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On this morning's program, the hosts will explore all of the latest trends in health savings accounts and self-funding with two special guests. The first guest will be Chad Wilkins, EVP and head of HSA Bank. The rise in health care costs, a shift to consumer-directed health plans and legislative changes are driving the future of health care and are expanding the role of health savings accounts. Additionally, recent studies have indicated a majority of Americans are not prepared to pay for essential expenses in retirement – including the cost of health care. In this segment, Chad Wilkins joins us to bring HSA Bank’s perspective on these industry trends and their impact on employers and consumers. We’ll also explore opportunities for industry providers to participate in emerging trends and maximize the value they provide to their constituents.
For the second segment, starting at 11:30 a.m. (ET), the hosts will welcome Cheryl DeMars, president and CEO, The Alliance, to the program for a discussion on self-funding. The Alliance, a cooperative of employers that self-fund their health benefits, developed the QualityPath initiative to create a path to high quality care at a lower cost. The Alliance QualityPath program is one of few nationwide that measures the performance of a specific doctor at a specific hospital. Other innovative elements include bundled payments and paying close attention to the patient experience with 100 percent coverage of procedure costs, a 90-day warranty and shared decision-making.