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Building a strong financial future is essential, for getting ahead in life. But when is the best time to learn these essential tid bits of knowledge? People spend 12-18% more when using credit cards than when using cash. Fast food giant, McDonald’s, found that the average transaction rose from $4.50 to $7.00 when customers were allowed to use plastic instead of cash in its restaurants. Research shows that people spend more using credit cards despite paying off the balance every month. When you spend with a credit card, there’s no pain until you get the bill weeks later. The separation in time between when you make the purchase and when you get the bill allows you to spend more. The convenience of using a credit card also allows you to spend more often. How do start to better understand and take control of our finances?
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