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Collections. This is a big topic for a lot of people. Do you pay collections? What do you do with collection phone calls? How long do collections sit on your credit report? There are lots of myths and not a lot of valid information on the internet. Watch below to find out what you need to know about dealing with collection agencies and debt collections.
Dealing With Collection Agencies – Are They Really Your Collections?
Mike: Collections. Let’s say that you just got turned down for that home loan and you say, they say, well, you’ve got five collections. They’re four years old.
First of all, are those really your collections, Brian? We don’t know that. You don’t know that. You might not even know that yourself. I never lived in this apartment complex and they’re (unclear) on the line.
So what we’re going to make them do is we’re going to make them prove that’s your debt. And by Federal Trade Commission guidelines, they have to give you a copy of the original note you signed, plus a complete billing history, to prove that’s the exact amount, the exact date, that’s your collection. If not, we’re going to remove it.
Read more: http://www.bigstatehomebuyers.com/dealing-with-collection-agencies/
The green canopies of the Fourth Coast Cafe jut out from the old brick building near the corner of Vine street and Westnedge avenue in Kalamazoo, Michigan. The only twenty-four hour cafe in the city and, as far as I know, in the state is a social hub for a community of college students, alumni, free thinkers, and everyone else. It's a shining beacon of warmth and caffeine in even the darkest and coldest nights. The side door might be closed in the winter, but the front door is never locked.
As I enter through the glass door, the scent of coffee mingles with the smell of the street and the smoke of a couple on the sidewalk talking about politics, philosophy, and the latest additions to their record collections. To the right of the stairway, which leads up to the Crow's Nest restaurant, is another glass door which swings into the cafe. My ears are treated to snippets of conversations ranging from chess moves to stories of drunken debauchery. To my left, a barista turns on an industrial sized coffee grinder as another presses levers on a well used espresso machine, eliciting a low hiss as espresso fills a tiny metal cup. The place smells of old art, new coffee, fresh tea, and human energy. This coffee shop is where people come to meet with old friends and new minds. This is where they come to plan, and at times even create, new works of poetry, drawings, novels, and everything else which breaths life into life. This place is the living breath of Kalamazoo.
I add a little sugar to my drink and fall in love with the dull clank of the spoon against the thick walls of the tall glass cups the cafe uses. I look around and see that my usual table, in the center of the room, is taken, so I make my way to the bar stools and take a seat there. The chairs are surprisingly comfortable for being simple wooden seats. It's clear that the cafe knows well that people come here to stay for long periods at a time.
Vanessa Henderson --- The Lady of Van Miller House Welcome to the House of Van Miller. The lady of the house is Ms. Vanessa Henderson.
Vanessa is one of the top national designers who calls Atlanta, Georgia her home, and her House of Van Miller collections are becoming a regular shopping center for celebrities worldwide.
Ms. Henderson wears many hats, one of them is working as the Fashion Director of M3 MAGAZINE. The writing on the wall was drawn long ago when she lived in North Carolina.
Declaring that masonry offers a non-secular option to faith has wrapped the Craft in a lingering, misguided myth. Think about it. If Freemasonry is the epitome of Renaisance thinking, would it not have a bearing on the masonic mind? Saying that masonry is complicated doesn't take much effort. Yes, it's a mess. Yes our writings are disorganized. Yes, we don't know how to locate the best Masonic mentors scholars. Yes we lack bone fide readings. Yes the disorder is growing. When we decide it is important to ensure that the basic core learning is available to a Brother we will get around to it. Or will we? We should probably do more than wait. We should probably build accessible study rooms, organize collections and a place to gather, to read, to learn, to contemplate meaning.
Andrew Hammer published a thoughtful little book- Observing the Craft, in which he extols us to be forthright about our obligations and stay active in Lodge. He said we were straying off in all directions. Some truth in that as far as he took it. Rather than describing a problem, I thought he gave us a list of symptoms. Everything is secondary to our primary goal, enlightenment. Searchers are looking for options going through the versions of masonry. Maybe masonry is essentially about exposing bright minds to great ideas. What Br Hammer didn't consider was the next path opening in front of us. If bricks and mortar masonry can't deliver, the internet will. Colloquial no more, masonry has evoled on its own, into a network built to convey ideas using a network built to communicate ideas. Can I resist that gravity?
Happy Wednesday and welcome back this week!
Join us for a great discovery in Zara Home Winter Wonderland Collection! Capture some great styles and stunning new colour trends offered by Zara Home. Create the luxurious look in metallics, retro furnishings, silks and leathers. Give your home a total mood boost with the Flexa-Colour for 2015. (red copper and orange). Gather, and incorporate fabulous details for the Zara Home New Vintage and Urban Uzbek Collections.
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About the Author Victoria Raine has been writing poetry since she was a teenage girl. After a poetry writing assignment in 9th grade, her English teacher asked to see her after class, and requested she bring in anything else she had written, after reviewing her work she encouraged Victoria to continue writing. Since then, Victoria Raine has filled countless notebooks and only recently decided to publish her work. Blood on Paper is the first book being published in 2014. Victoria Raine is the CEO of Kairos Cards in Virginia Beach, Virginia specializing in cards with heartfelt messages capturing your treasured moments with poetic prose and specialized artwork for each collection. Her cards will begin featuring upcoming artist for new collections in 2014. Victoria resides in Virginia Beach, Virginia where she enjoys her gardens and her dogs Samson, Gypsy and Sophie. Her son lives on the west coast who is a musician and writer.
WELCOME TO THE ALL NEW MIGHTY THOR RADIO 2015;
Most people have difficulties with the Fair Credit Reporting Act, so THOR will do what it does best and provide and Consumer Protection style Mix Tape which will include the Fair Debt Collection Practices Act and FCRA together for a powerful combination that will allow you far more damages against your pretending Creditor. (Debt Collector). We know how our Master Teacher Brother Sharif brings the consumer information, delivered with such a style that makes it simple to obtain and retain.
The FCRA will be taught with simplicity and not in ways that other platforms disseminate with such confusion. The FCRA adds a considerable amount of damages which may include "punitive damages" and even criminal liabilities for a violating debt collector or individual. As always Private Classes will begin on Saturday January 10, 2015 whereby our Teacher (Brother Sharif) will adequately educate those who are serious about being compensated for their debt collectors failures to abide by the law.
The Year 2015 is the Year for those who have been accepted, adopted, and been educated in THOR-OLOGY and we will stepping it up first show of the Year out of the gate with more ways to increase your damages against oppressive debt collectors. Be on time Tuesday, the telephone lines will be jam packed as our listening audience and exposure has expanded tremendously.
We are rested, rejuvenated and refocused...so Get Ready, Reset, and Restore.....with the All New Mighty "THOR" Radio Network!!
Disclaimer: We are not attorneys, we do not give Legal Advice.
NATIONSTAR MORTGAGE UNFAIR DECEPTIVE AND ABUSIVE ACTS AND PRACTUCES (UDAAP) FDCPA DEBT COLLECTIONS RULES CFPB DODD-FRANK RESPA MORTGAGE SERVICING RULES AND RIGHTS
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
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Welcome back to A Theory of Parenting on Blogtalkradio.com
My name is Tammi Joyner
I am you Host for the show
Today we are here to share with you several updates and the launch of our new book
The book is A Theory of Cooking 2
The book is available on Blurb.com
The book is a A Collections of Family Recipes and Fun
A Picture Book
The book brings to you illustrations and a timeline of our cooking theory,
Created by Tammi Joyner and Marquel Green
Enjoy our family recipes and contact us on facebook.comAuthor website
A free preview of 15 pages is available at Blurb.com
The book celebrates our development
It offers a picture of Marquel's 18 birthday cake - ideas for cake shapes and layers
It offers a picture of our 2 year anniversary cake here on A Theory of Parenting Blogtalkradio.com
It offers food pictures of our 4 of July celebration 2014
It offers pictures of new holidays we plan to celebrate like
National Hamburger Day and National Ice Cream Day
Sivia Harding has worked with fiber art ever since she can remember. She learned how to knit in the year 2000 and almost immediately, began to design. She has been widely published in books and collections, including Jared Flood’s Wool People series and online magazines such as Twist Collective and Knitty. She is known as an enthusiastic, warm instructor. She feels she gets the better part of the bargain.
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