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15 Do’s and Don’ts to Build a Strong Credit Score - Featuring Brandy Speer

  • Broadcast in Goals
Walter Davis

Walter Davis


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Credit Card Do’s…

  • Do Use a Credit Card (to build credit score)
  • Try to get the lowest possible interest rates
  • Pay minimum due on current bills
  • Pay more than minimum on highest-rate card
  • Seek help from Certified Debt Management Counselors

Credit Card Don’ts…

  • Automatically cancel credit cards
  • Fall prey to debt consolidators



     Credit Score Do’s…

  • Understand why you need a strong credit score
  • Embrace your FICO Credit Score
  • Set your target minimum 720 score
  • Pay bills in full each month and on time
  • Use only small percentage of available credit

     Credit Score Don’ts…

  • Open lots of new accounts in a short period of time
  • Take open a store credit card (try to avoid)
  • Co-sign a credit card application for someone else


Contact Brandy Speer



888-818-5669      760-845-5550