Prosperity Truth Law and Commerce with Dr.Dave today will will be talking about Law Law and Law and them some more Law and Commerce.Come one and all and learn.Disclaimer. We do not give legal advice, we are not attorneys and are not affiliated with any "legal" society.YES, by presumption of law, it is assumed you, the person knows the law. You can decline the offer, but if you do nothing, you have accepted the offer by acquiescence.the security interest has priority over a conflicting security interest created by the debtor.  Why not write back and say that you've reviewed the agreement that they provided you and you can not find their name anywhere on it.  Then ask them if they are attempting to meddle in your business affairs.  You might also look at the debt collector letter at http://www.notacitizen.com/index.php/articles/86-sample-documents/75-loving-my-brother-debt-collector-letter

Agree with thine adversary quickly, while thou art in the way
to court; lest at any time the adversary deliver thee to the
judge, and the judge deliver thee to the officer, and thou be
cast into prison. Verily I say unto thee, Thou shalt by no
means come out thence, till thou hast paid the last penny. Matthew 5:25-26

"Where there are no depositions, admissions, or affidavits the court has no facts to rely on for a summary determination." Trinsey v. Pagliaro, D.C…