http://www.blogtalkradio.com/ainfeLearn about Annuities. Everything you need to know about annuities. What is an Annuity, why should you buy an annuity, types of growth, legal implications and taxable implications of annuities, and more important than all, how can you incorporate annuities in your financial strategy.enCopyright Al Castellanos (C/O Blogtalkradio)Fri, 14 Jun 2019 20:00:00 GMTWed, 21 Sep 2011 16:00:00 GMTFinanceBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/a1d450ee-bfff-4036-bc86-fa9fe2844752_al_castellanos.jpghttp://www.blogtalkradio.com/ainfeLearn about Annuities. Everything you need to know about annuities. What is an Annuity, why should you buy an annuity, types of growth, legal implications and taxable implications of annuities, and more important than all, how can you incorporate annuities in your financial strategy.feeds@blogtalkradio.comBlogTalkRadio.comfinance,cash managememt,investment management,retirement management,risk management,tax management,asdfasdf,good commisions,healthspring,sadfasdfAl CastellanosnoLearn about Annuities. Everything you need to know about annuities. What is an Annuity, why should you buy an annuity, types of growth, legal implications and tepisodichttp://www.blogtalkradio.com/ainfe/2011/09/21/healthspring-2012-contractingFinancehttp://www.blogtalkradio.com/ainfe/2011/09/21/healthspring-2012-contracting/#commentshttp://www.blogtalkradio.com/ainfe/2011/09/21/healthspring-2012-contractingWed, 21 Sep 2011 16:00:00 GMTHealthSpring 2012 ContractingIn this program we will be covering all aspects related to the contracting process with HealthSpring for the 2012 Medicare Advantage Selling season.  Aep starts on October the 15, and you need to make sure you are ready by then to take full advantage of this years opportunity to make some money and start a new set of client relationships. 00:10:00Al CastellanosnoHealthSpring,AEP,Contracting,Good Commisions,Selling Medicare AdvantageIn this program we will be covering all aspects related to the contracting process with HealthSpring for the 2012 Medicare Advantage Selling season.  Aep startshttp://www.blogtalkradio.com/ainfe/2011/09/21/testFinancehttp://www.blogtalkradio.com/ainfe/2011/09/21/test/#commentshttp://www.blogtalkradio.com/ainfe/2011/09/21/testWed, 21 Sep 2011 00:00:00 GMTtest aswdfasdfasdfasdf 00:23:00Al Castellanosnoasdfasdf,asdfasdf,sadfas,sadfasdf,sadfasdfaswdfasdfasdfasdfhttp://www.blogtalkradio.com/ainfe/2011/09/20/how-to-contract-with-healthspring-for-2012Financehttp://www.blogtalkradio.com/ainfe/2011/09/20/how-to-contract-with-healthspring-for-2012/#commentshttp://www.blogtalkradio.com/ainfe/2011/09/20/how-to-contract-with-healthspring-for-2012Tue, 20 Sep 2011 00:30:00 GMTHow to Contract with HealthSpring for 2012 In this show we will be providing you with detailed instructions on how to contract with Healthspring for the 2012 selling season 00:22:00Al CastellanosnoHealthSpring,Contracting to sell Medicare,Appointments,Leads,Good CommisionsIn this show we will be providing you with detailed instructions on how to contract with Healthspring for the 2012 selling seasonhttp://www.blogtalkradio.com/ainfe/2011/06/29/medicare-is-yoursFinancehttp://www.blogtalkradio.com/ainfe/2011/06/29/medicare-is-yours/#commentshttp://www.blogtalkradio.com/ainfe/2011/06/29/medicare-is-yoursWed, 29 Jun 2011 00:00:00 GMTMedicare is Yours Now whenever you're enrolling to a Medicare plan, you need to consider the hospital, because eventually you're going to be going to a specifically designated hospital to get surgery or treatment, and you need to make sure you are able to properly select the type of hospital or the type of facility that you want.    So one of the elements that you need to take into consideration when you enroll into any type of Medicare program, is you have to have some type of analysis of eventually where would you be going to the hospital.   Remember this exercise about looking into the future, well you need to look into the future, and foresee the situation where you would be going into the hospital, and this exercise is going to help you visualize the type of service that you're going to be getting.   One way to visualize the future is to do an exercise and look into the past and look at the different hospitals that you have been in your life, either because you were hospitalized or you visited or attended a relative, or people that you knew in a specific hospital and think that if you would like to have that type of treatment, would you got to that hospital?  So with this looking backwards/looking forward exercise, you're going to be very rapidly be able to make an assessment about what type of hospital you want to make sure is participating with your plan .   00:36:00Al CastellanosnoMedicare is Yours,Medicare Advantage,Medicare Part A,Part D,LISNow whenever you're enrolling to a Medicare plan, you need to consider the hospital, because eventually you're going to be going to a specifically designated hhttp://www.blogtalkradio.com/ainfe/2011/05/27/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/27/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/27/master-financial-planningFri, 27 May 2011 20:00:00 GMTThe Master Financial Planning Show In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:30:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/25/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/25/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/25/master-financial-planningWed, 25 May 2011 20:00:00 GMTThe Master Financial Planning Show In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:02:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/24/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/24/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/24/master-financial-planningTue, 24 May 2011 20:00:00 GMTThe Master Financial Planning Show In this program, we’ll take a look at some general retirement income planning concerns, considerations, and strategies. For most of us, retirement planning has generally focused on accumulating savings. In fact, if any of you have attended a retirement planning presentation in the past, it’s likely that the presentation centered on just that--building up retirement assets. This discussion picks up where accumulation planning leaves off. As you get closer to retirement, it’s time to turn your attention from accumulation to distribution. That’s what retirement income planning is all about—understanding how much income you’ll need during your retirement years to support the retirement lifestyle that you want, and positioning your assets to provide that income. Retirement income planning is important because the consequences of a bad decision can be severe. For example, improper planning could mean that you outlive your retirement income—not something to look forward to in your later retirement years.  While there’s no such thing as a “one size fits all” plan, there are steps you should take to maximize the possibility of a financially secure retirement. Planning for retirement income starts with three basic questions: What does retirement mean to you? That is, what is it that you want and expect in retirement? Do you plan to travel? Pursue a hobby? Volunteer your time, or start a new career or business? It’s important to consider your expectations carefully, because your retirement income plan will be designed to support the retirement lifestyle that you envision. 00:29:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn this program, we’ll take a look at some general retirement income planning concerns, considerations, and strategies. For most of us, retirement planning hashttp://www.blogtalkradio.com/ainfe/2011/05/23/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/23/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/23/master-financial-planningMon, 23 May 2011 20:00:00 GMTMaster Financial Planning In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:30:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/19/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/19/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/19/master-financial-planningThu, 19 May 2011 20:00:00 GMTMaster Financial Planning In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:22:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/18/the-master-financial-planning-showFinancehttp://www.blogtalkradio.com/ainfe/2011/05/18/the-master-financial-planning-show/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/18/the-master-financial-planning-showWed, 18 May 2011 21:00:00 GMTThe Master Financial Planning Show A key component of personal finance is financial planning, a dynamic process that requires regular monitoring and reevaluation. In general, it has five steps: Assessment: One's personal financial situation can be assessed by compiling simplified versions of financial balance sheets and income statements. A personal balance sheet lists the values of personal assets (e.g., car, house, clothes, stocks, bank account), along with personal liabilities (e.g., credit card debt, bank loan, mortgage). A personal income statement lists personal income and expenses.Setting goals: Two examples are "retire at age 65 with a personal net worth of $1,000,000" and "buy a house in 3 years paying a monthly mortgage servicing cost that is no more than 25% of my gross income".  Setting financial goals helps direct financial planning.Creating a plan: The financial plan details how to accomplish your goals.Execution: Execution of one's personal financial plan often requires discipline and perseverance.Monitoring and reassessment: As time passes, one's personal financial plan must be monitored for possible adjustments or reassessments.00:30:00Al CastellanosnoFinancial Planning,Deferred Growth,Tax Planning,Estate Planning,AnnuitiesA key component of personal finance is financial planning, a dynamic process that requires regular monitoring and reevaluation. In general, it has five steps:http://www.blogtalkradio.com/ainfe/2011/05/17/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/17/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/17/master-financial-planningTue, 17 May 2011 20:00:00 GMTThe Master Financial Planning Show In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:25:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/16/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/16/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/16/master-financial-planningMon, 16 May 2011 20:00:00 GMTThe Master Financial Planning Show In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:27:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/13/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/13/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/13/master-financial-planningFri, 13 May 2011 20:00:00 GMTThe Master Financial Planning Show In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:31:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expensehttp://www.blogtalkradio.com/ainfe/2011/05/12/master-financial-planningFinancehttp://www.blogtalkradio.com/ainfe/2011/05/12/master-financial-planning/#commentshttp://www.blogtalkradio.com/ainfe/2011/05/12/master-financial-planningThu, 12 May 2011 20:00:00 GMTMaster Financial Planning In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate. While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash. 00:30:00Al CastellanosnoRisk Management,Cash Managememt,Investment Management,Tax Management,Retirement ManagementIn general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expense