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Have you every written a dispute letter and wondered why some things are removed and others are not? Did you know that 80% of the information on consumer reports is wrong? Don't you deserve the right to know what's being said about you, but more important, how to respond.
Join us on Sunday, February 10th at 5:00 pm EST on Real Talk About Credit with Chris as we discussed the Fair Credit Reporting Act. Remember, laws are only good if you know how to use them for your protection.
OUR COMMON GROUND with Janice Graham
2015 Broadcast Theme: "In the Spirit of Sankofa"
Tonight: " The Fair Housing Act: Oyez, Oyez"
Rolling Housing DiscrimintationProtections Back Will the Supreme Court upend protections provided by victims of housing discrimination ?
Discussion with James Perry,National Fair and Affordable Housing National Leader and Advocate
In the Spirit of Sankofa
Where does our outrage meet the challenge of change?
“Sankofa” teaches us that we must go back to our roots in order to move forward. That is, we should reach back and gather the best of what our past has to teach us, so that we can achieve our full potential as we move forward. Whatever we have lost, forgotten, forgone, or been stripped of can be reclaimed, revived, preserved, and perpetuated.
OUR COMMON GROUND with Janice Graham
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Twitter: @JaniceOCG #TalkthatMatters
OCG Blog: http://www.ourcommongroundtalk.wordpress.com/
How many times are we going to allow ourselves to settle for the excuse life isn't fair before we change something? Can you honestly come up with real reasons to accept that things work out in ways you don't want, in ways you don't expect? You can't always have your way, just like you won't always not have your way. Everyone gets their turn, thats life.
I know things don't always go the way we plan, but we have to remember its not because God doesn't like us or is mad at us. Its because God has to make sure everyone is happy, and sometimes in order to make sure someone else gets what they want, we won't get what we want.
And, thats the definition of fair. To make sure everyone gets their own chance. Today might be her turn, tomorrow his, and the next day yours. You never know what day is going to be your day.
During and after the show, use the #lifeisfair for live tweeting with Francesca Reicherter!
in Self Help
Every creditor has its own definition of what is considered "good" vs. "bad" credit. With more lenders today keeping credit standards tight, you need to do everything possible to get your credit in great shape. A low credit score today doesn’t have to be permanent. Learn what you can do to enhance the health of your credit.
Thursday, February 26 @ 7:00 PM
Guest: Laura C. Roane
Subject: Business impacted by the Affordable Care Act
Laura C Roane is a professional independent Insurance Broker with 20 years of experience educating individuals and companies on ways to strengthen their Benefits Programs and Insurance Portfolios. She is on her way to becoming a Certified HealthCare Consultant and a foremost authority on the recent HealthCare Reform Act
Laura became affectionately known as “The Insurance Lady” because of her commitment to excellence in serving the community; and, she is passionate about educating all consumers about insurance.
Laura is a Licensed Insurance Broker in the States New Jersey, Delaware and Pennsylvania National Association of Professional Insurance Agents Professional Women’s Business Network
Laura Roane obtained a Bachelor’s of Science Degree from Temple University. She completed professional development coursework at The University of Pennsylvania - Wharton School of Business. Laura has worked with Prudential, Bravo, Aflac and Digital Insurance.
Laura Roane can be reached at (+1) 888.802.0603 & firstname.lastname@example.org and http://www.insurance-lady.com/
Join Ronald and guest Laura C. Roane on Thursday, February 26 at 7:00 PM to understand how the Affordable Care Act can benefit you.
The Federal Reserve Act (enacted December 23, 1913 signed into law by president Woodrow Wilson) was purportedly designed to aid in:
1. Conducting the nation’s monetary policy by influencing monetary and credit conditions in the economy in pursuit of maximum employment, stable prices, and moderate long-term interest rates.
2. Supervising and regulating banking institutions to ensure the safety and soundness of the nation’s banking and financial system, and protect the credit rights of consumers.
3. Maintaining stability of the financial system and containing systemic risk that may arise in financial markets.
4. Providing financial services to depository institutions, the U.S. government, and foreign official institutions, including playing a major role in operating the nation’s payments system.
The Origins of Fractional Reserve Banking
In XVIth century England people who had gold would deposit it with goldsmiths for safekeeping. In exchange they got a signed receipt guaranteeing that they could retrieve it. The value assigned to that note backed by the gold in the goldsmith’s vault made it possible to use it for payment.
That means if A deposited £10 worth of gold and had in his possession a receipt he could settle his debt with it. That receipt, actually a promissory note, became money. The person who took it in payment could either use it as is, or at some later point retrieve the gold in the goldsmith’s keeping.
At the same time B borrows £10 worth of gold from the goldsmith but receives a promissory note. He settles his debt to C with that note. Now there are two notes in circulation for one amount of gold. The goldsmith issues further notes, knowing that all claims would not have to be honored at the same time.
It's time for our annual adoption tax credit show. If you had adoption expenses in 2014, can you get a federal tax credit for them? Is this tax credit applicable to foster care adoption, or international adoption, or infant adoption? Can you claim birth mother expenses. Host Dawn Davenport, Exec. Director of Creating a Family, the national infertility & adoption education and support organization, will interview Becky Wilmoth, an Enrolled Agent and Adoption Tax Credit Specialist® at Bills Tax Service, and a frequent speaker on this topic. We also have Josh Kroll, Adoption Tax Credit and Adoption Subsidy Coordinator at the North American Council on Adoptable Children (NACAC).
Blog summary of the show and highlights can be found here:
More Creating a Family resources on the adoption tax credit can be found here.
Happy President's Day!
Tonight's Topic: Is the U.S. Corporation Real?
Guest: Diane Kepus
Diane will provide us with an overview of the U.S.Corporation.
What is the U.S. Corporation?
What is The Act of 1871
Is U.S. Corporation Constitutional?
How does the U.S. Corporation affect my rights as a "Sovereign Citizen"
The Act of 1871: The “United States” Is a Corporation – There are Two Constitutions http://www.federaljack.com/slavery-by-consent-the-united-states-corporation/
"Since the Act of 1871 which established the District of Columbia, we have been living under the UNITED STATES CORPORATION which is owned by certain international bankers and aristocracy of Europe and Britain."
"In 1871 the Congress changed the name of the original Constitution by changing ONE WORD — and that was very significant as you will read."
"Some people do not understand that ONE WORD or TWO WORDS difference in any “legal” document DO make the critical difference. But, Congress has known, and does know, this".
"1871, February 21: Congress Passes an Act to Provide a Government for the District of Columbia, also known as the Act of 1871."
"With no constitutional authority to do so, Congress creates a separate form of government for the District of Columbia, a ten mile square parcel of land (see, Acts of the Forty-first Congress,” Section 34, Session III, chapters 61 and 62)".
Our Hidden History of Corporations in the United States http://reclaimdemocracy.org/corporate-accountability-history-corporations-us/
Republican Gov. Bruce Rauner on Monday issued an executive order that aims at absolving state workers who don’t want to join a union from paying fees that support collective bargaining.Under state law, employees can decline to join a union but are still on the hook for “fair share” fees related to collective bargaining and contract negotiations. The idea is that if all employees are getting the benefits from a new contract, everyone should contribute to the cost.
“Government union bargaining and government union political activity are inextricably linked,” Rauner said. “As a result, an employee who is forced to pay unfair share dues is being forced to fund political activity with which they disagree. That is a clear violation of First Amendment rights and something that, as governor, I am duty-bound to correct.”Chicago Tribune
in Real Estate
Today on "It's My House" we shall discuss the topic of "Reparations". Is it "empowerment" that gives you power and prosperity or is it another "Entitlement" program that enslaves people ?
We shall review and discuss the "Civil Liberties Act Of 1988. This Act gave reparations to Japanese Americans who were connected to the Interament Camps set up by the United States goverment.
After we give people the information on Civil Liberties Act Of 1988, we shall discuss strategies and tactics in which the invidual and empower themselves WITHOUT a "Reparations Handout" from the government.
Cash is King but Credit is supreme. Americans spend quite a bit of money to show their love on Valentine's Day. This is a well known fact. A breakdown, by the numbers:
$130.97 -- The per person average estimated amount that people will spend on Valentine's Day.
224 million -- The estimated number of roses grown for Valentine's Day.
51% -- The percentage of people who buy red roses for this holiday.
64% -- The percentage of men who buy flowers for Valentine's Day.
We are here to help your take control of your credit while spending a perfect evening with the special some-one! We have been doing business for over 10 years with much Proven Success!!!!! Credit repair is the process of identifying errors, disputing the information in question, and monitoring the bureaus to make sure the corrections are made to your report. Learn the secrets known only by high powered attorneys!
Call 866-824-4164 Visit our websites http://get5starcredit.com > http://get5starcredit.biz and http://crowdfundingreporter.com @CrowdFundingR
IRS Shared Responsibility Payment (Penalty Tax) Under Affordable Care Act
This episode will discuss the IRS Shared Responsibility Payment (Penalty Tax) Under Affordable Care Act. As most Americans know by now respectfully, there is nothing Affordable about the Affordable Healthcare Act and the imposition of a IRS Shared Responsibility Payment (Penalty Tax) Under Affordable Care Act is an example. Under the IRS guidelines,
"If you (or any of your dependents) do not maintain coverage and do not qualify for an exemption, you will need to make an individual shared responsibility payment with your return. In general, the payment amount is either a percentage of your income or a flat dollar amount, whichever is greater. You will owe 1/12th of the annual payment for each month you (or your dependents) do not have coverage and are not exempt. The annual payment amount for 2014 is the greater of:
1 percent of your household income that is above the tax return threshold for your filing status, such as Married Filing Jointly or single, or
Your family’s flat dollar amount, which is $95 per adult and $47.50 per child, limited to a maximum of $285."
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