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Dan Hughes who is running against Dianne Feinstein for US Senator joined us. Dan is a Tea Party Candidate recently endorsed by Darrell Issa. In hour 2 Robert Cardoza discussed the implementation of the Obamacare that cuts Medicare Advantage 3 weeks after the election and the Student Loan issue particularly our belief it will be the next financial meltdown just as the intentional sub-prime fiasco was in 2008.