Parent Advocate Martin Charney Shares Home 2 Own H2O Program

Armed with a Bachelor of Commerce, Martin found his first niche and passion selling real estate in South Africa. He became one of Johannesburg’s top 5 real estate brokers employing 40 real estate agents for over a quarter of a century.

Then in 1999, not knowing a single person, Martin immigrated to Toronto with his family. He was the first licensee to sign up with the factor known as Liquid Capital and sold his very successful business to his licensors in 2005.

From there, Martin built Money on Tap Inc, acting as a professional Finance Resource Consultant.  He represents 10 different forms of business and personal finance such as Factoring of Accounts Receivable, Purchase Order Funding, Merchant Cash Advances, Small Business Loans, and personal secured and unsecured loans.

Since January 2014 Martin has been back in his favourite activity – using a team of professionals to enable Low Down Payment and bruised credit prospects to buy Houses, Town Houses and Condos through his newest business - Home to Own or (H2O) for short.

Martin is a family man with 5 children and many grandchildren.  He is an avid golfer, reads, fishes, flies kites, travels extensively, swims every week and is deeply religious.

His youngest, Miri, although healthy, has Downs Syndrome.  She is quite bright and Martin admits that he seldom beats her at games.

Being the exceptional parent advocate that he is, Martin got Miri a job at the Kosher Sobeys in Thornhill so she can walk to work from her mother’s home, 2 blocks away.  She occasionally calls Martin for a lift to work when needed, very apologetically. 

Miri also attends DANI (Developing And Nurturing Independence) a program for adults with developmental disabilities.