against a loan servicer.  Give this real estate podcast a listen with Attorney Steve explaining and defining these important and complex legal topics.

  • 01:16

    College Grad Special Mortgage Loan Program

    in Real Estate

    I'll you how this program works for our over debt College Grad to get the American dream.. News, some music...

  • 00:26

    Happiness Wisdom and Keys on Values for Ladies with Proph Joann Smith

    in Self Help

    Prophetess Joann Smith  is sharing first of her empowering episode  for women .Today's interview will be on happiness nuggets for single and married women and the importance of setting personal goals, values and standards. 


    Prophetess Joann Smith is a business owner with Mary Kay Cosmetics,wife to her hubby,Apostle James  and mother to her five childen. She and her hubby are overseers of Kingdom Dynasty International Ministries and  have been  married for  over 20 years .


    Prophetess Joann Smith is on Facebook.


    For Coaching needs.

  • 00:59

    What? You Expect Me to Put Values Into Our Relationship?

    in Lifestyle

    Really, I am supposed to add value to our love life?  Seriously?  I think you should be the one who puts all the time and effort into making this relationship work!


    What makes love fun and inviting?