http://www.blogtalkradio.com/texas-senior-talkTexas Senior Talk is hosted by Cheryl Culbertson, Owner & Founder of Elder Options of Texas (www.elderoptionsoftexas.com). Her guests include top aging and healthcare professionals who explain and discuss a wide variety of topics of interest to seniors, children with aging parents, and caregivers today. Helping you make better, more informed decisions…that's Texas Senior Talk.enCopyright Cheryl Culbertson (C/O Blogtalkradio)Sat, 15 Jun 2019 11:45:00 GMTTue, 26 Sep 2017 18:30:00 GMTCaregivingBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/4e5ddb24-94d1-40ba-bdcf-57ef4709e325_texas-senior-talk-square.jpghttp://www.blogtalkradio.com/texas-senior-talkTexas Senior Talk is hosted by Cheryl Culbertson, Owner & Founder of Elder Options of Texas (www.elderoptionsoftexas.com). Her guests include top aging and healthcare professionals who explain and discuss a wide variety of topics of interest to seniors, children with aging parents, and caregivers today. Helping you make better, more informed decisions…that's Texas Senior Talk.feeds@blogtalkradio.comBlogTalkRadio.comtexas,seniors,elderly,caregivers,aging parents,health care,assisted living,reverse mortgage,long term care,geriatric care,home health,alzheimers,dementia,memory care,in home care,hospice care,elder law.Texas Senior TalknoTexas Senior Talk provides useful information from top aging and healthcare professionals across the state. Helping you make better, more informed decisions. Thepisodichttp://www.blogtalkradio.com/texas-senior-talk/2017/09/26/senior-downsizing-how-to-prepare-for-life-eventsBusinesshttp://www.blogtalkradio.com/texas-senior-talk/2017/09/26/senior-downsizing-how-to-prepare-for-life-events/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/09/26/senior-downsizing-how-to-prepare-for-life-eventsTue, 26 Sep 2017 18:30:00 GMTSenior Downsizing: How to Prepare For Life EventsYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Kim Lawrence, Owner of Seasoned Life Transitions (Downsizing & Estate Sales), specializes in helping older adults and their families with the daunting process of downsizing, as well as those who just don't know what to do with those cherished family possessions. Seasoned Life Transitions helps families and their elder loved ones throughout North and Northeast, TX. Kim addresses the following topics: What downsizing is and when it becomes necessary;When there is so stuff and it's so overwhelming to do on your own. Available options: Estate Sales, Auction Houses, Consignment Stores, Senior Move Managers;How the downsizing process works;What the best option is for handling cherished family heirlooms;How much this type of service cost.00:31:00Texas Senior Talknosenior downsizing,estate sales,senior move managersDue to life events, all to often today older adults are needing to move and downsize their personal belongings, but the children with aging parents and the seni88e2f5cf-2f3a-4f4d-b018-2970627e8af6http://www.blogtalkradio.com/texas-senior-talk/2017/08/25/qualifying-criteria-for-home-health-servicesHealthhttp://www.blogtalkradio.com/texas-senior-talk/2017/08/25/qualifying-criteria-for-home-health-services/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/08/25/qualifying-criteria-for-home-health-servicesFri, 25 Aug 2017 15:00:00 GMTQualifying Criteria for Home Health ServicesYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Tracey Kruse, Chief Operating Officer of Encompass Home Health and Hospice discusses Qualifying Criteria for Home Health Services. Areas covered include:  What is home health care?What criteria is required for a person to receive home health services?What is the criteria for those who are homebound? How long will Medicare cover home health?What is a home health nurse?What home health services are and are not covered by Medicare? Encompass Home Health is an industry leader in patient satisfaction and clinical outcomes. Their team of healthcare professionals delivers comprehensive care to keep adults, children, and adolescents on the path toward positive results. Encompass Home Health & Hospice is a Medicare-certified home health care agency with 225+ locations across the United States 00:29:00Texas Senior Talkno#home health care,home health medicare,what is home health care,home health care criteria,encompass home health hospiceTracey Kruse, Chief Operating Officer of Encompass Home Health & Hospice discusses Qualifying Criteria for Home Health Services.http://www.blogtalkradio.com/texas-senior-talk/2017/08/18/should-i-buy-long-term-care-insuranceHealthhttp://www.blogtalkradio.com/texas-senior-talk/2017/08/18/should-i-buy-long-term-care-insurance/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/08/18/should-i-buy-long-term-care-insuranceFri, 18 Aug 2017 15:00:00 GMTShould I Buy Long-Term Care Insurance?Your Host: Cheryl Culbertson, Owner/Founder of Elder Options of Texas With the rising cost of healthcare these days many are asking "should I buy long-term care insurance?" Kim Beckham, LTC Insurance Solutions Specialist and licensed agent with ACSIA Partners explains: who should take out long-term care insurance;what LTC services Medicare does and does not pay;what the definition of long-term care is;what asset-based LTC policies are; andwhat a Texas Partnership LTC policy is Kim specializes exclusively in long-term care planning for individuals and spousal/significant other discounts. Kim Beckham is a LTC Insurance Solutions Specialist and licensed agent with ACSIA Partners and licensed in multiple states including Texas, AZ, KS, MI, OK and MO. 00:35:00Texas Senior Talknolong term care insurance,ltci,texas partnership long term care,medicare,asset baed ltc policiesKim Beckham, a LTC Insurance Solutions Specialist with ACSIA Partners who talks about long term care insurance and how to know if it's right for you.http://www.blogtalkradio.com/texas-senior-talk/2017/08/14/is-getting-a-reverse-mortgage-good-or-bad-for-seniorsReal Estatehttp://www.blogtalkradio.com/texas-senior-talk/2017/08/14/is-getting-a-reverse-mortgage-good-or-bad-for-seniors/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/08/14/is-getting-a-reverse-mortgage-good-or-bad-for-seniorsMon, 14 Aug 2017 15:00:00 GMTIs Getting a Reverse Mortgage Good or Bad for Seniors?Your Host: Cheryl Culbertson, Owner and Founder of Elder Options of Texas Brenda Bejarano of Texas Reverse Mortgage Today discusses: Is a Reverse Mortgage Good or Bad for Seniors?Reverse Mortgage MythsWhen a Reverse Mortgage May Not Be The Best OptionWhen Getting a Reverse Mortgage Make Sense Brenda believes when considering a Reverse Mortgage, education is key and it's her pledge to you to help you make the most well-informed decision. Brenda has the experience and the expertise you need in today’s industry to help find the Reverse Mortgage program that is right for you. ? 00:25:00Texas Senior Talknoreverse mortgage myths,texas reverse mortgage,reverse mortgage lender,brenda bejarano,reverse mortgage pros and consBrenda Bejarano, a Texas Reverse Mortgage Specialist with Texas Reverse Mortgage Today, talks about reverse mortgage myths, and addresses the question; is a rehttp://www.blogtalkradio.com/texas-senior-talk/2017/08/10/the-importance-of-advance-care-planningCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/08/10/the-importance-of-advance-care-planning/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/08/10/the-importance-of-advance-care-planningThu, 10 Aug 2017 15:00:00 GMTThe Importance of Advance Care PlanningYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Melinda Marble, the Communications Coordinator for Hospice Austin, explains the importance of Advance Care Planning; making decisions about the care you would want to receive if you become unable to speak for yourself. These are your decisions to make, regardless of what you choose for your care, and the decisions are based on your personal values, preferences, and discussions with your loved ones. Melinda also talks about and explains the important medical documents everyone should have such as an Advance Directive, Power of Attorney, Medical Power of Attorney, Living Will and a Do Not Resuscitate Order (DNR). She also shares tips and ideas on ways to initiate the conversation of your wishes with your loved ones. 00:33:00Texas Senior Talknoadvace care planning,advance directive,power of attorney,medical power of attorney,dnrMelinda Marble, Communications Coordinator for Hospice Austin explains the importance of Advance Care Planning, what it is, and why planning ahead is so importahttp://www.blogtalkradio.com/texas-senior-talk/2017/08/04/veterans-aid-and-attendance-benefit-eligibilityMilitaryhttp://www.blogtalkradio.com/texas-senior-talk/2017/08/04/veterans-aid-and-attendance-benefit-eligibility/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/08/04/veterans-aid-and-attendance-benefit-eligibilityFri, 04 Aug 2017 15:00:00 GMTVeterans Aid and Attendance Benefit EligibilityYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Brenda Dever-Armstrong, CEO/Owner of The Next Horizon: A Seniors & Military Senior Care Advisor / Advocate explains VA eligibility requirements when applying for Aid and Attendance, what it is, the types of home care services that are available, the VA forms that are used and how benefits are calculated.Brenda has over 22 years experience in the field of residential care homes, home health care and housing referral for disabled veterans, which provided the basis for the assisted living management service. Proud to be a military wife of 29 years living overseas and stateside developing pilot programs and activities for senior living communities and government programs. Public affairs and liaison for government programs with 32 years experience.  00:33:00Texas Senior Talknoveterans administration,aid and attendance,Aid & Attendance and Housebound,Veterans Aid and Attendance Benefit EligibilityVA Aid & Attendance and Housebound. Veterans and survivors who are eligible for a VA pension and require the aid and attendance of another person, or are housebhttp://www.blogtalkradio.com/texas-senior-talk/2017/08/01/medicaid-spousal-impoverishment-rulesLegalhttp://www.blogtalkradio.com/texas-senior-talk/2017/08/01/medicaid-spousal-impoverishment-rules/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/08/01/medicaid-spousal-impoverishment-rulesTue, 01 Aug 2017 15:00:00 GMTMedicaid Spousal Impoverishment RulesYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas In 1988, Congress enacted provisions to prevent what has come to be called "spousal impoverishment," leaving the spouse who is still living at home in the community with little or no income or resources. In addition, when one spouse applies for or receives Medicaid coverage of nursing home care while the other spouse remains in the community, the so-called “spousal impoverishment” rules disregard a certain amount of income for the financial support of the at-home spouse. Texas Elder Law Attorney Clyde Farrell of Farrell & Pak PLLC, explains the "Spousal Impoverishment" and how to protect your spouse should you have to go to a nursing home, how to spend-down quickly, and how much 'countable income" the community spouse is allowed to keep. Clyde Farrell represented the state of Texas as an Assistant Attorney General for ten years to enforce the laws requiring nursing homes to take good care of people. Since then, for the last 24 years, he has been helping people plan to get the best care they can in nursing homes, assisted living facilities or at home. Sometimes that involves protecting assets while qualifying for Medicaid, and sometimes it involves avoiding Medicaid. Mr. Farrell is a Certified Elder Law Attorney and a Certified Financial Planner practitioner.  00:15:00Texas Senior Talknospousal impoverishment,medicaid spend down,medicaid nursing home,medicaid coverage for nursing home careWhen one spouse applies for or receives Medicaid coverage of nursing home care while the other spouse remains in the community, the so-called “spousal impoverishttp://www.blogtalkradio.com/texas-senior-talk/2017/07/28/important-interview-questions-to-ask-an-in-home-care-agencyCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/07/28/important-interview-questions-to-ask-an-in-home-care-agency/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/07/28/important-interview-questions-to-ask-an-in-home-care-agencyFri, 28 Jul 2017 15:00:00 GMTImportant Interview Questions to Ask an In-Home Care AgencyYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Travis Smith, Owner / Founder of Comfort Keepers of Austin talks about the important questions to ask during the interview before hiring and in home care agency, home care licensing & bonding, and the type of services non-medical in home care agencies provide. Travis is also a Certified Senior Advisor (CSA)® which is the leading certification for professionals serving seniors and is a designation awarded only to qualified individuals. After several years in private legal practice, Travis was searching for work with more personal meaning. Around the same time, his grandmother fell ill, and Travis was exposed to the world of in-home care. He quickly saw how in-home caregivers could make a profound impact on families like his own. Travis spent over a year searching for the right home care opportunity and was fortunate to find industry leader Comfort Keepers. Travis is committed to employing happy, motivated caregivers providing excellent quality care for the elderly and disabled and emphasizing the importance of treating Comfort Keepers clients with grace, dignity, and compassion.Travis has business and law degrees from the University of Texas at Austin. 00:37:00Texas Senior Talkno#home care,#home care agency,comfort keepers of austin,in home care,caregiversLearn who would benefit most from receiving in home care and important questions families should ask before hiring a home care agency.http://www.blogtalkradio.com/texas-senior-talk/2017/07/21/texas-medicaid-eligibility-requirements-for-seniorsLegalhttp://www.blogtalkradio.com/texas-senior-talk/2017/07/21/texas-medicaid-eligibility-requirements-for-seniors/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/07/21/texas-medicaid-eligibility-requirements-for-seniorsFri, 21 Jul 2017 14:00:00 GMTTexas Medicaid Eligibility Requirements For SeniorsYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas For a full transcript, click here: Due to the high cost of nursing home care--an average of almost $5,000 per month in Texas--most people who go into nursing homes for extended times will sooner or later need help from the Medicaid program to pay the nursing home. In all, about 72% of Texas nursing home residents are qualified for Medicaid, and 94% of Texas nursing homes are "Medicaid facilities." What Mr. Farrell discusses will most helpful to those persons who need nursing home care and cannot afford it typically due to the high cost of such care, and unfortunately, many are in that position today. Clyde Farrell, of Farrell & Pak PLLC, represented the state of Texas as an Assistant Attorney General for ten years to enforce the laws requiring nursing homes to take good care of people. Since then, for the last 24 years, he has been helping people plan to get the best care they can in nursing homes, assisted living facilities or at home. Sometimes that involves protecting assets while qualifying for Medicaid, and sometimes it involves avoiding Medicaid. Mr. Farrell is a Certified Elder Law Attorney and a Certified Financial Planner practitioner.  00:25:00Texas Senior Talknotexas medicaid,elder law,medicaid eligibility,long term care,nursing home careAttorney Clyde Farrell, with the Austin elder law firm Farrell & Pak PLLC explains how to qualify Texas Medicaid when nursing home care is needed, who Medicaidhttp://www.blogtalkradio.com/texas-senior-talk/2017/07/05/financial-exploitation-of-seniors-and-disabled-adultsCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/07/05/financial-exploitation-of-seniors-and-disabled-adults/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/07/05/financial-exploitation-of-seniors-and-disabled-adultsWed, 05 Jul 2017 15:00:00 GMTFinancial Exploitation of Seniors and Disabled AdultsYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Financial exploitation is sadly, a fast-growing form of abuse among seniors and adults with disabilities. Unfortunately, many go unreported because fraud crime is such a personal violation. Trust in one's own judgment and their trust in others is often shattered. One may also feel a sense of betrayal, especially if it happens from someone they know, and thought they could trust. Many hesitate to tell family members, friends, or colleagues about what has happened for fear of criticism and embarrassment. While many cases go underreported, the National Council on Aging website states that, elder financial abuse and fraud, costs older Americans $36.5 billion per year. Leah Cohen, a Geriatric Care Manager and Licensed Social Worker with arrangeCARE in Austin TX talks about Common Scams by Strangers, by Professionals, and by Trusted Others. She also describes and explains popular scams today targeting our beloved seniors and adults with disabilities and steps they can take, as well as family members, to avoid them falling victim. 00:40:00Texas Senior Talknofinancial exploitation,elder abuse,senior abuse,adults with disabilititesLeah Cohen, a Geriatric Care Manager and Licensed Social Worker with arrangecare in Austin TX talks about financial exploitation, a fast-growing form of abuse ahttp://www.blogtalkradio.com/texas-senior-talk/2017/06/28/how-to-plan-for-aging-in-place-successfullyCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/06/28/how-to-plan-for-aging-in-place-successfully/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/06/28/how-to-plan-for-aging-in-place-successfullyWed, 28 Jun 2017 15:30:00 GMTHow to Plan for Aging in Place, Successfully.Your Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Aging in place is a term that refers to making changes in the home and identifying supports to allow seniors to live safely, independently and in a familiar environment for as long as possible. Joyce Lauck, MBA, Executive Director of AGE of Central Texas discusses Aging in Place, what it is, and how to plan for it, successfully. Learn how to start the process and how aging in place has changed and evolved over the years due to advancements in technology, shopping online, and the development of "walkable neighborhoods". To be clear: the act of aging in place takes place during a period of time in an elderly person’s life where they can have the things that they need in their daily life, while maintaining their quality of life. The reason this distinction is important is because many people think aging in place will fix the problems they have in their lives. The only problems that can be fixed while aging in place are the ones that a person has planned for (i.e. finances, health, personal or health care, etc.). 00:35:00Texas Senior Talknoaging in place,#seniors,#walkable neighborhoods,elderlyJoyce Lauck, MBA, Executive Director of AGE of Central Texas discusses Aging in Place, what it is, and how to successfully plan for it. Learn how to start thehttp://www.blogtalkradio.com/texas-senior-talk/2017/06/23/how-to-choose-an-assisted-living-communityCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/06/23/how-to-choose-an-assisted-living-community/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/06/23/how-to-choose-an-assisted-living-communityFri, 23 Jun 2017 16:00:00 GMTHow to Choose an Assisted Living CommunityYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Nancy Turco, Executive Director of Arden Courts of Austin, discusses how to choose an assisted living community including important questions to ask, features to look for, and signs it might be time to move mom or dad to an assisted living community. She also explains what being "Alzheimer's Certified" means in the state of Texas, what "Sundowning" is, costs and payment options. Nancy also explains the differences between an assisted living facility, an ALF that also provides memory care, and those that provide memory care "exclusively'. Nancy Turco has been working for Arden Courts for more than 12 years. For the past 3 years she has been the Executive Director. Prior to that she was the Senior Program Services Coordinator.  Nancy is the Ambassador for the Alzheimer’s Association, Capital of Texas Chapter, and also the Ambassador of Alzheimer’s Texas, an organization in Austin. She has attended the National Alzheimer’s Forum in Washington, DC for the past 6 years, and also the US Against Alzheimer’s Forum in Washington, DC. Nancy has a certificate in Gerontology from the State of Texas, having studied the Mental, Physical, and Social Aspects of Aging and she frequently speaks at seminars/events in the Texas area including: The Texas Women’s Conference, Leading Age of Texas Conference, and AGE of Texas Symposium.  She is a moderator of 3 family support groups.  00:40:00Texas Senior Talknoassisted living,alzheimer's disease,Dementia care,dementia,alzheimer'sNancy Turco, Executive Director of Arden Courts of Austin discusses how to choose an assisted living community, questions to ask, and how to know if your parenthttp://www.blogtalkradio.com/texas-senior-talk/2017/05/27/is-a-reverse-mortgage-a-good-ideaReal Estatehttp://www.blogtalkradio.com/texas-senior-talk/2017/05/27/is-a-reverse-mortgage-a-good-idea/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/05/27/is-a-reverse-mortgage-a-good-ideaSat, 27 May 2017 15:00:00 GMTIs a Reverse Mortgage a Good Idea?Your Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Brenda Bejarano of Texas Reverse Mortgage Today discusses whether a reverse mortgage is right for you, how to select the right lender, and the ways a reverse mortgage could be beneficial to many. The show emphasizes that being informed regarding the pros and pitfalls of a reverse mortgage is key to a successful financial outcome. Brenda explains HUD's safety net including financial qualifications one must meet and the financial assessment tool used to determine if a reverse mortgage is right for the applicant applying. She believes when considering a Reverse Mortgage, education is key and it's her pledge to you to help you make the most well-informed decision. Brenda has the experience and the expertise you need in today’s industry to help find the Reverse Mortgage program that is right for you.  00:26:00Texas Senior Talknotexas reverse mortgage,reverse mortgage lenders,texas reverse mortgage todayBrenda Bejarano of Texas Reverse Mortgage Today explains the importance of selecting the right lender and if a reverse mortgage is right for you.http://www.blogtalkradio.com/texas-senior-talk/2017/05/20/essential-legal-and-healthcare-documents-all-seniors-should-haveLegalhttp://www.blogtalkradio.com/texas-senior-talk/2017/05/20/essential-legal-and-healthcare-documents-all-seniors-should-have/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/05/20/essential-legal-and-healthcare-documents-all-seniors-should-haveSat, 20 May 2017 15:00:00 GMTEssential Legal and Healthcare Documents All Seniors Should HaveYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas The legal needs of the elderly are many and diverse. Clyde Farrell, a Texas certified elder law attorney explains the essential legal and healthcare documents all seniors should have including; Will (or Living Trust with Pourover Will) Statutory Durable Power of Attorney (for financial decisions), Medical Power of Attorney, Directive to Physicians (“Living Will”), Declaration of Guardian, Disposition of Remains and HIPAA Release. Clyde Farrell of Farrell & Pak PLLC is certified as an Elder Law Attorney by the National Elder Law Foundation and a Certified Financial Planner practitioner. He was admitted to the State Bar of Texas in 1976 and serves Austin and all surrounding Texas counties. Farrell & Pak PLLC are dedicated to Elder Law, Medicaid and Estate Planning, Asset Protection and the Long Term Care needs for elder Texans and their families. Clyde Farrell has been in private Elder Law practice since 1993. 00:27:00Texas Senior Talknoelder law,texas elder law,estate planning,asset protection,long term careClyde Farrell, a Texas Certified Elder Law Attorney explains essential legal healthcare documents all seniors should have.http://www.blogtalkradio.com/texas-senior-talk/2017/05/13/long-term-care-insurance-is-it-right-for-youHealthhttp://www.blogtalkradio.com/texas-senior-talk/2017/05/13/long-term-care-insurance-is-it-right-for-you/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/05/13/long-term-care-insurance-is-it-right-for-youSat, 13 May 2017 20:00:00 GMTLong Term Care Insurance: Is It Right For You?Your Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas With the rising cost of healthcare these days many are asking "should I buy long term care insurance?"Kim Beckham, LTC Insurance Solutions Specialist and licensed agent in Texas with ACSIA Partners explains who should purchase long term care insurance. Kim specializes exclusively in long term care planning for individuals and spousal/significant other discounts; executive carve out and employee/work site applications providing underwriting concessions and group rates; tax qualified and state partnership plans where available. Kim is also Also licensed in AZ, KS, MI, OK. 00:28:00Texas Senior Talknoacsia partners,texas long term care insuranceKim Beckham, a licensed Texas agent with ACSIA Partners explains long term care insurance, types of LTC polices and costs.http://www.blogtalkradio.com/texas-senior-talk/2017/05/06/elder-orphans-how-to-plan-for-aging-aloneCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/05/06/elder-orphans-how-to-plan-for-aging-alone/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/05/06/elder-orphans-how-to-plan-for-aging-aloneSat, 06 May 2017 20:30:00 GMTElder Orphans: How to Plan for Aging AloneYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Syndicated columnist Carol Marak and editor at Seniorcare.com talks about what is behind a growing population known as Elder Orphans, those without children or spouses who find themselves aging alone. Carol discusses ways to help manage the many challenges associated with aging alone. Effects of aging land harder on an “elder orphan” because the worry and concern of “what will become of me if I can’t care for myself?” triples when no one is around. An elder orphan has no adult children, spouse or companion to rely on for company, assistance or input. About 29 percent (13.3 million) of noninstitutionalized older persons live alone. The majority of those are women (9.2 million, vs. 4.1 million men). The stresses of living alone will likely worsen for the baby boomers as a group since we have fewer children, more childless marriages and more divorces compared to earlier generations. Carol s also the founder of the Elder Orphan Facebook Group for adults 55 and older Group members discuss challenges associated with growing older and living alone. 00:28:00Texas Senior Talknoelder orphans,aging alone,baby boomersSyndicated columnist Carol Marak talks about Elder Orphans, growing older without children or spouses, and how one can prepare to age alone.http://www.blogtalkradio.com/texas-senior-talk/2017/04/29/home-health-qualifications-and-criteria-for-receiving-careHealthhttp://www.blogtalkradio.com/texas-senior-talk/2017/04/29/home-health-qualifications-and-criteria-for-receiving-care/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/04/29/home-health-qualifications-and-criteria-for-receiving-careSat, 29 Apr 2017 20:30:00 GMTHome Health: Qualifications and Criteria for Receiving CareYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Tracey Kruse, COO of Encompass Home Health and Hospice, discusses the qualification criteria for receiving Home Health services, what one can expect from a home health agency, the differences between a home health agency and a private duty, Medicare payment criteria, and the physician’s role. Encompass Home Health is an industry leader in patient satisfaction and clinical outcomes. Their team of healthcare professionals delivers comprehensive care to keep adults, children and adolescents on the path toward positive results. Encompass Home Health & Hospice is a Medicare-certified home health care agency with 225+ locations across the United States 00:28:00Texas Senior Talknoencompass home health and hospice,medicare certified home health,texas home health careTracey Kruse, COO of Encompass Home Health & Hospice discusses what to expect from a home health agency, qualification criteria, and state licensing requirementhttp://www.blogtalkradio.com/texas-senior-talk/2017/04/22/important-questions-to-ask-before-hiring-a-home-care-agencyCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/04/22/important-questions-to-ask-before-hiring-a-home-care-agency/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/04/22/important-questions-to-ask-before-hiring-a-home-care-agencySat, 22 Apr 2017 20:00:00 GMTImportant Questions to Ask Before Hiring a Home Care AgencyYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Travis Smith, Owner of Comfort Keepers of Austin talks about the important questions to ask before hiring and in home care agency, home care licensing & bonding, and the type of services non medical in home care agencies provide. Travis M. Smith is the franchise owner and an attorney. After several years in private legal practice, Travis was searching for work with more personal meaning. Around the same time, his grandmother fell ill, and Travis was exposed to the world of in-home care. He quickly saw how in-home caregivers could make a profound impact on families like his own. Travis spent over a year searching for the right home care opportunity and was fortunate to find industry leader Comfort Keepers. Travis is committed to employing happy, motivated caregivers providing excellent quality care for the elderly and disabled and emphasizing the importance of treating Comfort Keepers clients with grace, dignity, and compassion.Travis has business and law degrees from the University of Texas at Austin. 00:28:00Texas Senior Talknohome care,comfort keepers of austin,non medical in home care,caregiver supportTravis Smith, Owner of Comfort Keepers of Austin, discusses the important questions to ask before hiring a home care agency as well as the types of services homhttp://www.blogtalkradio.com/texas-senior-talk/2017/04/15/what-is-hospice-palliative-care-vs-hospice-careCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/04/15/what-is-hospice-palliative-care-vs-hospice-care/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/04/15/what-is-hospice-palliative-care-vs-hospice-careSat, 15 Apr 2017 20:00:00 GMTWhat is Hospice? Palliative Care vs. Hospice CareYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Melinda Marble, Communications Coordinator for Hospice Austin shares how hospice began, the differences between Hospice care and Palliative care, about the holistic approach to Hospice, how hospice supports caregivers and their family members, and the role Medicare plays. As the first hospice in Central Texas, Hospice Austin was established more than 30 years ago to ease the physical, emotional and spiritual pain of any person in our community facing the final months of a serious illness. Patients receive care in their own homes, at Hospice Austin’s Christopher House or in nursing facilities. As a not-for-profit hospice, our resources are not used to benefit shareholders but instead go back into services to benefit our patients and their families. No one who needs our services is ever turned away because of complexity of disease, cost of care, or inability to pay. Hospice Austin has provided compassionate end-of-life care to patients and their loved ones for more than 30 years. As Austin's not-for-profit hospice all our resources go back into caring for our patients and their families. Hospice Austin is holds the CHAP Accreditation.  00:27:00Texas Senior Talknohospice,palliative care,hospice austin,christopher house austinMelinda Marble, Communications Coordinator for Hospice Austin discusses what Hospice Care and Palliative Care is and how hospice supports caregivers and familyhttp://www.blogtalkradio.com/texas-senior-talk/2017/04/08/what-is-the-difference-between-alzheimers-and-dementiaCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/04/08/what-is-the-difference-between-alzheimers-and-dementia/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/04/08/what-is-the-difference-between-alzheimers-and-dementiaSat, 08 Apr 2017 20:00:00 GMTWhat Is The Difference Between Alzheimer's and Dementia?Your Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Dementia is a general term for a decline in mental ability severe enough to interfere with daily life. Memory loss is an example. Alzheimer's is the most common type of dementia. Maryjane Kesler, Executive Director at The Cottages at Chandler Creek in Round Rock, TX discusses the difference between dementia and Alzheimer’s, early signs of dementia and types, what to look for in a memory care community, costs and ways to help defer the cost. The Cottages at Chandler Creek is a licensed and certified assisted living facility for persons with Alzheimer's disease and related dementia's. The Cottages at Chandler Creek is a privately owned and operated, licensed and certified Alzheimer's and memory care assisted living community. Each resident is cared for based on their own physical, mental and emotional needs in a warm, caring environment that make it home for them. The Cottages have been serving Texas since 1997 and is family-owned and operated by The Cottages Senior Living. 00:28:00Texas Senior Talknodementia,memory care,assisted living,alzheimers disease,cottages at chandler creekMaryjane Kesler, Executive Director at The Cottages at Chandler Creek explains the difference between Alzheimer's and dementia, types and how to find the righthttp://www.blogtalkradio.com/texas-senior-talk/2017/04/08/working-while-on-medicareHealthhttp://www.blogtalkradio.com/texas-senior-talk/2017/04/08/working-while-on-medicare/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/04/08/working-while-on-medicareSat, 08 Apr 2017 20:00:00 GMTWorking While On MedicareYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Lynn Shank, CEO and Founder of A+ Longevity discusses what should people know if they are turning 65 but still working and covered by group insurance, if one's spouse is turning 65 and covered under your group plan, and what happens if you don't Medicare part B when you are first eligible, when and how can you enroll later. Lynn Shank is a 12-year veteran of the National Medicare Training Partnership and has provided highly regarded instruction and Continuing Education classes to healthcare professionals on Medicare since 2000. She is also a national award winner of the Society of Certified Senior Advisors. Lynn’s workshops and seminars are in high demand. Participants walk away with practical tools, a sense of direction, and a plan of action that can help family members prepare for their changing roles in the lives of their aging parents and loved ones.   .   00:28:00Texas Senior Talknomedicare,medicare part b,medicare enrollment,working while on medicareLynn Shank, CEO and Founder of A+ Longevity and Certified Senior Advisor discusses working while on Medicare, and what happens if you don't Medicare part B whenhttp://www.blogtalkradio.com/texas-senior-talk/2017/03/25/how-to-talk-to-your-aging-parents-about-planning-for-their-futureCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/03/25/how-to-talk-to-your-aging-parents-about-planning-for-their-future/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/03/25/how-to-talk-to-your-aging-parents-about-planning-for-their-futureSat, 25 Mar 2017 20:00:00 GMTHow to Talk to Your Aging Parents About Planning for Their FutureYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Sitting down with your parents to discuss legal, financial, and long term care issues can be uncomfortable. Brenda Dever-Armstrong, CEO/Owner of The Next Horizon: A Seniors & Military Senior Care Advisor / Advocate offers tips and suggestions on how to start the discussion. It is often difficult to ask questions about our parent's finances. Adult children often do not know much about their parents’ financial situation, whether they have enough money to live on or to pay for the care they would want. Often, families have not had discussions about how they view the end of their lives and what preparations they have made. Brenda's tips will provide you with communication strategies and considerations for these important discussions, and may help in opening a dialogue with your parents.  Brenda has over 22 years experience in the field of residential care homes, home health care and housing referral for disabled veterans, which provided the base for the assisted living management service. Proud to be a military wife of 29 years living overseas and stateside developing pilot programs and activities for senior living communities and government programs. Public affairs and liaison for government programs with 32 years experience. 00:27:00Texas Senior Talknotalking to aging parents,the next horizon military locator service,caregiver resourcesBrenda Dever-Armstrong, CEO/Owner The Next Horizon Senior Living/Military Locators shares tips and ideas when discussing legal, financial and long term care isshttp://www.blogtalkradio.com/texas-senior-talk/2017/03/18/age-of-central-texas-education-support-to-older-adults-and-caregiversCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/03/18/age-of-central-texas-education-support-to-older-adults-and-caregivers/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/03/18/age-of-central-texas-education-support-to-older-adults-and-caregiversSat, 18 Mar 2017 20:00:00 GMTAGE of Central Texas: Education & Support to Older Adults and CaregiversYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Joyce Lauck, MBA, Executive Director of AGE of Central Texas, shares the background on how AGE came to be AGE of Central Texas is a regional nonprofit organization that provides education and support to people all along the spectrum of growing older, no matter where they are on that journey. Many of their services are free or low-cost, and AGE has a special concern for providing services to the poor. Each year, AGE serves more than 3,000 older adults and caregivers through its primary interrelated programs: adult day health carecaregiver education and resourcesearly memory loss supporthealth equipment lendingand peer-based computer classes for seniors. Joyce Lauck is a community leader and expert on aging issues in Texas, and she brings 20 years of business expertise gained in management roles with the H.E.B. Grocery Corporation. Joyce has served on the boards of the YWCA, the Capital Area Food Bank, past chair of the Aging Services Council of Central Texas, and she serves on the Aging Advisory Council for Area Agency on Aging. Currently Joyce holds leadership positions with the Adult Day Care Association of Texas and One Voice. She earned her Bachelor of Science from The State University of New York at Brockport and her Master of Business Administration from St. Edwards University. Joyce has been leading AGE of Central Texas since 2000. 00:27:00Texas Senior Talknoage of central texas,caregivers,older adults,adult day care,memory lossJoyce Lauck, Executive Director of Age of Central Texas, discusses the many services they provide to older adults and caregivers each year through their primaryhttp://www.blogtalkradio.com/texas-senior-talk/2017/03/11/what-is-a-geriatric-care-managerCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/03/11/what-is-a-geriatric-care-manager/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/03/11/what-is-a-geriatric-care-managerSat, 11 Mar 2017 21:00:00 GMTWhat Is a Geriatric Care Manager?Your Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Leah Cohen, Leah Cohen, LCSW, ACSW, CCM, NG, TXG with arrangeCARE discusses what a Geriatric Care Management Company is, reasons to hire a Geriatric Care Manager, the cost associated with their services, and the benefits to families as well as long distance caregivers. A professional geriatric care manager has been educated in various fields of human services — social work, psychology, nursing, gerontology — and trained to assess, plan, coordinate, monitor and provide services for the elderly and their families. Advocacy for older adults is a primary function of the care manager. Leah has been a licensed social worker for over 35 years and was awarded the Social Worker of the Year Award in 2016. She currently has a private care management company, arrangeCARE pc, focusing on older adults and people with disabilities over the life span. arrangeCARE partners with individuals, families, and professionals to maximize choices in care of people with disabilities or older adults. The expertise they bring is client centered. Services are paid privately or may be covered by long-term care insurance. They are not covered by Medicare or Medicaid. Leah’s Professional Licenses and Affiliations: Licensed Clinical Social Worker (LCSW)Certified Social Worker (ACSW)Certified Case Manager (CCM)National Certified Guardian (NCG)Certified Texas Guardian (CTxG)Board Approved LCSW supervision00:31:00Texas Senior Talknogeriatric care management,what is a geriatric care manager,arrangecareLeah Cohen, a licensed social worker with arrangeCARE explains what geriatric care manager is, how they can help families and long distance caregivers, serviceshttp://www.blogtalkradio.com/texas-senior-talk/2017/03/04/how-to-recognize-signs-its-time-for-assisted-livingCaregivinghttp://www.blogtalkradio.com/texas-senior-talk/2017/03/04/how-to-recognize-signs-its-time-for-assisted-living/#commentshttp://www.blogtalkradio.com/texas-senior-talk/2017/03/04/how-to-recognize-signs-its-time-for-assisted-livingSat, 04 Mar 2017 21:00:00 GMTHow to Recognize Signs It's Time for Assisted LivingYour Host: Cheryl Culbertson, Owner/Founder - Elder Options of Texas Nancy Turco, Executive Director at Arden Courts of Austin, an assisted living and memory care community specializing in providing care to those diagnosed with Alzheimer's or a related dementia's discusses how to recognize signs it's time for assisted living, the difference between assisted living and memory care, important questions to ask when touring various communities, pricing, and what it means to be "Alzheimer's Certified" in Texas. Nancy is also an Ambassador for the Alzheimer’s Association Capital of Texas Chapter and hosts a monthly caregiver support group the 1st Wednesday of each month at 2:00 pm. 00:25:00Texas Senior Talknoassisted living,memory care,arden courts of austin,alzheimers,signs of dementiaNancy Turco, Executive Director at Arden Courts of Austin discusses how to recognize it's time for assisted living, early warning signs of dementia, and the imp