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  • 00:32

    Bankruptcy Basics: March 2015 Bankruptcy FAQs

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    Can I file for bankruptcy without being compelled to tell my spouse?
    How can I appeal a collection judgment? I was not present for the court date.
    What happens to a rental property in bankruptcy? Can I discharge unpaid rent?
    I am suing tenants for unpaid rent. One filed bankruptcy. Can I collect from the other?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Call Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

  • 00:34

    Bankruptcy Basics: May 2015 Bankruptcy FAQs Part 1 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    If I get sued and lose at trial and my creditor gets a judgment can I still file bankruptcy?
    I am trying to do bankruptcy without a lawyer, do I have to include empty accounts?
    Is a surviving spouse responsible for the credit card debt of their deceased spouse?
    If I filed for bankruptcy in 2012. I’m behind again on bills, when can I file again?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    For more about the firm. You may also contact Joseph Wrobel for more information at (312) 781-0996.

  • 00:34

    Bankruptcy Basics: January Frequently Asked Bankruptcy Questions

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    What happens when you list non-dischargeable debts on the bankruptcy petition?
    How long is the statute of limitations for wage garnishments for money judgments?
    Can I file a bankruptcy petition after a judgment or wage garnishment order?
    How can I find out if I am eligible to file for bankruptcy?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.

  • 00:16

    Stripping off a Lien in Chapter 13 Bankruptcy

    in Legal

    A second mortgage/HELOC lien can be removed from your home in a chapter 13 bankruptcy IF the first mortgage balance is greater than the fair market value of the home.  Tune in with Attorney Timothy Hughes to learn more about stripping a lien in Chapter 13 Bankruptcy.

  • 00:36

    Bankruptcy Basics: February Bankruptcy FAQs Part 2 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    Am I liable for my spouse’s student loan debt? How can bankruptcy help me?
    How does reaffirmation of a car loan work in bankruptcy where you keep your car?
    Why would I file for bankruptcy if my income is exempt from wage garnishment?
    Can you get a Chapter 13 plan with no payments? I want to save my home.


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy Site. You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

  • 00:22

    PART II Chapter 7 Bankruptcy, Is It Right For You?

    in Legal

    Today on Law Talk Lauren P. Raysor, Esq. will go into depth about filing for chapter 7 bankruptcy.

  • 00:10

    Differences Between Chapter 7 & Chapter 13 Bankruptcy

    in Finance

    Sarae is joined by Liz Ludchak, Personal Finance Coach at mpowered, to talk about the differences between Chapter 7 and Chapter 13 bankruptcy.

  • 00:31

    The Features and Benefits of Chapter 13 Bankruptcy

    in Legal

    Interview questions and topics covered on this show:
    Chapter 13: When income is too high to pass the median income/means test. Chapter 13: When you own one or more assets worth too much money to be sold in Chapter 7. Chapter 13: When certain past debts must be paid and are not dischargeable or other factors apply. Chapter 13: When second mortgages are converted into an unsecured debt affecting your home. Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress. On today’s program, we answer a common question: Why would I ever file a Chapter 13 if I can get rid of my debts with a Chapter 7?
    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.
    Visit our Chicago Bankruptcy Site online for more about the firm.

  • 00:35

    Bankruptcy Basics: February Bankruptcy FAQs Part 1 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    How much debt do I need to have to file for bankruptcy and what does it cost?
    If I have a money judgment entered against me can it be removed in bankruptcy?
    What happens to medical debts from one state in another if I file for bankruptcy?
    How does bankruptcy affect my taxes, since I received a form 1099 from a collector?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy Site online for more about the firm or contact Joseph Wrobel for more information at (312) 781-0996.

  • 00:34

    Bankruptcy Basics: December Frequently Asked Bankruptcy Questions

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    What happens with jointly held debts if one of the individuals files for bankruptcy?
    How does it work when someone wants to buy their car back from the trustee?
    I want to file bankruptcy but not include my wife on the filing. Do I have to?
    What happens with mortgage liens in a bankruptcy case and can I keep my house?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.

  • 00:31

    Bankruptcy Basics: June Answers to Frequently Asked Questions

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics and types of FAQ covered in this 30 minute show:


    What happens to additional debt incurred during a Chapter 13 bankruptcy;


    How to address incorrect or updated  amounts listed in the bankruptcy petition;


    What happens with auto accident and injuries and Chapter 7 bankruptcy;


    How are 401K contributions addressed in bankruptcy.


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com.