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What is Debtor A debtor someone who owes a bill. We all owe a bill to God for what he has done for each of us even the unbeliever. We should remember our debt to God he paid it all. There was a ransome that we could not pay. We did not have the price. God sent Jesus who pay the full price in full for each of us.We owe God everything because ge blessed us to have all we got even the sinners. Yet he love us all the good, bad, and the ugly. He only want us to get to know him and his word so he can teach us his ways.