http://www.blogtalkradio.com/bottledbusinesssenseshowBottled Business Sense provides practical business perspectives that uniquely emphasize both legal and media marketing strategies to protect and insure the longevity of your business. Whether you’re trying to provide a startup business with some level of stability, or an established business with fool-proof asset and estate protection, or simply attempting to get a better return for your business marketing dollars, Bill Bernard and Rick Moscoso will expose potential pitfalls to insure the security and growth of your business, free from unwanted expense and the threat of litigation. You’ll learn how to implement marketing and protection tools equal to those used by today’s most successful corporations. *All calls answered during live shows will be responded to in the comments section under that show at: http://www.bottledbusinesssenseshow .com enCopyright Bill Bernard (C/O Blogtalkradio)Sun, 16 Jun 2019 00:45:00 GMTTue, 21 Aug 2018 17:00:00 GMTEducationBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/41619ead-1531-4678-aaa0-e3055a2fe951_btr_bbss_show_logo.jpghttp://www.blogtalkradio.com/bottledbusinesssenseshowBottled Business Sense provides practical business perspectives that uniquely emphasize both legal and media marketing strategies to protect and insure the longevity of your business. Whether you’re trying to provide a startup business with some level of stability, or an established business with fool-proof asset and estate protection, or simply attempting to get a better return for your business marketing dollars, Bill Bernard and Rick Moscoso will expose potential pitfalls to insure the security and growth of your business, free from unwanted expense and the threat of litigation. You’ll learn how to implement marketing and protection tools equal to those used by today’s most successful corporations. *All calls answered during live shows will be responded to in the comments section under that show at: http://www.bottledbusinesssenseshow .com feeds@blogtalkradio.comBlogTalkRadio.comeducation,employment law,entity,legal,llc,asset protection,employee,employment,entities,lawyer for businessBOTTLED BUSINESS SENSE SHOWnoBottled Business Sense provides practical business perspectives that uniquely emphasize both legal and media marketing strategies to protect and insure the longepisodichttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/08/21/differences-between-an-llp-llc-and-pllcLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/08/21/differences-between-an-llp-llc-and-pllc/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/08/21/differences-between-an-llp-llc-and-pllcTue, 21 Aug 2018 17:00:00 GMTDifferences Between an LLP, LLC and PLLChttp://bottledbusinesssenseshow.com Choosing the appropriate form of business for your company is complicated—and if you are an attorney, physician, accountant, architect or other licensed professional, there are some extra factors to consider. As a professional, you may want to opt for the liability protection and flexibility that a limited liability company (LLC) offers, as opposed to forming a corporation or partnership.  Learn more in this episode of the Bottled Business Sense Show. WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group 00:24:00BOTTLED BUSINESS SENSE SHOWnoLLC,LLP,PC,Business EntitiesDifferences Between an LLP, LLC and PC7cae7dc7-952f-48de-959b-abf0dc878edchttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/07/31/trademark-vs-service-mark-whats-the-differenceLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/07/31/trademark-vs-service-mark-whats-the-difference/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/07/31/trademark-vs-service-mark-whats-the-differenceTue, 31 Jul 2018 17:00:00 GMTTrademark vs. Service Mark. What's the Difference?Trademark vs. service mark? What’s the difference? Both are issued by the United States Patent and Trademark Office to distinguish a brand’s products and services from those of other businesses. Generally, trademarks distinguish a company’s products, whereas a service mark relates to the services a company provides. Both fall under the category of intellectual property. We’ll explore some of the various options and implications on our next show. View more shows at: http://wfblegalconsulting.com/bottled-business-sense-show/ 00:19:00BOTTLED BUSINESS SENSE SHOWnotrademark,service markTrademark vs. Service Mark. What's the Difference?6d1925e5-4ef0-49a1-8316-9061227559ebhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/07/10/when-do-you-need-a-new-subsidiary-entity-for-your-businessLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/07/10/when-do-you-need-a-new-subsidiary-entity-for-your-business/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/07/10/when-do-you-need-a-new-subsidiary-entity-for-your-businessTue, 10 Jul 2018 17:00:00 GMTWhen Do You Need a New Subsidiary Entity For Your Business?When should you consider setting up a subsidiary or other new entity for your existing company? While you can run multiple streams of business through one entity, there are tax, asset protection, and partnership reasons why you may want to open up a new subsidiary entity for “new activity.” We’ll explore some of the various options and implications on our next show.   WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group 00:20:00BOTTLED BUSINESS SENSE SHOWnoEntity,Subsidiary,asset protectionWhen Do You Need a New Subsidiary Entity For Your Business?http://www.blogtalkradio.com/bottledbusinesssenseshow/2018/06/19/how-much-can-you-earn-and-still-receive-social-securityLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/06/19/how-much-can-you-earn-and-still-receive-social-security/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/06/19/how-much-can-you-earn-and-still-receive-social-securityTue, 19 Jun 2018 17:00:00 GMTHow Much Can You Earn and Still Receive Social Security?Because Social Security retirement benefits plus savings and other investments are often not enough to live on comfortably, many people keep working for at least a few years after they claim Social Security early retirement benefits. Other people keep their jobs or take new ones to stay active and involved after receiving full benefits. We’ll explore some of the various scenarios and implications on our next show. WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group 00:23:00BOTTLED BUSINESS SENSE SHOWnoemployment,employment law,social securityHow Much Can You Earn and Still Receive Social Security?a89081de-c8de-4b4d-895c-2cb5640cbd2fhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/03/27/should-your-llc-elect-c-corp-statusEducationhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/03/27/should-your-llc-elect-c-corp-status/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/03/27/should-your-llc-elect-c-corp-statusTue, 27 Mar 2018 17:00:00 GMTShould Your LLC Elect C Corp Status?Many entrepreneurs choose to structure their businesses as the ever-so-popular LLC (Limited Liability Company) or S Corporation. Business owners may struggle with the choice between the structures, but many times but don’t realize that the two aren’t mutually exclusive. It’s possible to have your cake and eat it too by forming an LLC and then electing S corporation status. Learn how and why this may benefit you on our next show. http://wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. WFB LEGAL CONSULTING--LAWYER FOR BUSINESS--A BEST ASSET PROTECTION Services Group 00:19:00BOTTLED BUSINESS SENSE SHOWnoLLC,C-corp,Business LawShould Your LLC Elect C Corp Status?http://www.blogtalkradio.com/bottledbusinesssenseshow/2018/02/13/letters-of-intent-what-are-they-and-how-do-they-operateLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/02/13/letters-of-intent-what-are-they-and-how-do-they-operate/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/02/13/letters-of-intent-what-are-they-and-how-do-they-operateTue, 13 Feb 2018 18:00:00 GMTLetters of Intent: What are They and How Do They Operate?Letters of Intent:  What are They and How Do They Operate? 00:12:00BOTTLED BUSINESS SENSE SHOWnocontracts,letter of intent,letters of intent,business lawLetters of Intent: What are They and How Do They Operate?http://www.blogtalkradio.com/bottledbusinesssenseshow/2018/01/23/intestate-succession-in-californiaLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/01/23/intestate-succession-in-california/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/01/23/intestate-succession-in-californiaTue, 23 Jan 2018 18:00:00 GMTIntestate Succession in CaliforniaIntestate Succession in California 00:15:00BOTTLED BUSINESS SENSE SHOWnoIntestate,wfb legal consulting,business lawyer,asset protection,protect your estateIntestate Succession in Californiahttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/01/09/proper-planning-and-entity-complianceEducationhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/01/09/proper-planning-and-entity-compliance/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2018/01/09/proper-planning-and-entity-complianceTue, 09 Jan 2018 18:00:00 GMTProper Planning and Entity ComplianceIf you have incorporated a business as an S Corporation or a C Corporation, most states require that you keep careful records of the company’s activities on a yearly basis. Even LLC’s should properly plan and execute all business compliance rules inherit in corporate practice, in order to insure personal liability protection. Learn more from Bill and Rick in this show. http://www.wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 A BEST ASSET PROTECTION Services Group--Lawyer for Business http://wfblegalconsulting.com/bottled-business-sense/ 00:38:00BOTTLED BUSINESS SENSE SHOWnoentity,entity compliance,business planning,C Corp,LLCProper Planning and Entity Compliancehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/12/05/trustees-duty-to-accountLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/12/05/trustees-duty-to-account/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/12/05/trustees-duty-to-accountTue, 05 Dec 2017 18:00:00 GMTTrustee's Duty to AccountWork-related injuries must be addressed by way of state-mandated workmen's compensation insurance carried by an employer. However, there are also other potential benefits which may be available to an employee. Learn more in this show. http://wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Lawyer for Business–BEST ASSET PROTECTION Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:19:00BOTTLED BUSINESS SENSE SHOWnobest asset protection,asset protection,injuries,employee,employmentTrustee's Duty to Accounthttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/10/24/is-your-business-in-compliance-with-the-lawBusinesshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/10/24/is-your-business-in-compliance-with-the-law/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/10/24/is-your-business-in-compliance-with-the-lawTue, 24 Oct 2017 17:00:00 GMTIs Your Business in Compliance with the Law?While not the most glamorous aspect of running a business, complying with applicable rules and regulations is a must. Business compliance (known as “corporate compliance” for incorporated businesses) is critical for keeping your company in good standing with your state. The specifics of what you need to pay attention to depend on the legal structure of your company and where you’re registered to operate your business. Learn much more on our next show. http://wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Lawyer for Business--BEST ASSET PROTECTION Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:12:00BOTTLED BUSINESS SENSE SHOWnobusiness law,compliance,lawer for business,best asset protection,WFB Legal ConsultingIs Your Business in Compliance with the Law?http://www.blogtalkradio.com/bottledbusinesssenseshow/2017/10/10/1099-consultants--independent-contractorsLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/10/10/1099-consultants--independent-contractors/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/10/10/1099-consultants--independent-contractorsTue, 10 Oct 2017 17:00:00 GMT1099 Consultants - Independent ContractorsA 1099 consultant is an outside contractor who works under contract for a company. Running a 1099 consulting company means you receive annual tax forms from various contracts listing the amount of money they paid you that year. While your clients do not take taxes out of your pay, they do report your 1099 earnings to the IRS. Learn more on our next show. http://wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Lawyer for Business Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:10:00BOTTLED BUSINESS SENSE SHOWno1099,consultants,independent,independent contractors,lawyer for business1099 Consultants - Independent Contractorshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/09/25/promoting-and-improving-health-and-safety-in-the-workplaceLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/09/25/promoting-and-improving-health-and-safety-in-the-workplace/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/09/25/promoting-and-improving-health-and-safety-in-the-workplaceMon, 25 Sep 2017 17:00:00 GMTPromoting and Improving Health and Safety in the WorkplaceThe Occupational Health and Safety Regulation requires that all small businesses have an occupational health and safety program. A health and safety program is a process for managing the prevention of work-related injuries and diseases in the workplace.  As a small business owner and employer, you have a responsibility to your employees to ensure their health and safety in the workplace. Learn how on our next show. http://wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Lawyer for Business Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:11:00BOTTLED BUSINESS SENSE SHOWnooccupational health,occupational safety,safety regulations,workplace safetyPromoting and Improving Health and Safety in the Workplacehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/08/29/handling-creditors-claims-against-an-estateLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/08/29/handling-creditors-claims-against-an-estate/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/08/29/handling-creditors-claims-against-an-estateTue, 29 Aug 2017 17:00:00 GMTHandling Creditors Claims Against an EstateAny estate, whether probated or administered by way of a Trust, may have creditors' claims that must first be dealt with before proceeds can be dispersed. Learn how these claims originate and how these claims may be satisfied. http://wfblegalconsulting.com/bottled-business-sense-show/ Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:11:00BOTTLED BUSINESS SENSE SHOWnoclaims,creditors,estate planningHandling Creditors Claims Against an Estatehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/06/20/business-succession-in-estate-planningLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/06/20/business-succession-in-estate-planning/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/06/20/business-succession-in-estate-planningTue, 20 Jun 2017 17:00:00 GMTBusiness Succession in Estate PlanningEvery business owner faces the same dilemma– how to pass their business to their loved ones correctly and effectively through the combination of properly drafted corporate documents and estate planning documents. With that in mind, the Bottled Business Sense Show supplies the essential items for an entrepreneur to consider. Learn more on our next show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.   00:11:00BOTTLED BUSINESS SENSE SHOWnoBusiness Succession,Estate PlanningBusiness Succession in Estate Planninghttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/06/06/llc-owner-liability-post-dissolutionLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/06/06/llc-owner-liability-post-dissolution/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/06/06/llc-owner-liability-post-dissolutionTue, 06 Jun 2017 17:00:00 GMTLLC Owner Liability Post-DissolutionMany business owners wonder whether their LLC will protect them from claims and liabilities after their LLC is closed. Does the limited liability protection of the LLC still apply? Does it only apply for claims when the LLC was active? What about after the LLC is closed or dissolved? Learn more on our next show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:09:00BOTTLED BUSINESS SENSE SHOWnoLLC,Owner Liability of LLC,LLC Dissolution,LLC Owner Liability Post-DissolutionLLC Owner Liability Post-Dissolutionhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/03/14/what-happens-when-3rd-parities-refuse-to-honor-a-power-of-attorneyLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/03/14/what-happens-when-3rd-parities-refuse-to-honor-a-power-of-attorney/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/03/14/what-happens-when-3rd-parities-refuse-to-honor-a-power-of-attorneyTue, 14 Mar 2017 17:00:00 GMTWhat Happens When 3rd Parities refuse to Honor a Power of Attorney?The objectives of agents acting under a power of attorney can be frustrated when banks, brokerages, or title companies refuse to accept the authority granted to the agent under a duly executed power of attorney.  This can happen even though the power of attorney appears to be valid.  Do you know why this occurs and how it might be avoided? Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:31:00BOTTLED BUSINESS SENSE SHOWnoPower of Attorney,Bottled Business Sense ShowWhat Happens When 3rd Parities refuse to Honor a Power of Attorney?http://www.blogtalkradio.com/bottledbusinesssenseshow/2017/02/21/what-is-the-difference-between-an-intern-and-an-employeeLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/02/21/what-is-the-difference-between-an-intern-and-an-employee/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/02/21/what-is-the-difference-between-an-intern-and-an-employeeTue, 21 Feb 2017 18:00:00 GMTWhat is the Difference Between an Intern and an Employee?An intern is not someone you simply elect to work for you and not pay. If the person is working for you, they are an employee and the Labor Code will apply. However, there is an exception to the Labor Code that allows true interns or externs to come into your place of business and perform tasks without pay, so both can reap benefits. Otherwise, your intention to bring on free labor because you cannot afford to pay someone will expose you to audit by the Labor Commissioner’s office or EDD, and/or liability to any intern who worked for you for up to four years after they leave your employ.   Learn more on this episode of the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 LAWYER for BUSINESS Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:27:00BOTTLED BUSINESS SENSE SHOWnoEDD,employee,employment law,extern,internWhat is the Difference Between an Intern and an Employee?http://www.blogtalkradio.com/bottledbusinesssenseshow/2017/01/10/employment-and-prescription-drug-useLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/01/10/employment-and-prescription-drug-use/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2017/01/10/employment-and-prescription-drug-useTue, 10 Jan 2017 18:00:00 GMTEmployment and Prescription Drug Usehttp://bottledbusinesssenseshow.com Prescription drug abuse has made national news in the last few years.  In fact, prescription opioid abuse and the heroin epidemic claims the lives of tens of thousands of Americans each year. This “epidemic” is harming far too many Americans and their families.This does not mean, however, that employers should not be mindful of federal and state disability laws that protect those taking prescription drugs for valid medical conditions.  Learn the important facts on this episode of the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222---LAWYER FOR BUSINESS Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:31:00BOTTLED BUSINESS SENSE SHOWnoEmployment,Employment LawEmployment and Prescription Drug Usehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/12/13/cohabitation-property-rights-for-unmarried-couplesLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/12/13/cohabitation-property-rights-for-unmarried-couples/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/12/13/cohabitation-property-rights-for-unmarried-couplesTue, 13 Dec 2016 18:00:00 GMTCohabitation Property Rights for Unmarried CouplesWhen unmarried couples live together for a while, it is likely that they accumulate a good amount of property. In this case, it is in each person's best interest to write out a property agreement that spells out who owns what and how the property will be distributed should the couple separate. Without an agreement, you could face expensive and time consuming legal battles, defending your property rights and other valuable assets. Learn the secrets on this episode and stay protected! Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:27:00BOTTLED BUSINESS SENSE SHOWnobest asset protection,cohabitation,couples,unmarried rights,lawyer for businessCohabitation Property Rights for Unmarried Coupleshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/11/22/llc-insulation-and-real-propertyReal Estatehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/11/22/llc-insulation-and-real-property/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/11/22/llc-insulation-and-real-propertyTue, 22 Nov 2016 18:17:09 GMTLLC Insulation and Real PropertyA primary benefit of LLCs is that they insulate the property owner from personal liability in the instance of slip-and-falls and other negligence claims. But could the LLC still be subject to a claim and how so? What about creditors and tax deferability? Also, how does the LLC affect title transferability? Find out on the next Bottled Business Sense Show. Bottled Business Sense Show   Bill Bernard – WFBLegalConsulting.com BEST ASSET PROTECTION LAWYER FOR BUSINESS bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:22:00BOTTLED BUSINESS SENSE SHOWnoLLC,LLC insulation,real propertyLLC Insulation and Real Propertyhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/11/01/how-do-you-actually-transfer-a-small-estateLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/11/01/how-do-you-actually-transfer-a-small-estate/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/11/01/how-do-you-actually-transfer-a-small-estateTue, 01 Nov 2016 17:00:00 GMTHow Do You Actually Transfer a Small Estate?Watch our simulcast at http://bottledbusinesssenseshow.com How do you transfer property when someone passes? Does the Estate's value matter, and if so, how do you go about establishing the total value of someone's Estate?  Learn about the important details on this week's Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:27:00BOTTLED BUSINESS SENSE SHOWnoestate,estate planningHow Do You Actually Transfer a Small Estate?http://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/25/protect-your-estate-1299Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/25/protect-your-estate-1299/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/25/protect-your-estate-1299Tue, 25 Oct 2016 17:41:58 GMTProtect Your Estate 1299http://bottledbusinesssenseshow.com While larger estates may have higher attendant costs attached as a direct consequence of various levels of planning that are implemented incrementally, the same is not necessarily true for the average family. Rather, the average family is generally hoping to avoid probate and secure the care of their loved ones once they are gone.  Learn why this distinction may be important to you and your family on our next show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:25:00BOTTLED BUSINESS SENSE SHOWnoestate planning,estate,trusthttp://bottledbusinesssenseshow.com While larger estates may have higher attendant costs attached as a direct consequence of various levels of planning thathttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/18/understanding-the-funding-of-your-living-trustLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/18/understanding-the-funding-of-your-living-trust/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/18/understanding-the-funding-of-your-living-trustTue, 18 Oct 2016 17:00:00 GMTUnderstanding the Funding of Your Living Trusthttp://bottledbusinesssenseshow.com These days many people choose a revocable living trust instead of relying on a will or joint ownership in their estate plan. They like the cost and time savings, plus the added control over assets that a living trust can provide. However, if you have signed your living trust document but haven’t changed titles and beneficiary designations, you will not avoid probate. Your living trust can only control the assets you put into it.  Learn the important details on this week’s show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:29:00BOTTLED BUSINESS SENSE SHOWnoliving trust,fundingUnderstanding the Funding of Your Living Trusthttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/11/how-to-remove-a-member-from-an-llcLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/11/how-to-remove-a-member-from-an-llc/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/11/how-to-remove-a-member-from-an-llcTue, 11 Oct 2016 17:00:00 GMTHow to Remove a Member From an LLCWatch our simulcast @ BottledBusinessSenseShow.com Managing relationships between owners of a small business can be quite trying at times. In cases of severe disagreement or incompatibility within a limited liability company, firing one or more owners, referred to as members, may be an option. However, generally an LLC may only fire a member when the operating agreement allows it, and if the owner is compensated for his share of the business. Learn the details on this week's show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:20:00BOTTLED BUSINESS SENSE SHOWnoentity,llcHow to Remove a Member From an LLChttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/04/picking-a-registered-agent-for-your-entityLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/04/picking-a-registered-agent-for-your-entity/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/10/04/picking-a-registered-agent-for-your-entityTue, 04 Oct 2016 17:00:00 GMTPicking a Registered Agent for Your EntityJoin our video simulcast at BottledBusinessSenseShow.com If you’re forming a corporation or a limited liability company, you’ll need to select a registered agent for your business and provide the agent’s name and address on the formation documents you file with the state. Learn what you need to know before you choose an agent for your business on our next show.  Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:21:00BOTTLED BUSINESS SENSE SHOWnoentity,registered agentPicking a Registered Agent for Your Entityhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/09/27/quid-pro-quo-vs-hostile-environment-sexual-harrassmentWorkhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/09/27/quid-pro-quo-vs-hostile-environment-sexual-harrassment/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/09/27/quid-pro-quo-vs-hostile-environment-sexual-harrassmentTue, 27 Sep 2016 17:00:00 GMTQuid Pro Quo vs Hostile Environment Sexual HarrassmentView our simulcast @ http://bottledbusinesssenseshow.com There are generally two types of sexual harassment: “quid pro quo” and “hostile environment.” Federal guidelines provide that “unwelcome” sexual conduct constitutes sexual harassment when “submission to such conduct is made either explicitly or implicitly a term or condition of an individual’s employment.” Learn the distinctions between the types of harassment, when they occur, and how to prevent exposure to such claims in your business on our next show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:24:00BOTTLED BUSINESS SENSE SHOWnoquid pro quo,hostile environment sexual harrassment,sexual harrassmentQuid Pro Quo vs Hostile Environment Sexual Harrassmenthttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/09/13/california-law-on-fraudulent-conveyancesLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/09/13/california-law-on-fraudulent-conveyances/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/09/13/california-law-on-fraudulent-conveyancesTue, 13 Sep 2016 17:00:00 GMTCalifornia Law on Fraudulent ConveyancesCalifornia law regarding fraudulent conveyances makes it a crime to sell or give away your real or personal property in order to avoid having to use that property to pay back a debt. Debtors who break these laws, or people who help them break these laws, may face jail time as well as monetary penalties. Some important examples are provided in this week's show that make clear why asset protection planning should be an evolving process over time.  Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:31:00BOTTLED BUSINESS SENSE SHOWnofraudulent conveyances,fraudulent,conveyancesCalifornia Law on Fraudulent Conveyanceshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/08/30/the-interactive-process-in-disability-accommodationLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/08/30/the-interactive-process-in-disability-accommodation/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/08/30/the-interactive-process-in-disability-accommodationTue, 30 Aug 2016 17:00:00 GMTThe Interactive Process in Disability AccommodationClick Here to Watch our Simlucast A related duty of any employer is the obligation to “engage in the interactive process” with an employee once the need for an accommodation arises. This interactive process is a key mechanism in the overall accommodation evaluation process, under both the Fair Employment and Housing Administration (FEHA) and the American with Disabilities Act (ADA). Do you know how this process works from both a procedural and substantive standpoint? Join us to find out this Tuesday on the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:27:00BOTTLED BUSINESS SENSE SHOWnodisability,accommodation,process,Americans,ADAClick Here to Watch our Simlucast A related duty of any employer is the obligation to “engage in the interactive process” with an employee once the need for anhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/08/02/reasons-for-estate-planning-under-any-circumstancesLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/08/02/reasons-for-estate-planning-under-any-circumstances/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/08/02/reasons-for-estate-planning-under-any-circumstancesTue, 02 Aug 2016 17:00:00 GMTReasons for Estate Planning Under Any CircumstancesMany people often assume that they don’t have an “estate” worth planning or that their families will take care of everything when the need arises.  On the contrary, everyone, regardless of their net worth, requires comprehensive estate planning in order to ensure that their wishes are executed and their families are adequately provided for.  Simply, without an estate plan, the government and the courts decide who will inherit your assets, who will become the guardian of your minor children, and who will make health care and financial decisions on your behalf in the event of your incapacity without regard to your wishes.  Learn more on our next show this Tuesday at 10am PST. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:23:00BOTTLED BUSINESS SENSE SHOWnoEstate Planning,estateReasons for Estate Planning Under Any Circumstanceshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/07/26/frequently-asked-questions-about-california-llcsBusinesshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/07/26/frequently-asked-questions-about-california-llcs/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/07/26/frequently-asked-questions-about-california-llcsTue, 26 Jul 2016 17:00:00 GMTFrequently Asked Questions About California LLC'sA California limited liability company (LLC), sometimes called a limited liability corporation, is a hybrid of the Partnership and Corporation. The LLC, if properly formed and maintained, offers its members personal liability protection (like a corporation) and pass-through tax treatment (like a partnership). California offers three types of LLCs and therefore, I get many frequently asked questions about their structure and advantages and requirements. Learn more this Tuesday on our next Bottled Business Sense Show at 10am PST. https://lnkd.in/bWE4j_D Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:26:00BOTTLED BUSINESS SENSE SHOWnoCalifornia LLC's,LLC,llc corporation,entitiesFrequently Asked Questions About California LLC'shttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/07/12/clarifying-the-home-sales-tax-exclusionEducationhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/07/12/clarifying-the-home-sales-tax-exclusion/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/07/12/clarifying-the-home-sales-tax-exclusionTue, 12 Jul 2016 17:00:00 GMTClarifying the Home Sales Tax ExclusionIf you qualify for this exclusion, you may do anything you want with the tax-free proceeds from the sale. You are not required to reinvest the money in another house. But, if you do buy another home, you can qualify for the exclusion again when you sell that house. Indeed, you can use the exclusion any number of times over your lifetime as long as you satisfy the necessary requirements. Join us this Tuesday to learn more on the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:38:00BOTTLED BUSINESS SENSE SHOWnohome sales,home sales tax exclusionClarifying the Home Sales Tax Exclusionhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/06/28/critical-hr-guidelines-for-ca-employersLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/06/28/critical-hr-guidelines-for-ca-employers/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/06/28/critical-hr-guidelines-for-ca-employersTue, 28 Jun 2016 17:00:00 GMTCritical HR Guidelines for CA EmployersA California employer should always require all employment documents, including an employee offer letter of employment, and company policies, to be signed before a new hire starts the first day of work. Individual employee files should be started from the date of hire and maintained vigilantly through separation of employment, and standards of conduct as well as employee benefits require HR attention. Join us this Tuesday to learn more on the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222   Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.     00:35:00BOTTLED BUSINESS SENSE SHOWnoCritical HR Guidelines for CA Employershttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/06/14/what-is-an-irrevocable-life-insurance-trustLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/06/14/what-is-an-irrevocable-life-insurance-trust/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/06/14/what-is-an-irrevocable-life-insurance-trustTue, 14 Jun 2016 17:00:00 GMTWhat is an Irrevocable Life Insurance Trust?Most people put “buy more life insurance” on the very bottom of the “things that excite me” list. But if you’ve realized that life insurance is often the most cost effective answer to several very important problems, you have probably also heard talk of an irrevocable life insurance trust. If you’re the owner of a policy and the insured person under the policy, the proceeds will be part of your taxable estate. An ILIT (pronounced EYE-let) is viewed by some as a time-tested and IRS approved way to avoid this scenario and protect those proceeds from the estate tax. Join us this Tuesday to learn more on the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:29:00BOTTLED BUSINESS SENSE SHOWnolife insurance,trust,Entity,irrevocable trust,irrevocable life insurance trustWhat is an Irrevocable Life Insurance Trust?http://www.blogtalkradio.com/bottledbusinesssenseshow/2016/05/24/what-when-and-how-you-should-release-employee-recordsLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/05/24/what-when-and-how-you-should-release-employee-records/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/05/24/what-when-and-how-you-should-release-employee-recordsTue, 24 May 2016 17:00:00 GMTWhat, When and How You Should Release Employee Records(Click HERE to view our simulcast)   Do you know what is supposed to be placed in an employee’s personnel file? Are you aware of the rights that a current employee and a former employee have with regard to inspecting their personnel file? And do you know the penalties for an employer who fails to comply with inspection requests? Join us this Tuesday to learn more on the Bottled Business Sense Show. The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.  Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222   Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 Steve Smith – GrowthSourceCoaching.com steve@growthcoursecoaching.com 949.951.9163 00:33:00BOTTLED BUSINESS SENSE SHOWnoemployee handbook,employee records,employment law,employer,inspectionWhat, When and How You Should Release Employee Recordshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/05/10/small-business-and-chapter-7Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/05/10/small-business-and-chapter-7/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/05/10/small-business-and-chapter-7Tue, 10 May 2016 17:00:00 GMTSmall Business and Chapter 7Are you personally liable for business debts? The answer depends largely on the structure of your business. If you did not form a specific business entity and you are the only owner of the business, you are probably a sole proprietor. A sole proprietorship is not a separate legal entity -- which means you are personally responsible for all business debts and when you file for bankruptcy, you are really filing a personal bankruptcy. If your business was formed as a partnership, corporation, or limited liability company (LLC), whether you are liable for your company’s debts depends on other factors. Join Bill and Rick to learn more on the Bottled Business Sense Show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 Steve Smith – GrowthSourceCoaching.com steve@growthcoursecoaching.com 949.951.9163 00:24:00BOTTLED BUSINESS SENSE SHOWnoSmall Business,Chapter 7,bankruptcySmall Business and Chapter 7http://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/29/employee-benefit-primer--part-2Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/29/employee-benefit-primer--part-2/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/29/employee-benefit-primer--part-2Tue, 29 Mar 2016 17:00:00 GMTEmployee Benefit Primer - Part 2Simulcast @ http://bottledbusinesssenseshow.com Clearly, there are issues all employers should be aware of concerning the implementation of workplace benefits, that employees are not only entitled to, but many of which are required by state law. A failure to adhere to these laws can be devastating to a business owner's financial security and stability. Interestingly enough, some of these answers may surprise you. Join your hosts on the Bottled Business Sense Show to find out more. Bill Bernard – WFBLegalConsulting.com  bill@wfblegalconsulting.com Steve Smith – GrowthSourceCoaching.com  steve@growthcoursecoaching.com Rick Moscoso --Captivate365.com  rick@captivate365.com 00:33:00BOTTLED BUSINESS SENSE SHOWnoemployee benefits,employee law,workplace benefitsEmployee Benefit Primer - Part 2http://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/22/employee-benefit-law-primer--part-1Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/22/employee-benefit-law-primer--part-1/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/22/employee-benefit-law-primer--part-1Tue, 22 Mar 2016 17:00:00 GMTEmployee Benefit Law Primer - Part 1Clearly, there are issues all employers should be aware of concerning the implementation of workplace benefits, that employees are not only entitled to, but many of which are required by state law. A failure to adhere to these laws can be devastating to a business owner's financial security and stability. Interestingly enough, some of these answers may surprise you. Join your hosts on the Bottled Business Sense Show to find out more. Bill Bernard – WFBLegalConsulting.com  bill@wfblegalconsulting.com Steve Smith – GrowthSourceCoaching.com  steve@growthcoursecoaching.com Rick Moscoso --Captivate365.com  rick@captivate365.com   The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business. 00:40:00BOTTLED BUSINESS SENSE SHOWnoemployee benefits,employment law,employeeEmployee Benefit Law Primer - Part 1http://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/15/3-ways-to-structure-trusts-for-asset-protectionLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/15/3-ways-to-structure-trusts-for-asset-protection/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/03/15/3-ways-to-structure-trusts-for-asset-protectionTue, 15 Mar 2016 17:00:00 GMT3 Ways to Structure Trusts for Asset Protectionhttp://bottledbusinesssenseshow.com All asset protection planning is based on two premises: that creditors can generally reach any asset owned by a debtor; and that creditors cannot reach those assets the debtor does not actually own. It becomes necessary therefore to make it more difficult and more expensive for a creditor to reach those assets, while enjoyment and the distancing of a debtor from the ownership and control of those assets, are nevertheless realized. Join your hosts Bill, Rick and Steve to find out more. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Steve Smith – GrowthSourceCoaching.com steve@growthcoursecoaching.com 949.951.9163 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 00:27:00BOTTLED BUSINESS SENSE SHOWnoTrusts,asset protection3 Ways to Structure Trusts for Asset Protectionhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/02/09/do-you-understand-workers-compensation-in-californiaWorkhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/02/09/do-you-understand-workers-compensation-in-california/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/02/09/do-you-understand-workers-compensation-in-californiaTue, 09 Feb 2016 18:00:00 GMTDo You Understand Worker's Compensation in California?http://bottledbusinesssenseshow.com/ If a California business has employees, then the employer must obtain workers' compensation insurance. The insurance coverage should take effect from the moment the first employee commences employment. However, what are a businessperson’s options if he or she has no insurance? How is a claim filed, and how long does an employee have to file it? Join Bill, Rick and Steve to find out these answers and more. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Steve Smith – GrowthSourceCoaching.com steve@growthcoursecoaching.com 949.951.9163 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182   00:36:00BOTTLED BUSINESS SENSE SHOWnoWorker's Compensation,workers comp,Employment LawDo You Understand Worker's Compensation in California?http://www.blogtalkradio.com/bottledbusinesssenseshow/2016/02/02/the-whats-what-on-constructive-dischargeWorkhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/02/02/the-whats-what-on-constructive-discharge/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2016/02/02/the-whats-what-on-constructive-dischargeTue, 02 Feb 2016 18:00:00 GMTThe What's What on Constructive DischargeBottled Business Sense Show In order to establish a constructive discharge, an employee must plead and prove he or she was compelled to resign. However, in order for this to be actionable, you must typically demonstrate that you were forced into voluntary dismissal in violation of California law. Join Bill, Rick and Steve for a discussion on exactly what you should expect as an employee contemplating resignation and what you, as an employer, can do to avoid this disconcerting scenario.   Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Steve Smith – GrowthSourceCoaching.com steve@growthcoursecoaching.com 949.951.9163 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 00:26:00BOTTLED BUSINESS SENSE SHOWnoEmployment Law,constructive discharge,employment,employee engagement,EMPLOYERSThe What's What on Constructive Dischargehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/12/29/what-reports-may-an-employer-obtain-for-an-employeeLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/12/29/what-reports-may-an-employer-obtain-for-an-employee/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/12/29/what-reports-may-an-employer-obtain-for-an-employeeTue, 29 Dec 2015 18:00:00 GMTWhat Reports May an Employer Obtain for an Employee?http://bottledbusinesssenseshow.com EMPLOYMENT LAW Employers are allowed to set standards for employee conduct, and they can require that workers keep a clean criminal record upon hire. As an employee, disclosure laws vary by state and the industry you work in. Furthermore, an employer generally may not use a consumer credit report for employment purposes with certain specific exceptions. Join Bill, Steve and Rick and learn what can and cannot be asked of, and obtained from employees, on our next show. Bill Bernard – WFBLegalConsulting.com bill@wfblegalconsulting.com 949.698.6222 Steve Smith – GrowthSourceCoaching.com steve@growthcoursecoaching.com 949.951.9163 Rick Moscoso – Captivate365.com rick@captivate365.com 949.667.1182 00:28:00BOTTLED BUSINESS SENSE SHOWnoEmployment law,background checks,employement background checksWhat Reports May an Employer Obtain for an Employee?http://www.blogtalkradio.com/bottledbusinesssenseshow/2015/08/18/what-is-unfair-business-competitionLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/08/18/what-is-unfair-business-competition/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/08/18/what-is-unfair-business-competitionTue, 18 Aug 2015 17:00:00 GMTWhat is Unfair Business Competition?The Unfair Competition Law, codified as Bus. & Prof. Code Section 17200, provides for injunctive and other relief for any business practice that is “unfair,” “unlawful” or “fraudulent.” This would necessarily include certain types of false advertising.  Join Bill and Rick to see how your business could be affected by unscrupulous competitors and how you can pursue such a claim if necessary. 00:44:00BOTTLED BUSINESS SENSE SHOWnoUnfair business competition,best practicesThe Unfair Competition Law, codified as Bus. & Prof. Code Section 17200, provides for injunctive and other relief for any business practice that is “unfair,” “uhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/08/11/do-you-know-the-how-what-and-why-of-land-trustsLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/08/11/do-you-know-the-how-what-and-why-of-land-trusts/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/08/11/do-you-know-the-how-what-and-why-of-land-trustsTue, 11 Aug 2015 17:00:00 GMTDo You Know the How, What and Why of Land Trusts?The purpose of a land trust is to allow one to have the legal title to his property held by another person, or trustee while retaining all of the rights and privileges of property ownership (the beneficial interest). The trustee acts only upon the beneficiaries’ direction. The property owner still retains all rights, such as the right to possession, to collect rent, mortgage the property, homestead exemption, and any other benefit he now has. Join Bill and Rick to learn how, when and why a land trust can be a valuable estate planning tool. 00:37:00BOTTLED BUSINESS SENSE SHOWnolegal,land trusts,entity,entities,probateDo You Know the How, What and Why of Land Trusts?http://www.blogtalkradio.com/bottledbusinesssenseshow/2015/07/28/when-do-i-need-to-register-my-company-in-another-stateLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/07/28/when-do-i-need-to-register-my-company-in-another-state/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/07/28/when-do-i-need-to-register-my-company-in-another-stateTue, 28 Jul 2015 17:00:00 GMTWhen Do I Need to Register My Company in Another State?Many business owners and investors doing business in multiple states often wonder whether their company, which is set up in one state, also needs to be registered into the other state(s) where they are doing business. In analyzing whether you need to register your out of state company in a state where you do business or own property it is helpful to understand two things: First, what does the state I’m looking to do business in require of out of state companies; and Second, what is the penalty for failure to comply.  Join Bill and Rick to explore these practical distinctions in order to keep your business protected and prosperous. 00:35:00BOTTLED BUSINESS SENSE SHOWnoentit,entities,businessWhen Do I Need to Register My Company in Another State?http://www.blogtalkradio.com/bottledbusinesssenseshow/2015/07/07/do-you-know-how-to-distinguish-between-a-partnership-and-a-joint-ventureBoth a joint venture (JV) and a partnership consist of co-owners of a business enterprise sharing the profits and losses. However, typically a joint venture is set up for one transaction or a series of transactions. Therefore, joint ventures are generally distinguished from partnerships by being more limited in both scope and duration. Do you know what business entities can form a JV, and how its done?  Join Bill and Rick to learn when and why a JV might be right for your business. ]]>Both a joint venture (JV) and a partnership consist of co-owners of a business enterprise sharing the profits and losses. However, typically a joint venture is set up for one transaction or a series of transactions. Therefore, joint ventures are generally distinguished from partnerships by being more limited in both scope and duration. Do you know what business entities can form a JV, and how its done?  Join Bill and Rick to learn when and why a JV might be right for your business. ]]>Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/07/07/do-you-know-how-to-distinguish-between-a-partnership-and-a-joint-venture/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/07/07/do-you-know-how-to-distinguish-between-a-partnership-and-a-joint-ventureTue, 07 Jul 2015 17:00:00 GMTDo You Know How to Distinguish Between a Partnership and a Joint Venture?Both a joint venture (JV) and a partnership consist of co-owners of a business enterprise sharing the profits and losses. However, typically a joint venture is set up for one transaction or a series of transactions. Therefore, joint ventures are generally distinguished from partnerships by being more limited in both scope and duration. Do you know what business entities can form a JV, and how its done?  Join Bill and Rick to learn when and why a JV might be right for your business. ]]><strong>Both a joint venture (JV) and a partnership consist of co-owners of a business enterprise sharing the profits and losses. However, typically a joint venture is set up for one transaction or a series of transactions. Therefore, joint ventures are generally distinguished from partnerships by being more limited in both scope and duration. Do you know what business entities can form a JV, and how its done?  Join Bill and Rick to learn when and why a JV might be right for your business.</strong> 00:36:00BOTTLED BUSINESS SENSE SHOWnojoint venture,partnerships,small business,entitiesLearn the distinctions between a Partnership and a Joint Venture.http://www.blogtalkradio.com/bottledbusinesssenseshow/2015/06/30/does-your-trustee-know-how-to-transfer-your-assets-at-time-of-deathLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/06/30/does-your-trustee-know-how-to-transfer-your-assets-at-time-of-death/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/06/30/does-your-trustee-know-how-to-transfer-your-assets-at-time-of-deathTue, 30 Jun 2015 17:00:00 GMTDoes Your Trustee Know How to Transfer Your Assets at Time of Death?Do you know when and how a Successor Trustee is supposed to distribute your estate once your gone--know exactly what his or her duties are?  Remember, if you have business assets, they should also be in your trust along with your personal assets, and should be properly evaluated and distributed according to the trust's intent. Join Bill and Rick for this revealing show on a Successor Trustee's duties and have a pen and piece of paper handy to take some notes. See more episodes @ http://bottledbusinesssenseshow.com Want to be a guest?  Contact us @ botledbusinesssenseshow@gmail.com 00:34:00BOTTLED BUSINESS SENSE SHOWnotrustee,time of death,trustsDo you know when and how a Successor Trustee is supposed to distribute your estate once your gone--know exactly what his or her duties are?  Remember, if you hahttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/04/28/do-you-know-how-to-fund-your-living-trustLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/04/28/do-you-know-how-to-fund-your-living-trust/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/04/28/do-you-know-how-to-fund-your-living-trustTue, 28 Apr 2015 17:00:00 GMTDo You Know How to Fund Your Living Trust?Whether property is funded into a trust is primarily a matter of intent. With every comprehensive estate plan you should include not only an “Assignment of Personal Property,” which explicitly states that all personal property is intended to be funded into the trust, but also instructions as to how all other types of estate assets should be transferred into your trust.   In this show, Bill and Rick discuss how each asset "type" is funded and what you should have prepared to ensure that end. 00:34:00BOTTLED BUSINESS SENSE SHOWnoliving trust,trust,legal,funding a living trustWhether property is funded into a trust is primarily a matter of intent. With every comprehensive estate plan you should include not only an “Assignment of Pershttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/04/21/can-you-place-an-employee-on-unpaid-suspensionLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/04/21/can-you-place-an-employee-on-unpaid-suspension/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/04/21/can-you-place-an-employee-on-unpaid-suspensionTue, 21 Apr 2015 17:00:00 GMTCan You Place an Employee on Unpaid SuspensionSome employers discipline their employees by docking their pay or putting them on unpaid suspension for violating workplace rules. However, such a policy can create big problems if the employee whose pay is reduced is exempt from such suspensions because he or she is paid on a salary basis and generally exercises a certain degree of responsibility and discretion in doing the job. In this show, Bill and Rick discuss when salary deductions are applicable and how unpaid suspension exceptions apply. 00:32:00BOTTLED BUSINESS SENSE SHOWnoemployment law,unpaid leave,unpaid suspensionSome employers discipline their employees by docking their pay or putting them on unpaid suspension for violating workplace rules. However, such a policy can crhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/03/31/advanced-healthcare-directives-generallyAn Advance Healthcare Directive enables California residents to authorize someone to make healthcare decisions on their behalf in the event they become disabled or incompetent. Join Bill and Rick to discuss why this estate planning document can benefit you, and how it enables both you and your family to move forward should the need arise. ]]>An Advance Healthcare Directive enables California residents to authorize someone to make healthcare decisions on their behalf in the event they become disabled or incompetent. Join Bill and Rick to discuss why this estate planning document can benefit you, and how it enables both you and your family to move forward should the need arise. ]]>Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/03/31/advanced-healthcare-directives-generally/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/03/31/advanced-healthcare-directives-generallyTue, 31 Mar 2015 17:00:00 GMTAdvance Healthcare Directives GenerallyAn Advance Healthcare Directive enables California residents to authorize someone to make healthcare decisions on their behalf in the event they become disabled or incompetent. Join Bill and Rick to discuss why this estate planning document can benefit you, and how it enables both you and your family to move forward should the need arise. ]]><strong>An Advance Healthcare Directive enables California residents to authorize someone to make healthcare decisions on their behalf in the event they become disabled or incompetent. Join Bill and Rick to discuss why this estate planning document can benefit you, and how it enables both you and your family to move forward should the need arise. </strong> 00:26:00BOTTLED BUSINESS SENSE SHOWnoHealthcare,health care,trust<strong>An Advance Healthcare Directive enables California residents to authorize someone to make healthcare decisions on their behalf in the event they becomehttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/03/17/your-rights-as-a-beneficiary-in-estate-planningLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/03/17/your-rights-as-a-beneficiary-in-estate-planning/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/03/17/your-rights-as-a-beneficiary-in-estate-planningTue, 17 Mar 2015 17:00:00 GMTYour Rights as a Beneficiary in Estate PlanningThe answer to whether or not the beneficiary of an estate has any say in the management of that estate depends on the document under which the beneficiary is to acquire rights in the decedent's property (i.e. Living Trust versus a Will). Likewise, the say of a beneficiary in the management of Trust property will be different before and after the death of the Settlor of a Trust. In this show, Bill and Rick explore some of these distinctions and alert eligible beneficiaries about exactly what their expectations should be. 00:45:00BOTTLED BUSINESS SENSE SHOWnobeneficiary,estate planningThe answer to whether or not the beneficiary of an estate has any say in the management of that estate depends on the document under which the beneficiary is tohttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/01/20/liability-insurance-and-entity-liability-protection-is-there-a-differenceLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/01/20/liability-insurance-and-entity-liability-protection-is-there-a-difference/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/01/20/liability-insurance-and-entity-liability-protection-is-there-a-differenceTue, 20 Jan 2015 18:00:00 GMTLiability Insurance and Entity Liability Protection. Is There a Difference?Business owners don’t often realize that liability insurance and entity liability protection serve two different purposes.   However, both liability insurance and entity liability protection help to minimize the risk of financial losses as a result of a lawsuit. In this show Bill and Rick distinguish the two protections available to business owners and point out the conditions during which each come into play. 00:34:00BOTTLED BUSINESS SENSE SHOWnoLibility insurance,entity protection,asset protectionBusiness owners don’t often realize that liability insurance and entity liability protection serve two different purposes.   However, both liability insurance ahttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/01/13/addressing-discrimination-and-retaliation-claimsboth employees and employers to understand how to avoid, handle, and even to pursue or defend claims of discrimination and/or retaliation in the workplace. In this show, Bill and Rick explore the relationship between employer and employee and how specifically claims are to be addressed under both State and Federal law if they do arise, and what can and should be done prior to the onset of litigation. ]]>both employees and employers to understand how to avoid, handle, and even to pursue or defend claims of discrimination and/or retaliation in the workplace. In this show, Bill and Rick explore the relationship between employer and employee and how specifically claims are to be addressed under both State and Federal law if they do arise, and what can and should be done prior to the onset of litigation. ]]>Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/01/13/addressing-discrimination-and-retaliation-claims/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2015/01/13/addressing-discrimination-and-retaliation-claimsTue, 13 Jan 2015 18:00:00 GMTAddressing Discrimination and Retaliation Claimsboth employees and employers to understand how to avoid, handle, and even to pursue or defend claims of discrimination and/or retaliation in the workplace. In this show, Bill and Rick explore the relationship between employer and employee and how specifically claims are to be addressed under both State and Federal law if they do arise, and what can and should be done prior to the onset of litigation. ]]>As your business grows and you decide to accept new employees, it becomes ever so crucial for <em>both</em> employees <em>and</em> employers to understand how to avoid, handle, and even to pursue or defend claims of discrimination and/or retaliation in the workplace. In this show, Bill and Rick explore the relationship between employer and employee and how specifically claims are to be addressed under both State and Federal law if they do arise, and what can and should be done prior to the onset of litigation. 00:43:00BOTTLED BUSINESS SENSE SHOWnoEmployment Law,LegalAs your business grows and you decide to accept new employees, it becomes ever so crucial for <em>both</em> employees <em>and</em> employers to understand how thttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/11/18/physical-exams-and-drug-testing-in-the-workplaceWorkhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/11/18/physical-exams-and-drug-testing-in-the-workplace/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/11/18/physical-exams-and-drug-testing-in-the-workplaceTue, 18 Nov 2014 18:00:00 GMTPhysical Exams and Drug Testing in the WorkplaceBill and Rick explore employer-employee concerns over the implementation of drug testing and when physical exams are required in the workplace. Learn when and how they are proper in terms of being both statutorily compliant and constitutionally allowed. The interaction between the imposition of exams and testing with the Americans with Disabilities Act (ADA) and California privacy rights is explored in conjunction with the proper procedures required to allow testing and exams to take place. 00:37:00BOTTLED BUSINESS SENSE SHOWnoPhysical exams,drug testing,employment,employment law,employee rightsBill and Rick explore employer-employee concerns over the implementation of drug testing and when physical exams are required in the workplace. Learn when and hhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/10/28/non-compete-agreementsLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/10/28/non-compete-agreements/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/10/28/non-compete-agreementsTue, 28 Oct 2014 17:00:00 GMTNon Compete AgreementsIn order to uphold a covenant not to compete, a contract for sale of a business may not circumvent California’s deeply rooted public policy favoring open competition.  Otherwise, the non-compete agreement is void.  In this show, Bill and Rick discuss the requirement that there be a clear indication that in the sales transaction the parties value or consider goodwill as a component of the sales price, as well as the fact that a covenant not to compete be reasonable in terms of time, activity and territory covered. Likewise, the discussion will distinguish the viability of agreements involving the taking of proprietary material, or "trade secrets," versus a non-compete agreement. 00:41:00BOTTLED BUSINESS SENSE SHOWnonon compete,non compete agreement,legal,contractsIn order to uphold a covenant not to compete, a contract for sale of a business may not circumvent California’s deeply rooted public policy favoring open compethttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/10/14/why-and-when-a-dbaLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/10/14/why-and-when-a-dba/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/10/14/why-and-when-a-dbaTue, 14 Oct 2014 17:00:00 GMTWhy and When a DBAThere’s often some confusion about when a business or individual should file a fictitious business name. Doing Business As, better known as DBA, can be helpful if utilized under the proper circumstances. In this show, Bill and Rick explore the potential benefits of a DBA, who should file one, and how one is usually filed in order to comply with your local government’s procedures. We even explore how a DBA can be combined with an already established business entity, such as an LLC and S-Corporation. 00:36:00BOTTLED BUSINESS SENSE SHOWnolegal issues,dba,ficticious business nameThere’s often some confusion about when a business or individual should file a fictitious business name. Doing Business As, better known as DBA, can be helpfulhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/30/the-scoop-and-scope-of-powers-of-attorneyLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/30/the-scoop-and-scope-of-powers-of-attorney/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/30/the-scoop-and-scope-of-powers-of-attorneyTue, 30 Sep 2014 17:00:00 GMTThe Scoop and Scope of Powers of AttorneyThese wonderfully unique documents, called "Powers of Attorney," are incredibly versatile, and yet are sometimes misunderstood as a viable substitute for a living trust. In this show, Bill and Rick explore the types of Powers of Attorney, their specific usage, how you go about securing this power, and what you should be cautious of when obtaining a Power of Attorney. A Power of Attorney can be utilized in many pure business, estate and asset protection case scenarios alike.  00:42:00BOTTLED BUSINESS SENSE SHOWnoPowers of attorney,attorneyThese wonderfully unique documents, called "Powers of Attorney," are incredibly versatile, and yet are sometimes misunderstood as a viable substitute for a livihttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/09/tax-accounting-strategies-for-your-business-1Businesshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/09/tax-accounting-strategies-for-your-business-1/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/09/tax-accounting-strategies-for-your-business-1Tue, 09 Sep 2014 17:00:00 GMTTax Accounting Strategies For Your BusinessBill and Rick discuss the importance of accounting principles with guest Sharon Masler of the accounting firm of Masler & Associates, and why having an accountant on your small business team is so critically important. Ms. Masler will speak to issues that run the gamut from basic tax advantage awareness, which small and large business owners need to be aware of, to her firm's ability to represent business owners in an IRS tax audit and what should and should not be done if you receive notice of an audit. This is a unique opportunity for business owners and entrepreneurs to access tax strategies that command their full attention in an effort to take advantage of legitimate tax deductions and future tax planning for their businesses. 00:37:00BOTTLED BUSINESS SENSE SHOWnoTaxes,Tax strategiesBill and Rick discuss the importance of accounting principles with guest Sharon Masler of the accounting firm of Masler & Associates, and why having an accountahttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/02/distinction-between-an-independent-contractor-vs-an-employeeBusinesshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/02/distinction-between-an-independent-contractor-vs-an-employee/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/09/02/distinction-between-an-independent-contractor-vs-an-employeeTue, 02 Sep 2014 17:00:00 GMTDistinction Between an Independent Contractor vs an EmployeeAppearances are not always what they seem. In this show, Bill and Rick discuss the various factors that go into the mix when ascertaining the true classification of an individual as an employee vs. an independent contractor. While we might normally think its either a verbal or contractual agreement that determines status, when challenged by one of the party’s, there are several measuring sticks courts will look at in order to determine the true intent of the parties. Its not as simple as merely issuing a 1099 or W-2. If you are in need of help in your business, and you are thinking about engaging someone’s assistance, this show will explore the information you’ll need to determine the direction and understanding required to ensure both the status of that individual as well as your obligations to him/her, as either an employee or independent contractor. 00:39:00BOTTLED BUSINESS SENSE SHOWnoIndependent contractor,employee,business,legalAppearances are not always what they seem. In this show, Bill and Rick discuss the various factors that go into the mix when ascertaining the true classificatiohttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/08/05/estate-asset-protection-planning-comboEducationhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/08/05/estate-asset-protection-planning-combo/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/08/05/estate-asset-protection-planning-comboTue, 05 Aug 2014 17:00:00 GMTEstate Asset Protection Planning ComboBill and Rick entertain a unique discussion on the integration of Estate and Asset Protection principles that explore the potential to attain more complete business and personal asset protection, while also retaining the power to control assets that might otherwise be prohibited. 00:33:00BOTTLED BUSINESS SENSE SHOWnoAsset Protection,legal entity,legal,Entity,entity protectionBill and Rick entertain a unique discussion on the integration of Estate and Asset Protection principles that explore the potential to attain more complete busihttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/07/08/piercing-the-corporate-veilLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/07/08/piercing-the-corporate-veil/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/07/08/piercing-the-corporate-veilTue, 08 Jul 2014 17:00:00 GMTPiercing the Corporate VeilIn this episode, Bill Bernard will discuss important information that will address your ability to keep your business entity "up and running" smoothly.  It will essentially cover the "red flags" that you need to be aware of in terms of what you must do and not do, in order to avoid having your entity labeled as a mere "shell", thus allowing creditors and potential litigants to reach your personal assets in spite of your entity's existence.   00:31:00BOTTLED BUSINESS SENSE SHOWnoLegal,Entity,Entity protection,Business entityIn this episode, Bill Bernard will discuss important information that will address your ability to keep your business entity "up and running" smoothly.  It willhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/24/the-key-distinctions-between-entitiesLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/24/the-key-distinctions-between-entities/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/24/the-key-distinctions-between-entitiesTue, 24 Jun 2014 17:00:00 GMTThe Key Distinctions Between EntitiesLearn about the key distinctions between entities. 00:30:00BOTTLED BUSINESS SENSE SHOWnoBusiness,Legal,Entities,Entity ProtectionLearn about the key distinctions between entities.http://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/10/entisize-your-businessLegalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/10/entisize-your-business/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/10/entisize-your-businessTue, 10 Jun 2014 17:00:00 GMT"Entisize" Your BusinessLearn why you should choose a business entity. 00:32:00BOTTLED BUSINESS SENSE SHOWnoLegal,entity,businessLearn why you should choose a business entity.http://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/03/kickoff-episode-2Legalhttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/03/kickoff-episode-2/#commentshttp://www.blogtalkradio.com/bottledbusinesssenseshow/2014/06/03/kickoff-episode-2Tue, 03 Jun 2014 17:00:00 GMTKickoff EpisodeKICKOFF EPISODE BEGINS TODAY @ 10am PT The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media marketing strategies that protect and insure the longevity of your business.  Whether you’re trying to provide a startup business with some level of stability, or an established business with fool-proof asset and estate protection, or simply attempting to get a better return for your marketing dollars, Bill Bernard and Rick Moscoso will expose the potential pitfalls to insure the growth and development of your business, free from unwanted expense and the threat of litigation. You’ll learn how to implement marketing and protection tools equal to those used by today’s most successful corporations. Join us every Tues. at 10am PT as we discuss business strategies that protect and promote the growth of your business. 00:31:00BOTTLED BUSINESS SENSE SHOWnoLegal,Asset Protection,Entities,Marketing,Media MarketingKICKOFF EPISODE BEGINS TODAY @ 10am PT The Bottled Business Sense Show provides practical business perspectives that uniquely emphasize both legal and media ma