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  • Why you should pull your credit reports?

    in Finance

    Most of the people who come to see me regarding a credit issue never knew they had the issue until they needed a loan.


    I will review why you should pull your credit report, how to obtain a free copy and discuss credit scores.
     


    Email me me in advance any credit question you might want me to answer during this credit talk chat: JeanneKelly@kgroupconsulting.com

  • 00:09

    The Pros & Cons of Credit Karma

    in Finance

    Sarae is joined by Melissa Duncan, Personal Finance Coach at mpowered, to weigh the benefits and drawbacks of Credit Karma for consumers.  As a nonprofit Accredited Credit Counselor, she shares her insight and expertise to discuss how consumers can use Credit Karma's services to understand of their credit, and what considerations to keep in mind.

  • 00:19

    The Day| of the | Woman - Women & Their Credit

    in Christianity

    We will be talking about the importance of managing our finances wisely. What is your relationship with money and how is it affecting your life and ministry? We will explore Money Relationships with our special guest, Raquel Hinkson. In addition to being a minister of the gospel, she is also an expert in Credit Restoration.


    Moreover it is required in stewards, that a man be found faithful. I Cor. 4:2


    Steward - manager of household, treasurer


    So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? - Luke 16:11

  • 00:43

    Flint Michigan's Water Crisis

    in Social Sciences

    Join us tonight as we discuss the REAL issues in Flint Michigan! Listen LIVE as we let some of Flint's residents explain what is REALLY happening there during this MAJOR Crisis

  • 00:31

    Crisis In The Church - Pt. 2

    in The Bible

    The church is facing a serious crisis! The Bible teaches us that this would happen - God knew it would happen. However, always remember that God is in control and He always overcomes what man messes up.   

  • 00:32

    The secret to building credit fast with Mr. "Credit Guru" Esdras Occeas

    in Training

    Hey..... you... Stop


    Listen to how Mr. Credit Guru will be telling you how to build credit fast. You want to buy your home next year around this time. Now is the time to get cracking, and get the tips from a professional himself. You don't want to miss this, so tune in. You want to ask a question , here is the number to call (516) 418-5479

  • 01:07

    Adoption Tax Credit 2016

    in Parents

    Host Dawn Davenport, Executive Director of Creating a Family, the national infertility & adoption education and support nonprofit, interviews Becky Wilmoth, an Adoption Tax Credit Specialist at Bills Tax Service, and Josh Kroll, Adoption Tax Credit Coordinator at the North American Council on Adoptable Children (NACAC).


    For a discussion of this show, go to our blog tomorrow http://creatingafamily.org/blog/. 


    Creating a Family has many free resources related to this topic on our website at www.CreatingaFamily.org. 


    Please leave us a review on iTunes. Thanks.


     


    Click to Tweet: http://ctt.ec/81Tnb


    Share on Facebook: https://www.facebook.com/sharer/sharer.php?u=https%3A//creatingafamily.org/adoption-category/adoption-tax-credit-2016/


    Show Highlights: https://creatingafamily.org/adoption-category/adoption-tax-credit-2016/

  • 00:31

    Financial Peace - Eliminate Credit Cards

    in Finance

    Credit has become the modern-day shackles that enslave many people, from Beverly Hills to Boc Raton.  Our debt level and our lack of savings make the nine-to-five job mandatory.  Between our mortgages, car payments and credit card debts, we can't afford to quit. We are minimizing our lives and financial potential by making minimum credit card payments.


    Join Partners in Health and Biz talk show host Gail Dixon as we discuss why cash is better than credit and how to break your credit card addiction.


    Call into the studio with your questions and/or comments: 347-945-7433.

  • 00:31

    The Refractive Thinker® Radio Show: Crisis in Language

    in Entrepreneur

     


    Welcome to the Refractive Thinker® Radio Show hosted by the award winning and international bestselling author Dr. Cheryl Lentz, The Academic Entrepreneur.


    Meet the scholars of the award winning doctoral anthology series: The Refractive Thinker®, where we focus on getting doctoral research off the coffee table and into the hands of business owners who can benefit from the results. Academic Research Solutions for Business Results.


    Join us each week for 30 minutes of thought provoking radio, every Tuesday Morning at 9 am MST, designed to discuss emerging topics in higher education and business.  We will meet today’s industry thought leaders and college professors leading the way


    The topic for discussion this week: Crisis in Language.


    For additional information regarding the 14 award winning series, The Refractive Thinker®, to learn about doctoral scholars in our community, as well as to purchase books in the series, visit www.RefractiveThinker.com; Books may be purchased in paperback and eBooks, as well as eChapters available on Kindle via Amazon.com


    New Series: www.TheyAnsweredtheCall.com.  Share your inspirational military story today!  It's free!


    Music by Jim Bennett; voice by Rebecca Bennett/Red Door Multimedia

  • 00:30

    How to Dispute a Charge-off on Your Credit Report

    in Motivation

    In today's episode Cliffunya & Kisha will discuss what a credit charge -off is and how to dispute any inaccuracy on your credit report.


    What is a Credit Charge-off?  After a certian amount of time of non-payment creditors will write off an account balance.


     Charge-off is difficult to remove but there are ways to dispute a charge-off which may result in it being removed from your credit report .


      Unpaid charge-off can also lead to legal action (as long as the debt is within the statue of limitations).


    If the statue of limitations has ran out a debtor can no longer be sued and the debt becomes uncollectable.


    Account balance.  Has the account been transferred or sold to a collection agency?  If yes, the account balnce should show zero.


    The original creditor who has sold or transferred cannot continue to report a balance owed.


    Dispute the balance and ask for deletion.


    Always ask for a deletion of the entire account because corrected negative informaiton doesn't improve your credit score.  Keep in mind the creidt bureaus are not required to delete incorrect informaiton only to correct it.


    Areas that can be disputed:


    Open Date of Account


    Highest  Balance


    Late Payments


    Account Status


    *Remember charge-off 48 months or older are no longer being used to calcuate your credit score.


    Use caution when disputing charge-off you run the risk of lowering your credit score if the dispute returns verified as correct .

  • 00:31

    The Refractive Thinker® Radio Show: Crisis in Leadership

    in Entrepreneur

    Welcome to the Refractive Thinker® Radio Show hosted by the award winning and international bestselling author Dr. Cheryl Lentz, The Academic Entrepreneur.


    Meet the scholars of the award winning doctoral anthology series: The Refractive Thinker®, where we focus on getting doctoral research off the coffee table and into the hands of business owners who can benefit from the results. Academic Research Solutions for Business Results.


    Join us each week for 30 minutes of thought provoking radio, every Tuesday Morning at 9 am MST, designed to discuss emerging topics in higher education and business.  We will meet today’s industry thought leaders and college professors leading the way


    The topic for discussion this week: Crisis in Leadership.


    For additional information regarding the 14 award winning series, The Refractive Thinker®, to learn about doctoral scholars in our community, as well as to purchase books in the series, visit www.RefractiveThinker.com; Books may be purchased in paperback and eBooks, as well as eChapters available on Kindle via Amazon.com


    New Series: www.TheyAnsweredtheCall.com.  Share your inspirational military story today!  It's free!


    Music by Jim Bennett; voice by Rebecca Bennett/Red Door Multimedia