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This past week, Vice President Joe Biden and Julián Castro, Secretary of the U.S. Department of Housing and Urban Development were out promoting homeownership for low income families and encouraging lenders to loosen credit standards. After watching David Lykken appeared as a guest on FOX Business discussing this topic ( http://video.foxbusiness.com/v/4159595330001 ), many mortgage lenders wrote him saying they are FOR the loosening credit standards. David asked and we will be discussing, "Wasn't it the loosening of credit standards that got us into the last housing crisis and resulted in the U.S. getting into the 'Great Reccession'?"
To put this all in perspective, Logan Mohtashami will be returning to the broadcast sharing his thoughts on this important topic. You can read his latest blog on this topic at http://loganmohtashami.com/ (Logan Mohtashami | Financial Truth ). He has recently been challenging the assumptions and assertions of many housing experts. Tune in to today's broadcast to hear Logan's latest housing market predictions, things you won't hear from other housing experts.
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken and joined by Alice Alvey, Andy Schell, Joe Farr, Paul Muolo and Sam Garcia all discussing the latest industry news.
According to the Financial Post, U.S. economic growth slowed sharply in the fourth quarter as weak business spending and a wider trade deficit offset the fastest pace of consumer spending since 2006.
The slowdown, which follows two back-to-back quarters of very strong growth, is likely to be short-lived given the enormous tailwind from lower gasoline prices. Most economists believe fundamentals in the United States are strong enough to cushion the blow on growth from weakening overseas economies.
Even with the moderation in the fourth quarter, growth remained above the 2.5% pace, which is considered to be the economy’s potential. Economists had expected the economy to expand at a 3% rate in the fourth quarter
Joining the broadcast to discuss the economy, bond prices, the Fed and housing is Brent Nyitray, Director of Capital Markets at iServe Residential Lending.
Brent is responsible for managing iServe’s origination pipeline and Ginnie Mae securitizations. Prior to iServe, was an analyst and trader at several hedge funds as well as ran the European Risk Arbitrage trading desk at Bear Stearns. Brent is also the author of The Daily Tearsheet, a blog focused on the economy, financial markets and real estate.
Most indicators point to substandard housing performance in 2015. Many variables such as affordability, foreclosure trends, demographics, among others, will play a role nationally and regionally in presenting opportunities and pitfalls.
Joining the broadcast today to discuss the 2015 housing market is Daren Bloomquist with RealtyTrac.
Daren joined RealtyTrac in 2001 and has been instrumental in many facets of the company’s business as it transformed into the industry leader it is today. Daren is RealtyTrac’s primary media spokesperson and resident go-to expert on housing and foreclosure statistics and trends.
Daren is also managing editor of RealtyTrac’s Foreclosure News Report, which was named the “Nation’s Best Newsletter” by the National Association of Real Estate Editors, and is directly responsible for the creation of the company’s U.S. foreclosure market and sales reports. The report is cited by thousands of media outlets nationwide — including all the major news networks and leading publications such as The Wall Street Journal, The New York Times and USA TODAY.
Most companies’ marketing efforts are neither efficient nor effective, because they don’t have a strategic basis on which to find a foothold. In other words, their advertising and other marketplace communications are not based on a solid brand strategy--a strategy that will illuminate the “one thing” that makes their offerings better or different or more relevant than the competition.
Having a solid brand will: deliver your message clearly, establish your business' credibility, connect your business with your target market, and solidify user loyalty.
In this episode we will be covering how to discover your brand, and target market.
Our guest, Lane Ethridge, is an International business owner, National Bestselling author, speaker and trainer, radio personality, and successful entrepreneur.
in Real Estate
Guest Randy Rhoads is an Architect with more than 28 years of experience in the design of residential, commercial/retail, educational, and governmental/ institutional projects.
Randy is a Vice President / Project Architect at McCormack Baron Salazar where his main responsibility is to guide the physical plan from initial master plan conception through construction in order to guarantee a solution of a high-functioning, high-quality, well-designed, safe, connected community.
Randy was the lead architect on a number of notable projects including:
6 North in St. Louis, MO, the first multi-family, mixed-income building in the U.S. to incorporate universal design features into every unit. He was the lead project architect
Tremont Pointe in Cleveland, OH, which was one of the first affordable housing developments to be awarded the Green Communities Criteria Certification
University Place Homes in Memphis, TN, which achieved LEED for Homes Certification in 2009 and LEED-ND certification in 2010.
Most recently, Mr. Rhoads led the design work on Legends Park West in Memphis, TN, which was awarded funding in 2009 under the U.S. Department of Housing and Urban Development’s competitive ARRA 2009 Green Communities Program. Legends Park West has received Enterprise Green Community Criteria Certification and has earned Energy Star for Homes Certification.
For mor information visit www.mccormackbaron.com
Did you know that Facebook wants you to succeed? And did you know that Facebook has created all sorts of tools for you to do so?
Our guest, Molly Pittman, from Digital Marketer shares the "ninja tricks" she has figured out and mastered, and is now sharing with you.
Molly is the Vice President at Digital Marketer. She uses her wide range of business and communication skills to enhance their presence on Facebook, Twitter, LinkedIn, and more. Listen in to find out how you can use the priceless tools that are right in front of you, and you didn't even know it.
Learn how to exponentially grow your business without increasing your workload with these little known strategies that most entrepreneurs and business owners don't know. Our guest, Roland Fraiser, currently is a principal in Idea Incubator and Digital Marketer and works in marketing businesses as a principal with Ryan Deiss, Frank Kern, Perry Belcher, Kent Clothier and many other digital marketing thought leaders.
Roland has a real passion for business and putting deals together and is always on the lookout for businesses to buy, reposition and sell.
in Real Estate
On this episode of Community Investor, Host Larry Muck sits down with Jay Mason, President of Classic Carriage Development, discussing solutions to providing excellent housing alternatives for baby boomers. Learn about his plan to end the trend of reliance on reverse mortgages and an improved lifestyle.
To ask a question or to learn more drop Larry a note. Send your email to Larry@larrymuck.com
Listen to Living Education eFair Housing Today Radio , with host Michel Davis Robinson, Founder and CEO of Forest Of The Rain Productions on May 28, 2014 from 11:00am-12:00pm as she discusses "The Importance of Equal Housing Opportunity and Access to a Qualtiy Education. Ms. Davis Robinson's guest will be Stella Adams.
Stella Adams is a civil rights professional with over 20 years experience with civil rights enforcement. She has worked tirelessly to provide equal access and equal opportunity to all. Her specialties include:Fair Housing Investigations, Fair Lending Investigations, Fair Housing Policy, Fair Lending Policy, Mortgage Fraud Investigations, Analysis of Impediment studies, Foreclosure Prevention/Loss Mitigation, Civil Rights Education and Advocacy.
Stella Adams, is the Founder and CEO of SJ Adams Consulting; a full service civil rights research and consulting firm located in Durham, NC. S J Adams Consulting provides a broad range of services to non-profit community based organizations, government and industry to assist them in meeting their fair housing, fair lending, diversity or environmental justice goals. These services include Fair Housing/Lending audits, Fair Housing Planning, Research, Mystery Shopping, Civil Rights Investigations, Mortgage Fraud Investigations, Compliance Programs, Training Programs, and Independent Assessments.
S J Adams Consulting is dedicated to the creation of equal housing opportunity and equal access to financial services for all citizens regardless of race, color, religion, sex, national origin, marital status, familial status, disability or source of income.
219 GreenConnect host Kathy Sipple speaks wiith Shane Hansen, the new market manager at Michigan City's Farmer's Market. Shane is not only the market manager, he's an owner of a 13-acre organic farm himself. He's seeking to offer market visitors more of a local food experience, limiting vendors to those that are truly local and bringing in an educational component to the market as well.