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Collections. This is a big topic for a lot of people. Do you pay collections? What do you do with collection phone calls? How long do collections sit on your credit report? There are lots of myths and not a lot of valid information on the internet. Watch below to find out what you need to know about dealing with collection agencies and debt collections.
Dealing With Collection Agencies – Are They Really Your Collections?
Mike: Collections. Let’s say that you just got turned down for that home loan and you say, they say, well, you’ve got five collections. They’re four years old.
First of all, are those really your collections, Brian? We don’t know that. You don’t know that. You might not even know that yourself. I never lived in this apartment complex and they’re (unclear) on the line.
So what we’re going to make them do is we’re going to make them prove that’s your debt. And by Federal Trade Commission guidelines, they have to give you a copy of the original note you signed, plus a complete billing history, to prove that’s the exact amount, the exact date, that’s your collection. If not, we’re going to remove it.
Read more: http://www.bigstatehomebuyers.com/dealing-with-collection-agencies/
Learn about Anita Pointer, a former Pointer Sister,who collects memorabilia so she never forget how her people were once depicted.
Eight ways to live longer?.
Valarie Harper is still alive.
Smart quiz question/What is the highest court in the United States?
Things in the News.
Join Ken Cobb as he talks about one of the richest repositories in New York City: the New York Municipal Archives. Ken, the Assistant Commissioner of Department of Records and Information Services for the City of New York, will talk about the collections of the archives -- the vital records, tax records, police records, almshouse records, mayoral records, and more. Find out what the Dutch holdings include from the 1600s. Ken will also tell us about the vital record digitization project currently underway.
Vital records: http://www.nyc.gov/html/records/html/archives/genealogy.shtml
Once again in Kelly Bees Spotlight i have the pleasure of interviewing the Sexy, Sassy, Brilliant, National Best Selling Author and CEO of Snow Publishing **Sonovia Alexander**. Sonovia is author of 30 books including her two latest newly released books from her National Best Sellers Collections **Silent Cries part 7** and **Ghetto Love part 6** . This Queen has wrote her way into our thoughts, lives and hearts. She's a remarkable woman and awesome friend. We will be discussing her books, family, her publishing company, what she's been up to and so much MORE, this is yet another blog talk that i am sure YOU will not want to miss. The fun starts this Wednesday 05/06/15 (Tomorrow Night). Guest call in number is (516) 453-9099 at 8:00 pm (Chicago time) so PLEASE check your time zone in your area for correct time. Thank You in advance....Kellz
On this week's episode of Y-CLAD CHAT, we're so excited to be chatting it up with Rolise Rachel. Rolise is known for her exquisite and extravagant Hampton's events like the St. Barth's in the Hamptons Gala. She has had celebrities like Brook Shields and Molly Sims hosting her events and her events have attracted the likes of New York City socialites, infamous housewives and the who's who of New York City.
We'll pick Rolise's brain and find out how we too can create events that influentials and elitists would want to attend.
Additionally, we'll touch on the infamous ENK/Accessories show. ENK is a forum for new and existing designers to showcase their collections for retailers. It's an opportunity for retailers to locate amazing new finds for their boutiques, stores and/or ecommerce sites. We'll touch on the new designers that exhibited this year and who Y-Clad has chosen to add to their already robust collection of jewels.
And as usual, we'll bring you guys up to speed on up and coming events in your areas, as well as, the designer feature of the week - The Majestic Necklace by Kanupriya Khurani. The Majestic Necklace is an 18kt Plated webbed shaped necklace with blue agate, blue chalcedony, chalcedony, amethyst and cubic zirconia stones set in an 18kt-plated base with 18kt gold links. It's simply stunning and is available on www.y-clad.com.
Don't miss it! Broadcasting live to you on Wednesday May 6, 2015 at 7 pm EST on BlogTalkRadio is Y-CLAD CHAT.
Our guest on Metalsmith Benchtalk on Thursday, April 30th, 2015 at 3:00 PM PST/ 5:00 PM CST is Chris Ramsay, artist and Professor of Art at Oklahoma State University, where he teaches metals and jewelry courses. Ramsay's artwork is composed with objects that he has collected and arranged to pursue his interests in conservation, life cycles, and his relationship to nature.
Professor Ramsay has taught at Oklahoma State University since 1990 and served as the Head of the OSU Art Department from Fall 2008-Fall 2012. Ramsay has taught workshops in numerous locations around the world and during the summer of 2008 taught jewelry making classes for the University of Georgia, Study Abroad Program in Cortona, Italy. Ramsay has been awarded artist-in-residencies at the Oregon School of Arts and Crafts, in Portland, OR. and Acadia National Park on Mount Desert Island, Maine and was awarded an Open Studio Residency at Haystack School of Crafts, Deer Isle, ME. His artwork is in several personal collections and the permanent collections of the Philbrook Museum of Art, Tulsa, OK., Children’s Hospitals of Cleveland, OH., and the botanical gardens of Southern Living Magazine, in Birmingham, AL.
“As an artist I am concerned with the subtle, yet, dramatic relationship between all components of our environment. To fulfill the requirements of this idea, my artwork utilizes a variety of media, form, and scale. I integrate collected objects into my work as a metaphor for the cycle of change that all materials and objects are affected by, including myself. ”
Chris Ramsay: Meditations in Stillwater will feature more than 30 works from the past two decades by artist and OSU professor Chris Ramsay.
Alice Osborn’s (http://aliceosborn.com/) past educational and work experience is unusually varied, and it now feeds her work as a poet, as well as an editor-for-hire, writing coach, Reiki Master practitioner, dynamic speaker/facilitator. After the Steaming Stops is her most recent collection of poetry; previous collections are Right Lane Ends and Unfinished Projects. Alice is also the editor of the anthologies Tattoos and Creatures of Habitat, both from Main Street Rag Publishing Company.
She’s currently at work on her upcoming collection, Heroes without Capes. A Pushcart Prize nominee, her work has appeared in the News and Observer, The Broad River Review, The Pedestal Magazine, Soundings Review and in numerous journals and anthologies.She serves on the North Carolina Writers’ Network Board of Trustees. When she’s not editing or writing, Alice is a competitive Irish dancer, as well as an aspiring musician on guitar and violin. She lives in Raleigh with her husband, two children and four messy birds.
Education: MA English, Rhetoric/Composition, North Carolina State University
Master’s Thesis, “A Conversation in the Composition Classroom: Finding Our Voice Through Creative Nonfiction” Advisor: Chris M. Anson, Phd
On Wednesday April 22nd Y-CLADchat will have guests: Richard Aaron, President of BizBash Media and Associate Professor at NYU Center for Hospitality in a live interview call. Richard is and esteemed award-winning professional. He manages all tradeshows, conferences and award shows anually for Biz Bash's organization. Richard is slated to have an in depth conversation with host KC Benain on Big Events and Big Event Planning. This is a segment you won't want to miss!
Live in our studio will be Durrah Khalil, A London based jewelry designer. We will discuss her new collections, the inspiration behind them and find out the inside scoop on Durrah Jewellery.
Also live in our studio is The Network, a creative agency. They will be dropping in to give us the inside happenings and deets of their upcoming event Flavor’s Night Out which happens to be taking place this coming Thursday at Y-Clad's Hidden Gem.
This will be a very special show for both event professionals and fashion industry folks.
Y-Clad Chat begins at 7 p.m. EST.
Due to technical difficulties I will be re recording this episode LIVE on Saturday April 11th.
In this episode I will be discussing how your credit report impacts employment opportunities. This is a great episode for anyone looking to advance in their career, make a change in their career, or for younger people getting out of college pursuing their career.
I will also provide education surrounding credit & student loans and how this plays a role in employment opportunities as well.
Looking forward to it!
Steven "Catfish" McDaris (born 1953) is an American poet and author who is often associated with Allen Ginsberg. He is also notable for having collaborated with Charles Bukowski. “Dave Reve, the editor of Zen Tattoo, suggested the nom de plume "Catfish" after McDaris admitted that he wanted to quit his job at the post office to start a catfish farm. He recently retired from the post office after 34 years of service
Catfish McDaris won the Thelonius Monk Award in 2015. He was in the Louisiana Review, George Mason Univ.Press, and New Coin from Rhodes Univ. in South Africa. He’s recently been translated into French, Polish, Swedish, Arabic, Bengali, Tagalog, Chinese, Yoruba, and Esperanto. His 25 years of published material is in the Special Archives Collection at Marquette Univ. in Milwaukee, Wisconsin. He’s listed in Wikipedia. New work: http://dynatox.storenvy.com/collections/240632-all-products/products/12831481-no-blindfold-no-cigarette-by-catfish-mcdaris
Listen in April 15th at 7 p.m. to hear about Y-CLAD’s adventure to the New York City Auto Show! From hyper hybrids to good old antique racers, the New York Auto Show featured something for every auto enthusiast.
We were blown away by the all-new Porsche Boxster Spyder, the BMW i8 and the Camp Jeep off-road course. Co-host Cailin Burke even had a chance to meet Rueben Randle of the New York Giants.
DESIGNER FEATURE: Live Laugh Scarf - A beautiful blush and cream chiffon scarf with soft tones of pink and cement grey accented with curvaceous calligraphy inscriptions that reads Live and Laugh in Arabic. 100% Silk Chiffon.
Y-CLAD offers a diverse collection of jewels and fashion accessories. We curate with a keen eye an international, modern mix of unique handmade jewelry and accessories for the sophisticated shopper. We offer collections with price ranges that vary from high-end to economic pieces. Our assortment of accessories and jewels are unique yet functional and are of quality materials.
Y-CLAD’s Hidden GEM functions as the Y-CLAD storefront, as well as, a unique event venue. Located in Manhattan’s premier Midtown East neighborhood, the Hidden GEM blends contemporary style and elegance to create a sophisticated venue.
Visit: Y-CLAD.com or Y-CLADSHIDDENGEM.com.
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