This half hour installment of On the Money with Peter Hebert is a collection of some of Mr. Hebert's favorite Christmas songs. Christmas is a time to reflect on the birth of Christ, the gift of God to those willing to accept God's pardon, and a time of family gatherings. This segment also includes readings from the Gospels. If you fee like a "vile sinner" ... take heart, because Jesus Christ was born in a manger ... in a barn with animals, an appropriate metaphor for the state of the human heart given that God is holy. Repent, ye therefore, and hearken unto the words of the Lord, for they are the words that lead us to eternal life! To him who has an ear, let him hear!