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When it comes to Identity Theft, Carrie Kerskie literally wrote the book. Your Identity, Because Nothing Is Private Anymore has become a classic on preventing identity theft. Carrie also advises you to immediately set up your online account at the Social Security Administration, because if you don't, an identity thief can do it instead. Always set up your online banking accounts, even if you never intend to use them, because failure to do so allows an identity thief to set it up in your place and start stealing your funds. And always be wary when using debit cards. Credit cards are much safer.