Speak Up and What's Next?http://www.blogtalkradio.com/tkeyHow would it feel to get a raise without getting a raise? Do you want to discover financial freedom? What are you willing to do to be free? enCopyright Tamecia Key (C/O Blogtalkradio)Sat, 15 Jun 2019 11:00:00 GMTMon, 19 Jun 2017 02:00:00 GMTFinanceBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/865a8994-f8ba-42bd-b85e-9f9d26b899af_slide2.jpgSpeak Up and What's Next?http://www.blogtalkradio.com/tkeyHow would it feel to get a raise without getting a raise? Do you want to discover financial freedom? What are you willing to do to be free? feeds@blogtalkradio.comBlogTalkRadio.comfinance,credit,love,budget,money,communication,debt,money management,relationships,shoppingSpeak Up and Whats NextnoHow would it feel to get a raise without getting a raise? Do you want to discover financial freedom? What are you willing to do to be free?episodicThe Value of A Fatherhttp://www.blogtalkradio.com/tkey/2017/06/19/the-value-of-a-fatherDads and Familyhttp://www.blogtalkradio.com/tkey/2017/06/19/the-value-of-a-father/#commentshttp://www.blogtalkradio.com/tkey/2017/06/19/the-value-of-a-fatherMon, 19 Jun 2017 02:00:00 GMTThe Value of A FatherDad's are significant to our culture.  The absence of father's is taking a toll on our young men today.  Recognize the gifts, talents, and core values that father's contribute to the household. 00:24:00Speak Up and Whats NextnoDad,Father,Value,Relationships,contributionYou can you always count on to appease Daddy's girl. Why dad's are important?How to Survive When You Don't Make Enough Money?http://www.blogtalkradio.com/tkey/2017/05/22/how-to-survive-when-you-dont-make-enough-moneyFinancehttp://www.blogtalkradio.com/tkey/2017/05/22/how-to-survive-when-you-dont-make-enough-money/#commentshttp://www.blogtalkradio.com/tkey/2017/05/22/how-to-survive-when-you-dont-make-enough-moneyMon, 22 May 2017 00:00:00 GMTHow to Survive When You Don't Make Enough Money?Many Americans are struggling to make ends meet. It appears they have more bills than money. Tonight we will discuss how to survive and budget when you don't make enough money.     00:57:00Speak Up and Whats NextnoNot enough Money,living paycheck to paycheck,hard to make ends meet,more bills than moneyAre you having difficulty paying your bills? Are you looking for a way out?The Value of a Motherhttp://www.blogtalkradio.com/tkey/2017/05/14/the-value-of-a-motherMoms and Familyhttp://www.blogtalkradio.com/tkey/2017/05/14/the-value-of-a-mother/#commentshttp://www.blogtalkradio.com/tkey/2017/05/14/the-value-of-a-motherSun, 14 May 2017 16:00:00 GMTThe Value of a MotherTonight, I want to celebrate Mothers.  Mother's Day is one day set aside to give honor to your mother.  To express and demonstrate love for your mother.  Join me as we celebrate Mothers.     00:38:00Speak Up and Whats NextnoMothers,love,honor,responsibility,significanceDo you miss your mother? Do you want a better relationship with your mother? Do you miss her, and what do you love most about her?Tips to travel on a Budgethttp://www.blogtalkradio.com/tkey/2017/05/08/tips-to-travel-on-a-budgetFinancehttp://www.blogtalkradio.com/tkey/2017/05/08/tips-to-travel-on-a-budget/#commentshttp://www.blogtalkradio.com/tkey/2017/05/08/tips-to-travel-on-a-budgetMon, 08 May 2017 00:00:00 GMTTips to travel on a BudgetMany Americans are afraid to travel for a variety of reasons. Tonight we will discuss reasons why Americans don't vacation and tips to vacation on a budget. 00:54:00Speak Up and Whats Nextnovacation,budget,stress reliefDo you want to travel and believe that you cannot afford it?Organize your Financeshttp://www.blogtalkradio.com/tkey/2017/05/01/organize-your-financesFinancehttp://www.blogtalkradio.com/tkey/2017/05/01/organize-your-finances/#commentshttp://www.blogtalkradio.com/tkey/2017/05/01/organize-your-financesMon, 01 May 2017 00:00:00 GMTOrganize your FinancesTonight we will discuss how to organize your finances to create financial independence. 00:56:00Speak Up and Whats Nextnoorganize finances,make smart choices,financial decisions,increase wealth,decrease debtAre you ready to get in control of your finances and make choices that matter?Ways to Improve your Net Worthhttp://www.blogtalkradio.com/tkey/2017/04/24/ways-to-improve-your-net-worthFinancehttp://www.blogtalkradio.com/tkey/2017/04/24/ways-to-improve-your-net-worth/#commentshttp://www.blogtalkradio.com/tkey/2017/04/24/ways-to-improve-your-net-worthMon, 24 Apr 2017 00:00:00 GMTWays to Improve your Net WorthToday we are overwhelmed with obligations, and are not aware of our assets.   Tonight, T.Key will discuss ways to improve your net worth?  What's Your figure?  It is time to plan for the future?         00:23:00Speak Up and Whats Nextnonet worth,assets,liablilities,figure,financial planningDo you have alot of financial obligations? Have you taken inventory of your assets? Do you know how much you are worth? Let's figure it out?Financial Baggagehttp://www.blogtalkradio.com/tkey/2017/04/17/financial-baggageFinancehttp://www.blogtalkradio.com/tkey/2017/04/17/financial-baggage/#commentshttp://www.blogtalkradio.com/tkey/2017/04/17/financial-baggageMon, 17 Apr 2017 00:00:00 GMTFinancial Baggage What are you holding on to?  What is weighing you down?  How are you relating with money?  What are you beliefs about money? What is causing you NOT to reach your financial goals?  Tonight T.Key will discuss how to get rid of your financial baggage.           00:58:00Speak Up and Whats Nextnodivorce,debt,emotional spending,baggage,financial baggageWhat are you holding on to?  What is weighing you down?  How are you relating with money?  What are you beliefs about money? What is causing you NOT to reach yHow Do We Beat the Urge to Spend Money?http://www.blogtalkradio.com/tkey/2017/04/10/how-do-we-beat-the-urge-to-spend-moneyFinancehttp://www.blogtalkradio.com/tkey/2017/04/10/how-do-we-beat-the-urge-to-spend-money/#commentshttp://www.blogtalkradio.com/tkey/2017/04/10/how-do-we-beat-the-urge-to-spend-moneyMon, 10 Apr 2017 00:00:00 GMTHow Do We Beat the Urge to Spend Money?Americans are addicted to spending money. Shopping occurs weekly. How do you overcome your tendency to shop? How do you prohibit yourself from overspending, from over extending yourself? Tune in, T.Key will discuss strategies to assist you in overcoming your spending addiction.01:03:00Speak Up and Whats NextnoShopper,Spending money,Money,Shop,AddictionAmericans are addicted to spending money. Shopping occurs weekly. How do you overcome your tendency to shop? How do you prohibit yourself from overspending, froStudent Disengagement. How do we re-engage our students?http://www.blogtalkradio.com/tkey/2017/04/03/student-disengagement-how-do-we-re-engage-our-studentsEducationhttp://www.blogtalkradio.com/tkey/2017/04/03/student-disengagement-how-do-we-re-engage-our-students/#commentshttp://www.blogtalkradio.com/tkey/2017/04/03/student-disengagement-how-do-we-re-engage-our-studentsMon, 03 Apr 2017 00:00:00 GMTStudent Disengagement. How do we re-engage our students?Student disengagement is increasing in our classrooms.  What causes it? What can we do about it?  Tune in tonight as we discuss this topic.  How do we re-engage our students?     01:03:00Speak Up and Whats Nextnostudents,academic performance,disengagement,classroom disengagement,teacher focusWhy aren't my students paying attention? What can I do to change the classroom culture?Preparing for Your Visionhttp://www.blogtalkradio.com/tkey/2017/03/27/preparing-for-your-visionDreamshttp://www.blogtalkradio.com/tkey/2017/03/27/preparing-for-your-vision/#commentshttp://www.blogtalkradio.com/tkey/2017/03/27/preparing-for-your-visionMon, 27 Mar 2017 00:00:00 GMTPreparing for Your VisionYour vision is about you and you have the power to create anything that you want.  Tonight T. Key will discuss how to prepare for your vision.  Though the vision tarry, wait for it. 01:00:00Speak Up and Whats Nextnovision,dreams,moving forward,press toward the markWhat's holding me back? Why don't I have what I want in my life right now?Breakthrough to Employmenthttp://www.blogtalkradio.com/tkey/2017/03/20/breakthrough-to-employmentJobshttp://www.blogtalkradio.com/tkey/2017/03/20/breakthrough-to-employment/#commentshttp://www.blogtalkradio.com/tkey/2017/03/20/breakthrough-to-employmentMon, 20 Mar 2017 00:00:00 GMTBreakthrough to EmploymentThe unemployment rate is 4.7%.  Tonight T. Key discusses ways to "Breakthrough to Employment".  She discusses tips to assist you to get that job!!!   00:19:00Speak Up and Whats Nextnoumemployment,get a job,tips to get a jobHave you been unemployed for a while? Can't see to land the job?Empowering Our Childrenhttp://www.blogtalkradio.com/tkey/2017/03/13/empowering-our-childrenFamilyhttp://www.blogtalkradio.com/tkey/2017/03/13/empowering-our-children/#commentshttp://www.blogtalkradio.com/tkey/2017/03/13/empowering-our-childrenMon, 13 Mar 2017 00:00:00 GMTEmpowering Our ChildrenChildren are molded and are taught to be courageous and explore what the world has to offer. Or they can be molded to feel insecure and not good enought.  Tonight we will discuss ways to empower your child; to build confidence and enjoy what opportunites that life offers.  00:32:00Speak Up and Whats Nextnochildren,confidence,empower kidsWhat can I do to build my child's confidence?Barriers to Building Wealthhttp://www.blogtalkradio.com/tkey/2017/03/06/barriers-to-building-wealthFinancehttp://www.blogtalkradio.com/tkey/2017/03/06/barriers-to-building-wealth/#commentshttp://www.blogtalkradio.com/tkey/2017/03/06/barriers-to-building-wealthMon, 06 Mar 2017 01:00:00 GMTBarriers to Building WealthEveryone wants to live  the American Dream(rights, liberty, and equality); in which freedom includes the opportuntiy for prosperity and success.  In order to build wealth, we have to understand what prohibits us from obtainng it.  Tonight, we will explore various mistakes that are made that undermines our efforts to create wealth.  01:37:00Speak Up and Whats Nextnobarriers to wealth,creating wealth,changing your future,money,money habitsWhat am I doing to prohibit my progress?Assess Your Financial Situationhttp://www.blogtalkradio.com/tkey/2017/02/27/assess-your-financial-situationFinancehttp://www.blogtalkradio.com/tkey/2017/02/27/assess-your-financial-situation/#commentshttp://www.blogtalkradio.com/tkey/2017/02/27/assess-your-financial-situationMon, 27 Feb 2017 01:00:00 GMTAssess Your Financial SituationWhen you are in the process of rebuilding your life after a credit disaster, you need to analyze where you are financially.  What can I do?  What should I do?  Where do I start?  Tonight, T.Key will assist you with answering those questions.  There is hope and there are options.  You have to figure out what is the best plan for you and your family.  It can be accomplished.       01:05:00Speak Up and Whats Nextnofinancial assessment,starting over after a credit disaster,assess my financial situationSo how am I going to get out of this debt? Where do I start with in regard to my finances? HELP?Identity Theft and Your Credithttp://www.blogtalkradio.com/tkey/2017/02/20/identity-theft-and-your-creditFinancehttp://www.blogtalkradio.com/tkey/2017/02/20/identity-theft-and-your-credit/#commentshttp://www.blogtalkradio.com/tkey/2017/02/20/identity-theft-and-your-creditMon, 20 Feb 2017 01:00:00 GMTIdentity Theft and Your CreditTonight we will discuss identity theft and how to protect yourself.   00:50:00Speak Up and Whats NextnoIdentity theft,protectionHow do I prevent it? What can I do if I am a victim?How do You Rebuild your Credit after a Credit Crisis?http://www.blogtalkradio.com/tkey/2017/02/13/how-do-you-rebuild-your-credit-after-a-credit-crisisFinancehttp://www.blogtalkradio.com/tkey/2017/02/13/how-do-you-rebuild-your-credit-after-a-credit-crisis/#commentshttp://www.blogtalkradio.com/tkey/2017/02/13/how-do-you-rebuild-your-credit-after-a-credit-crisisMon, 13 Feb 2017 01:00:00 GMTHow do You Rebuild your Credit after a Credit Crisis?Life is hard when you have experienced a credit disaster or credit crisis.  It can be very frustrating, and overwhelming if you are left with delinquencies, collection actions, repossessions or even bankruptcy. Tonight we will discuss ways to rebuild your credit after the credit crisis.  There is hope, so don't give it.  Keep your head up and be focused.  Apply the techniques that we will discuss tonight and you will recover and rebuild. 01:03:00Speak Up and Whats NextnoRebuild after a credit crisis,Rebuild after a credit disaster,How to rebuild creditAre you tired of getting denied credit?How do you handle a credit crisis?http://www.blogtalkradio.com/tkey/2017/02/06/how-do-you-handle-a-credit-crisisFinancehttp://www.blogtalkradio.com/tkey/2017/02/06/how-do-you-handle-a-credit-crisis/#commentshttp://www.blogtalkradio.com/tkey/2017/02/06/how-do-you-handle-a-credit-crisisMon, 06 Feb 2017 01:00:00 GMTHow do you handle a credit crisis?Credit is a part of life and it is used in many instances to determine your credit worthiness. Believe it or not, lIfe happens and sometimes individuals may find themeselves in a credit crisis and is unsure what to do because the stress is high, money is low and options seem to be fewer than before.  T.Key will discuss possible ways to handle when you are in a credit crisis. 00:44:00Speak Up and Whats Nextnooverwhelmed with debt,crisis,credit,stress,credit crisisCredit is a part of life and it is used in many instances to determine your credit worthiness. Believe it or not, lIfe happens and sometimes individuals may finUnderstanding Credit IIhttp://www.blogtalkradio.com/tkey/2017/01/30/understanding-credit-iiFinancehttp://www.blogtalkradio.com/tkey/2017/01/30/understanding-credit-ii/#commentshttp://www.blogtalkradio.com/tkey/2017/01/30/understanding-credit-iiMon, 30 Jan 2017 01:00:00 GMTUnderstanding Credit IICredit affects us in everything we attempt to do. Your car insurance, apr, utilities, etc. We will review the history of credit and discuss why the credit scores differ. Additional questions will be answered to help listeners understand credit and how to increase the credit score. 01:12:00Speak Up and Whats NextnoCredit,Credit report,Credit scoreWhy isn't my credit score the same?Improving Your Credithttp://www.blogtalkradio.com/tkey/2017/01/23/improving-your-creditFinancehttp://www.blogtalkradio.com/tkey/2017/01/23/improving-your-credit/#commentshttp://www.blogtalkradio.com/tkey/2017/01/23/improving-your-creditMon, 23 Jan 2017 01:00:00 GMTImproving Your CreditAs we know, everthing is affected by the credit score which is a direct indication of how we manage debt.  Tonight, T. Key will interview an expert Denicqua Mc Collum from National Credit Educactional Services to explain how to improve your credit.  It is time to take control and get into the driving seat.  Credit managed well reaps substantial benefits.       01:48:00Speak Up and Whats Nextnocredit,credit score,improve credit score,debt managementAre you tired of being denied credit? Do you get extended higher rates than others for the same product?Explaining Credit Scorehttp://www.blogtalkradio.com/tkey/2017/01/16/explaining-credit-scoreFinancehttp://www.blogtalkradio.com/tkey/2017/01/16/explaining-credit-score/#commentshttp://www.blogtalkradio.com/tkey/2017/01/16/explaining-credit-scoreMon, 16 Jan 2017 01:00:00 GMTExplaining Credit ScoreCredit, Credit, Credit.  You cannot escape the credit world.  Everything you do is tied to your credit file in one way or another.  Discover how the credit score came into existence, how does the credit score work and how do you improve your credit.   01:05:00Speak Up and Whats Nextnocredit score,improve your credit,how does credit workWhere did the credit score come from? How does the credit score work? How can I improve my score?Understanding Credit Cardshttp://www.blogtalkradio.com/tkey/2017/01/09/understanding-credit-cardsFinancehttp://www.blogtalkradio.com/tkey/2017/01/09/understanding-credit-cards/#commentshttp://www.blogtalkradio.com/tkey/2017/01/09/understanding-credit-cardsMon, 09 Jan 2017 01:00:00 GMTUnderstanding Credit CardsToday many Americans use credit as a way of life.  Tonight we want to explore the benefits or advantages and disadvantages of using credit cards. T. Key will also discuss key terms that are important for the consumer to understand when using credit.     01:01:00Speak Up and Whats Nextnocredit card,debt,interest rates,apr,late paymentWhy do we use them? How can they benefit you? How can they hurt you?Types of Credithttp://www.blogtalkradio.com/tkey/2017/01/02/types-of-creditFinancehttp://www.blogtalkradio.com/tkey/2017/01/02/types-of-credit/#commentshttp://www.blogtalkradio.com/tkey/2017/01/02/types-of-creditMon, 02 Jan 2017 01:00:00 GMTTypes of CreditCredit, types of credit and a  lack of credit is important to understand.  What are the types of credit and why is knowing and understanding this information important to you.  00:41:00Speak Up and Whats Nextnocredit,consumer credit,closed end credit,open end credit,revolving creditI didn't know there was a difference. How do I benefit?Understanding Credithttp://www.blogtalkradio.com/tkey/2016/12/26/understanding-creditFinancehttp://www.blogtalkradio.com/tkey/2016/12/26/understanding-credit/#commentshttp://www.blogtalkradio.com/tkey/2016/12/26/understanding-creditMon, 26 Dec 2016 02:00:00 GMTUnderstanding CreditToday, many people have misconceptions about credit.  Many people do not really understand the components of credit and how to manage it responsibly.  Tonight, TKey will explain the misconceptions and explain the basics of credit. 01:13:00Speak Up and Whats NextnoCredit,Credit Worthiness,Borrower,lender,creditorWhat is it really? How do I use it responsibly? What is revolving?Elements of a Good Relationship(22)http://www.blogtalkradio.com/tkey/2016/12/19/elements-of-a-good-relationship22Relationshipshttp://www.blogtalkradio.com/tkey/2016/12/19/elements-of-a-good-relationship22/#commentshttp://www.blogtalkradio.com/tkey/2016/12/19/elements-of-a-good-relationship22Mon, 19 Dec 2016 01:00:00 GMTElements of a Good Relationship(22)Everyone wants a loving lasting relationship. Tonight the elements of builing a lasting relationship will be discussed.  Join us for the discussion. 00:44:00Speak Up and Whats NextnoRelationship,love,friendships,communicate,patienceWhat does it take to make your relationship last?How to Get Along with your Employerhttp://www.blogtalkradio.com/tkey/2016/12/12/how-to-get-along-with-your-employerJobshttp://www.blogtalkradio.com/tkey/2016/12/12/how-to-get-along-with-your-employer/#commentshttp://www.blogtalkradio.com/tkey/2016/12/12/how-to-get-along-with-your-employerMon, 12 Dec 2016 01:00:00 GMTHow to Get Along with your EmployerIn society, there are many managers who do not know how to manage people, they sometimes lack interpersonal skills.  How do you create a positive working relationship with someone who doesn't understand people? Tonight, we will discuss ways to get along with your employer. 01:03:00Speak Up and Whats Nextnosupervisor,boss,work environment,work relationships,positive cultureAre you misunderstood? Is your employer giving you a hard time?Are you an Impulse Shopper?http://www.blogtalkradio.com/tkey/2016/12/05/are-you-an-impulse-shopperFinancehttp://www.blogtalkradio.com/tkey/2016/12/05/are-you-an-impulse-shopper/#commentshttp://www.blogtalkradio.com/tkey/2016/12/05/are-you-an-impulse-shopperMon, 05 Dec 2016 01:00:00 GMTAre you an Impulse Shopper?Do you go to the mall and come out purchasing items that you don’t need?  Did you walk pass the window with the intention of passing the store and couldn't do it? Did the dress, shoes, or electronic "call your name"?   Does your heart start beating fast when you see something that you want?  What is it?  Who does it?  What does it look like? Tonight we T. Key discuss the impulse buyer, their behaviors, characteristics of this buyer,  and identify environments that encouage ths behavior and strategies to defeat the temptation.   01:00:00Speak Up and Whats Nextnoimpulse,shopping,buying,satisfying purchase,temptationDo you feel the need to buy something even when you haven’t planned on it? Is it difficult to pass up a good deal?Tips to Avoid Overspending During the Holidayshttp://www.blogtalkradio.com/tkey/2016/11/28/tips-to-avoid-overspending-during-the-holidaysFinancehttp://www.blogtalkradio.com/tkey/2016/11/28/tips-to-avoid-overspending-during-the-holidays/#commentshttp://www.blogtalkradio.com/tkey/2016/11/28/tips-to-avoid-overspending-during-the-holidaysMon, 28 Nov 2016 01:00:00 GMTTips to Avoid Overspending During the HolidaysThe Holidays are filled with many emotions. Some of the emotions are positive and some negative.  It is easy to get caught up in the Holiday Shopping Spirit.  Tonight T Key will discuss ways to avoid the Holiday Financial Frustration.   01:10:00Speak Up and Whats NextnoHoliday,finances,spending,shopping,emotional spendingAre you financially frustrated, busted? Do the holidays give you the financial blues? How do avoid the Holiday Financial Blues?The Importance of Insurancehttp://www.blogtalkradio.com/tkey/2016/11/21/the-importance-of-insuranceFinancehttp://www.blogtalkradio.com/tkey/2016/11/21/the-importance-of-insurance/#commentshttp://www.blogtalkradio.com/tkey/2016/11/21/the-importance-of-insuranceMon, 21 Nov 2016 01:00:00 GMTThe Importance of InsuranceInsurance is important to our well being.  It affects our financial well being, emotional well being, social well being and it can affect your physical well being.  Insurance provides a layer of protection that we need in order to successfully navigate life.  T Key will discuss the importance and purpose of insurance. 00:50:00Speak Up and Whats NextnoInsurance,Protection,Assets,Risk Management,Well BeingI have to get in a better position. I want to protect myself and my family. Why do I need it?Know Thyself: A Guide to Selecting the Right Career Pathhttp://www.blogtalkradio.com/tkey/2016/11/14/know-thyself-a-guide-to-selecting-the-right-career-pathJobshttp://www.blogtalkradio.com/tkey/2016/11/14/know-thyself-a-guide-to-selecting-the-right-career-path/#commentshttp://www.blogtalkradio.com/tkey/2016/11/14/know-thyself-a-guide-to-selecting-the-right-career-pathMon, 14 Nov 2016 01:00:00 GMTKnow Thyself: A Guide to Selecting the Right Career PathDo you feel stuck in your current job? Do you know that you want to do something else but do not know what that something else may be?  Tonight we will discuss how to discover your way to your new career. Everyone wants a career in which they love; a career in which it doesn't feel like work; a career in where the time flies by.  Tonight we will discuss how to find your way to career happiness and fulfillment. 01:06:00Speak Up and Whats Nextnojob,career,career path,new job,new careerAre you tired of your current job? Are you ready for a change? What do you want to do?Eight Types of Interviews and How to Prepare to Land Them.http://www.blogtalkradio.com/tkey/2016/11/07/eight-types-of-interviews-and-how-to-prepare-to-land-them-1Jobshttp://www.blogtalkradio.com/tkey/2016/11/07/eight-types-of-interviews-and-how-to-prepare-to-land-them-1/#commentshttp://www.blogtalkradio.com/tkey/2016/11/07/eight-types-of-interviews-and-how-to-prepare-to-land-them-1Mon, 07 Nov 2016 01:00:00 GMTEight Types of Interviews and How to Prepare to Land Them.So many times we get a job interview and freeze at the interview.  We may not fully listen to the question, or your mind can go blank when it is time to respond.  Tongiht we will discuss Eight types of interview and how to prepare to land them. You have the skills to land the job! 01:10:00Speak Up and Whats Nextnointerview,prepare for the interview,behavioral interview,situational interview,case interviewGet nervous during an interview? Not sure how to respond?The Importance of a budgeting every dollar before you get paid.http://www.blogtalkradio.com/tkey/2016/10/31/the-importance-of-a-budgeting-every-dollar-before-you-get-paidFinancehttp://www.blogtalkradio.com/tkey/2016/10/31/the-importance-of-a-budgeting-every-dollar-before-you-get-paid/#commentshttp://www.blogtalkradio.com/tkey/2016/10/31/the-importance-of-a-budgeting-every-dollar-before-you-get-paidMon, 31 Oct 2016 00:00:00 GMTThe Importance of a budgeting every dollar before you get paid.So many people talk about the lack of money and not having money left over from their paycheck or not knowing what happened?  Tonight we will discuss the importance of a zero based budget. 00:52:00Speak Up and Whats Nextnomoney management,budget,zero based,where is my moneyWhy don't any money left? Where did my money go?Take the Time to Refocushttp://www.blogtalkradio.com/tkey/2016/10/24/take-the-time-to-refocusGoalshttp://www.blogtalkradio.com/tkey/2016/10/24/take-the-time-to-refocus/#commentshttp://www.blogtalkradio.com/tkey/2016/10/24/take-the-time-to-refocusMon, 24 Oct 2016 00:00:00 GMTTake the Time to RefocusIn today's society, we are constantly on the go and lose focus because of the many distractions.  Tonight we will discuss the importance of stopping and Refocusing.     00:57:00Speak Up and Whats NextnoFocus,overwhelmed,stressed outDo you have an ever ending list? Are you feeling overwhelmed?Saving Money $$$http://www.blogtalkradio.com/tkey/2016/10/17/saving-moneyFinancehttp://www.blogtalkradio.com/tkey/2016/10/17/saving-money/#commentshttp://www.blogtalkradio.com/tkey/2016/10/17/saving-moneyMon, 17 Oct 2016 00:00:00 GMTSaving Money $$$FAST is the word today.  Everything is fast.  People are constantly moving, we don't take the time to sit down and eat these days.  People are in more debt because they spend more than they earn or save.  Tonight T. Key will share practical ways to save money. 01:02:00Speak Up and Whats Nextnosave money,save,money management,ready for the holiday,ready for every dayAre you tired of wondering where your money went? Do you want to keep more money in your pocket?Tips to Budget Your Money During the Holiday Seasonhttp://www.blogtalkradio.com/tkey/2016/10/10/tips-to-budget-your-money-during-the-holiday-seasonFinancehttp://www.blogtalkradio.com/tkey/2016/10/10/tips-to-budget-your-money-during-the-holiday-season/#commentshttp://www.blogtalkradio.com/tkey/2016/10/10/tips-to-budget-your-money-during-the-holiday-seasonMon, 10 Oct 2016 01:00:00 GMTTips to Budget Your Money During the Holiday SeasonToday, we are captivated by the media.  Everything looks great and we overspend during the holiday season. Tonight we will discuss tips to help you live within your budget during the holiday season. 00:58:00Speak Up and Whats Nextnoshopping,holiday shopping,holiday stress,save money,budgetDo you overspend during the holidays? Are you still paying for the money you spend during the holidays six months later?Tips to Improve Your Resumehttp://www.blogtalkradio.com/tkey/2016/10/03/tips-to-improve-your-resumeTraininghttp://www.blogtalkradio.com/tkey/2016/10/03/tips-to-improve-your-resume/#commentshttp://www.blogtalkradio.com/tkey/2016/10/03/tips-to-improve-your-resumeMon, 03 Oct 2016 00:00:00 GMTTips to Improve Your ResumeToday, the process of applying for a job can be frustrating.  The job market is very competitive.  It is easy to make mistakes and your resume doesn't get noticed. Tonight, we will discuss a variety of ways to ramp up your resume to get the interview. Get focused, stay motivated and get the job! 00:54:00Speak Up and Whats Nextnoresume,job,stand out,resume techniquesAre you tired of getting looked over for jobs?How do I Encourage Myself?http://www.blogtalkradio.com/tkey/2016/09/19/how-do-i-encourage-myself-1Motivationhttp://www.blogtalkradio.com/tkey/2016/09/19/how-do-i-encourage-myself-1/#commentshttp://www.blogtalkradio.com/tkey/2016/09/19/how-do-i-encourage-myself-1Mon, 19 Sep 2016 00:00:00 GMTHow do I Encourage Myself?Life has ups and downs and sometimes we need to be reminded and in some cases learn how to pick ourselves up.  How can you become YOUR number one cheerleader?  How can you become YOUR OWN ace in the whole?  How can you Encourage You.  We have all been there and tonight, a few methods will be shared to add to your arsenal. 01:58:00Speak Up and Whats NextnoEncourage,Inspire,Inspire People,Motivate,Move ForwardDo you feel defeated? Are you afraid? How about some motivation?True Friendship. A lifetime experience.http://www.blogtalkradio.com/tkey/2016/09/12/true-friendship-a-lifetime-experienceFriendshttp://www.blogtalkradio.com/tkey/2016/09/12/true-friendship-a-lifetime-experience/#commentshttp://www.blogtalkradio.com/tkey/2016/09/12/true-friendship-a-lifetime-experienceMon, 12 Sep 2016 00:00:00 GMTTrue Friendship. A lifetime experience.Friends, how many of us have them,  Who can do without them? T.Key discusses friendship. How do we define a friend? Are there characteristics of friendship?  Tell us your definition and what does a true friend mean to you.   Join us in this discussion.  01:07:00Speak Up and Whats NextnoFriends,Friendship,Ride or Die,True FriendshipI am here for you. We will do it together. I got you.Weight. A necessary discussion.http://www.blogtalkradio.com/tkey/2016/09/05/weight-a-necessary-discussionWeight Losshttp://www.blogtalkradio.com/tkey/2016/09/05/weight-a-necessary-discussion/#commentshttp://www.blogtalkradio.com/tkey/2016/09/05/weight-a-necessary-discussionMon, 05 Sep 2016 00:00:00 GMTWeight. A necessary discussion.Have you always had trouble with your weight?  Or is this a problem that you have developed since adulthood.  Needless to say, excessive weight gain has caused a situation.  Currently, 36.5% of adults are obese.  Tonight we will discuss obesity; problems with weight loss and how to lose weight .  01:07:00Speak Up and Whats Nextnoweight loss,weight loss tips,obesity,healthy choicesTrouble with weight loss. How do you stay motivated? What should I eat? Do I have to exercise?Student Success Session--What's Your Learning Style?http://www.blogtalkradio.com/tkey/2016/08/29/student-success-session-whats-your-learning-styleEducationhttp://www.blogtalkradio.com/tkey/2016/08/29/student-success-session-whats-your-learning-style/#commentshttp://www.blogtalkradio.com/tkey/2016/08/29/student-success-session-whats-your-learning-styleMon, 29 Aug 2016 00:00:00 GMTStudent Success Session--What's Your Learning Style?Being successful in school is easier when you are aware of your Learning Style?  T. Key discusses learning styles and methods and techiques to be successful in school when you learn about how you learn?  Some people have to hear, others see and others move.  How do you learn will change your life and make you more effective. 00:13:00Speak Up and Whats NextnoLearning styles,auditory,visual,kinesteticDo you have to hear the information? Do you have to see it? I have to write it?Student Success Session--Effective Success Skillshttp://www.blogtalkradio.com/tkey/2016/08/22/student-success-session-effective-success-skillsEducationhttp://www.blogtalkradio.com/tkey/2016/08/22/student-success-session-effective-success-skills/#commentshttp://www.blogtalkradio.com/tkey/2016/08/22/student-success-session-effective-success-skillsMon, 22 Aug 2016 00:00:00 GMTStudent Success Session--Effective Success SkillsWe all want our children to be successful in school.  Tkey discusses strategies and techniques to help your child be successful.  Success in school is due to several factors, it takes effort from you.  If you want to be academically successful, you have to sacrifice and put your time, energy and best foot forward.         01:02:00Speak Up and Whats NextnoStudy Skills,Time Management,Study Tips,ReadingDo you know how to study? Do you waste time when studying?Student Success Sessionhttp://www.blogtalkradio.com/tkey/2016/08/15/student-success-sessionEducationhttp://www.blogtalkradio.com/tkey/2016/08/15/student-success-session/#commentshttp://www.blogtalkradio.com/tkey/2016/08/15/student-success-sessionMon, 15 Aug 2016 00:00:00 GMTStudent Success SessionPreparing students for success in school in a major concern for parents.  Students are also excited and apprehensive about their achievement.  Rising ninth graders need a different level of  support than students returning to school.   T. Key will interview the panel guest will be Anita Coxen, a Certified School Counselor to address the psychological and emotional concerns of students. 01:30:00Speak Up and Whats Nextnostudents,learning,success,parents,psychological concernsAre you concerned about your child's performance in school? Are you uncertain how to help them?Building Healthy Relationshipshttp://www.blogtalkradio.com/tkey/2016/08/08/building-healthy-relationshipsFamilyhttp://www.blogtalkradio.com/tkey/2016/08/08/building-healthy-relationships/#commentshttp://www.blogtalkradio.com/tkey/2016/08/08/building-healthy-relationshipsMon, 08 Aug 2016 00:00:00 GMTBuilding Healthy RelationshipsIn today's society, we are losing the connection and relationships with our families.  Technology has ruined our ability to wait and have patience.  Our children are growing up rapidly and we don't communicate in meanful ways and are losing our relationships.  T. Key discusses how to build healthy relationships with your family.  Also we will have a special guest , Mrs. Godwin, Executive Director of "Bridging the Gap with Adoption" to discuss her company's mission to reconnect siblings between multiple families. 01:11:00Speak Up and Whats NextnoQuality time,Communication,respect,love,appreciationDo you connect with your family? Is it difficult to occupy the same space without frustration or irritation?Stresshttp://www.blogtalkradio.com/tkey/2016/08/01/stressHealthhttp://www.blogtalkradio.com/tkey/2016/08/01/stress/#commentshttp://www.blogtalkradio.com/tkey/2016/08/01/stressMon, 01 Aug 2016 00:00:00 GMTStressStress has been defined by Hans Selye as a "non-specific response to the body to any demands for change".  Tonight T. Key discuss      S T R E S S and it's effects on the body and ways to manage it?   01:08:00Speak Up and Whats NextnoStress,High blood pressure,headaches,irritable bowl syndrome,depressionCan't rid rid of that nagging headache. Full of anxiety. Did your blood pressure rise?How to Select the Right Health Insurance for You and Your Family?http://www.blogtalkradio.com/tkey/2016/07/25/how-to-select-the-right-health-insurance-for-you-and-your-familyHealthhttp://www.blogtalkradio.com/tkey/2016/07/25/how-to-select-the-right-health-insurance-for-you-and-your-family/#commentshttp://www.blogtalkradio.com/tkey/2016/07/25/how-to-select-the-right-health-insurance-for-you-and-your-familyMon, 25 Jul 2016 00:00:00 GMTHow to Select the Right Health Insurance for You and Your Family?Selecting the right insurance plan has been a challenge for most Americans? Most people look at the cost only, the deductibles and co-insurance are not considered.  What factors are crucial to selecting the right insurance plan? Tonight, my guest speaker, Mrs. Hankton is a healthcare professional.  She will share valuable information to assisting in selecting the right insurance plan for our families.    01:10:00Speak Up and Whats Nextnohealth insurance,money,deductibles,coinsurance,risk managementHow do I know if this plan is right for me?What is the big difference between the plans?Raising the African American Malehttp://www.blogtalkradio.com/tkey/2016/07/18/raising-the-african-american-maleYouthhttp://www.blogtalkradio.com/tkey/2016/07/18/raising-the-african-american-male/#commentshttp://www.blogtalkradio.com/tkey/2016/07/18/raising-the-african-american-maleMon, 18 Jul 2016 00:00:00 GMTRaising the African American MaleUnderstanding the African American male is difficult. Providing the appropriate foundation to enable your son to be successful in life.  Do all parents face the same issues that single mothers face raising their sons?  Do single mothers respond in a way that sets a deep underlying foundation that causes the male child to privileged?  Does the African American male have underlying hurt and pain?  If so, what behaviors or experiences cause this? How can we protect our African American sons in today's society.  How do you raise an African American male to be productive citizens? Are African American Males misunderstood?  Has the African American Male lost his place or doesn't understand his role?     02:01:00Speak Up and Whats NextnoAfrican American Boys,Raising Black Boys,Struggles,StrategiesI don't understand him. What are his triggers? How is he feeling?Let's turn the tableCommunication in Relationships (A Man's Point of View)http://www.blogtalkradio.com/tkey/2016/07/11/communication-in-relationships-a-mans-point-of-viewRelationshipshttp://www.blogtalkradio.com/tkey/2016/07/11/communication-in-relationships-a-mans-point-of-view/#commentshttp://www.blogtalkradio.com/tkey/2016/07/11/communication-in-relationships-a-mans-point-of-viewMon, 11 Jul 2016 00:00:00 GMTCommunication in Relationships (A Man's Point of View)Communication is essential in all relationshipsT Key revisits "Communication in a Relationship" last week we discussed  this topic from a women's perspective in regard to barriers.Tonight we will explore a Man's perspective. What are the barriers, myths, and tips to effective communication?  Why do some men only hear? 01:30:00Speak Up and Whats Nextnorelationships,Barriers,communication,myths,effective communicationWhat are you talking about? You are not listening? Where did you get that idea from?Communication in Relationshipshttp://www.blogtalkradio.com/tkey/2016/07/04/communication-in-relationshipsRelationshipshttp://www.blogtalkradio.com/tkey/2016/07/04/communication-in-relationships/#commentshttp://www.blogtalkradio.com/tkey/2016/07/04/communication-in-relationshipsMon, 04 Jul 2016 00:00:00 GMTCommunication in RelationshipsTonight T. Key  and a panel of women discuss communication, what is it? Why is it important?  What are some of the barriers to effective communication? How can you communicate with your significant other more effectively? 01:25:00Speak Up and Whats NextnoCommunication,Relationships,BarriersAre you being heard? Do you shut down? Do you avoid talking?Dating while Raising Childrenhttp://www.blogtalkradio.com/tkey/2016/06/27/dating-while-raising-childrenParentshttp://www.blogtalkradio.com/tkey/2016/06/27/dating-while-raising-children/#commentshttp://www.blogtalkradio.com/tkey/2016/06/27/dating-while-raising-childrenMon, 27 Jun 2016 00:00:00 GMTDating while Raising ChildrenEvery human has basic needs and wants to have companionship.  Sometimes as individuals we deprive ourselves  of this basic need when rearing our children.  Sometimes we do not allow ourselves an opportunity to have happiness.  Sometimes we place the entire responsiblities on ourselves to make our children happy when the other parent is present or has a consistent presence. As parents raising children, there are challenges we face as well as challenges our children face as we embrace another phase of our lives.Tonight, T. Key and a panel of guests (Anita) will discuss among a few topics; among them include: insecurities, when should you date after divorce, when and if you should introduce your partner to your children.. 01:43:00Speak Up and Whats Nextnodating,Dating Advice,Dating and Relationships,children and dating,effective communicationDo you have concerns about dating? Do you feel guilty dating? Are you balancing your time?Raising Children in a Single Family Home.http://www.blogtalkradio.com/tkey/2016/06/20/raising-children-in-a-single-family-homeFamilyhttp://www.blogtalkradio.com/tkey/2016/06/20/raising-children-in-a-single-family-home/#commentshttp://www.blogtalkradio.com/tkey/2016/06/20/raising-children-in-a-single-family-homeMon, 20 Jun 2016 00:00:00 GMTRaising Children in a Single Family Home.At one one time we use to say there isn't a book to raise children.  Now, those such books exist.  However, raising children isn't a one size fit all and there are my single parents who are dealing and on the grind daily.  There are ups and downs and many challenges that single parents face that doesn't exist in a two family household.  T Key and a panel discusses the challenges and rewards of Raising Children Alone.  Panel guests will include Ms. Coxen-Loud, Mr. Honeycutt, and Mr. Galloway.  This team will break down the effects on children's behavior, academics, psychological. 02:01:00Speak Up and Whats NextnoSingle Parents,raising chlldren,challenges,rewards"Raising Children Alone" Perspectives from Men and Women who live it!Destroying Debt -- Part 2http://www.blogtalkradio.com/tkey/2016/06/13/destroying-debt--part-2Financehttp://www.blogtalkradio.com/tkey/2016/06/13/destroying-debt--part-2/#commentshttp://www.blogtalkradio.com/tkey/2016/06/13/destroying-debt--part-2Mon, 13 Jun 2016 00:00:00 GMTDestroying Debt -- Part 2  In part 2 of this series, three additional ways to get out of debt will be discussed. It is important to realize that "destroying debt" isn't a one size fit all approach.  You must take your time and do your research to make an informed decision that is best for you. Every situation is different and it must be handled appropriately.  Debt can cause you to become overwhelmed and depressed.  Stop! Breathe! Change your mindset! Make a Decision that today is the day for a new beginning.  You can do it! Stand up and Make the Change!!! DESTROY DEBT!!!     Visit webiste for personal services. http://www.opportunitiesforsuccesstrainingcenter.com/ 00:47:00Speak Up and Whats NextnoDebt Management,Debt Settlement,Bankruptcy,Debt reductionTired of struggling with debt? Desire relief? Get information about becoming debt free!Destroying Debt -- Part 1http://www.blogtalkradio.com/tkey/2016/06/06/destroying-debt--part-1Financehttp://www.blogtalkradio.com/tkey/2016/06/06/destroying-debt--part-1/#commentshttp://www.blogtalkradio.com/tkey/2016/06/06/destroying-debt--part-1Mon, 06 Jun 2016 01:00:00 GMTDestroying Debt -- Part 1In part 1 of this series, T. Key discusses two ways to get out of debt. It is important to realize that "destroying debt" isn't a one size fit all approach.  You must take your time and do your research to make an informed decision that is best for you.     Visit webiste for personal services. http://www.opportunitiesforsuccesstrainingcenter.com/     00:48:00Speak Up and Whats Nextnodebt,debt consolidation,do it yourself debt reductionDo you have more bills than money? Make up your mind to Do Something to change your situation. Get ready to Destroy Debt!!!How do you Stretch Your Single Income?http://www.blogtalkradio.com/tkey/2016/05/30/how-do-you-stretch-your-single-incomeFinancehttp://www.blogtalkradio.com/tkey/2016/05/30/how-do-you-stretch-your-single-income/#commentshttp://www.blogtalkradio.com/tkey/2016/05/30/how-do-you-stretch-your-single-incomeMon, 30 May 2016 00:00:00 GMTHow do you Stretch Your Single Income?T. Key discusses in more details how to manage our money.  She identifies the categories to define where we are spending our money.  She will answer the following questions:  How do you determine if you are spending more money than you make?  What are the steps to create a budget?  Where do I look for the holes? How do I close up the holes? How do I move from the deficit?01:00:00Speak Up and Whats Nextnomoney,money management,budget,reducing expenses,reality money checkStretch your Dollar? Budget in more detail. Finding the secret holes?Moving Forward: How do you proceed after the Divorce: You are not a failure!http://www.blogtalkradio.com/tkey/2016/05/23/moving-forward-how-do-you-proceed-after-the-divorce-you-are-not-a-failureRelationshipshttp://www.blogtalkradio.com/tkey/2016/05/23/moving-forward-how-do-you-proceed-after-the-divorce-you-are-not-a-failure/#commentshttp://www.blogtalkradio.com/tkey/2016/05/23/moving-forward-how-do-you-proceed-after-the-divorce-you-are-not-a-failureMon, 23 May 2016 00:00:00 GMTMoving Forward: How do you proceed after the Divorce: You are not a failure!How do you forgive yourself?   How do you get over the pain after a divorce? There are many challenges that we face after a divorce, actually going through the process. We will discuss actions to take in order to move forward. What can you do to begin again? What are the steps?   What is necessary for your sanity? How do you become the driver to your final destination? 00:31:00Speak Up and Whats NextnoDIVORCE,FORGIVENESS,STAND,MOVE FORWARD,LOVEMany times we question ourselves; we blame ourselves for the divorce or for the actions of our mate.Take Charge of your Destiny!Love: The Foundation and the Effects of this Powerful Emotion on Our Liveshttp://www.blogtalkradio.com/tkey/2016/05/16/love-the-foundation-and-the-effects-of-this-powerful-emotion-on-our-livesRelationshipshttp://www.blogtalkradio.com/tkey/2016/05/16/love-the-foundation-and-the-effects-of-this-powerful-emotion-on-our-lives/#commentshttp://www.blogtalkradio.com/tkey/2016/05/16/love-the-foundation-and-the-effects-of-this-powerful-emotion-on-our-livesMon, 16 May 2016 00:00:00 GMTLove: The Foundation and the Effects of this Powerful Emotion on Our LivesT. Key discusses Love.  The Breakdown:  We all have memories as a child of receiving love, whether it was in the form of hugs, kisses, smiles, or spoken words. How is Love Defined? How is it Refined? How do we  Exposed it?  Does Love have levels or is it defined differently based on the category of people or things? How does this Powerful Emotion affect emotion effect our very being.  Are we experiencing love the way we imagined?   00:52:00Speak Up and Whats NextnoLove,Family,Relationship,Changes,SacrificeHow can we use love to propel us to the next level of our personal growth?Agreeing with Money in your Marriage T. Key Getting on the same pagehttp://www.blogtalkradio.com/tkey/2016/05/01/agreeing-with-money-in-your-marriage-t-key-getting-on-the-same-pageFinancehttp://www.blogtalkradio.com/tkey/2016/05/01/agreeing-with-money-in-your-marriage-t-key-getting-on-the-same-page/#commentshttp://www.blogtalkradio.com/tkey/2016/05/01/agreeing-with-money-in-your-marriage-t-key-getting-on-the-same-pageSun, 01 May 2016 00:00:00 GMTAgreeing with Money in your Marriage T. Key Getting on the same pageT. Key discusses the "Causes of Financial Chaos" and how to  "Agree with Money Management in your Relationship".  How to eliminate the pit falls couples face in their quest to be successful with money.  How do you get along with your spouse without giving up your desires or feeling that your voice doesn't matter? How do you know who is the right person to oversee the money?  Who should have the power over the bucks? 00:44:00Speak Up and Whats NextnoMoney fights,budget night,agreement with money,on the same page,money successDo you avoid the money talk? Does your financial situation give you the blues? Is it always stressful?Getting out of debt by T. Key: Financial Management Basicshttp://www.blogtalkradio.com/tkey/2016/04/24/getting-out-of-debt-by-t-key-financial-management-basicsFinancehttp://www.blogtalkradio.com/tkey/2016/04/24/getting-out-of-debt-by-t-key-financial-management-basics/#commentshttp://www.blogtalkradio.com/tkey/2016/04/24/getting-out-of-debt-by-t-key-financial-management-basicsSun, 24 Apr 2016 03:00:00 GMTGetting out of debt by T. Key: Financial Management BasicsHow would it feel to get a raise without getting a raise?  Do you want to discover financial freedom?  What are you willing to do to be free?  What price are you willing to pay for financial freedom? We will discuss the root of the enormous debt we are drowing in?  Discuss strateiges to overcome debt, techniques to save money, increase your income.  To bring awareness to subtle spending that affects our bottom line. 00:13:00Speak Up and Whats NextnoFinancial Management,Debt Free,Unconscious Spending,BudgetHow would it feel to get a raise without getting a raise?  Do you want to discover financial freedom?  What are you willing to do to be free?  What price are yo