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On this week's program, hosts Doug Field and Ron Bachman are live in the studio with guests from Onlife Health and Apollo Healthcare.
The first guest is Danny Timblin, president and CEO of Onlife Health. In this interview, Danny and the hosts will talk about the evolution of health care consumerism and the landscape for workplace wellness today. Ten years ago, the discussion focused on high-deductible health plans and health savings accounts. Five years later, the conversation turned to return-on-investment with a keen focus on the ROI for wellness and related services. Today, things are different; many employers are interested in wellness because it is the right thing to do. It is truly about understanding the individual person and putting forward a set of services and technology at the right point in the individual's daily life so that they continue to press forward with good habits.
The second guest is Mark Ilgenfritz, CEO of Apollo Healthcare. In this interview, Mark and the hosts will discuss the combination of wellness programs with self-funding. Mid-sized employers have an important question to answer regarding health benefits. For the past thirty years, they have generally made annual decisions based on annual rate increases and annual rate shopping. What if they made one decision for five years, instead of five decisions for one year? Self-funding in combination with the latest claim management technologies and wellness programs can – probably – lower costs. Apollo’s multi-year, strategic captive program absorbs excess risk and offers the safest self-funding plan design in the industry.