http://www.blogtalkradio.com/a-americanlegacyCreating a financial movement in the African American community, Ernest Xavier Smith and Renate Brevard discuss issues and solutions with various topics and guests.enCopyright Ernest Smith (C/O Blogtalkradio)Sat, 15 Jun 2019 13:30:00 GMTWed, 17 Sep 2014 19:00:00 GMTFinanceBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/7717df2b-76a6-4254-ab82-9e5b589fb5d4_radioposter.jpghttp://www.blogtalkradio.com/a-americanlegacyCreating a financial movement in the African American community, Ernest Xavier Smith and Renate Brevard discuss issues and solutions with various topics and guests.feeds@blogtalkradio.comBlogTalkRadio.comfinance,ernest smith,renate brevard,retirement,finances,insurance,money,savings,a-american legacy,businessAXAmerican LegacynoCreating a financial movement in the African American community, Ernest Xavier Smith and Renate Brevard discuss issues and solutions with various topics and gueepisodichttp://www.blogtalkradio.com/a-americanlegacy/2014/09/17/how-well-do-you-know-your-annuityFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/09/17/how-well-do-you-know-your-annuity/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/09/17/how-well-do-you-know-your-annuityWed, 17 Sep 2014 19:00:00 GMTHow Well Do You Know Your Annuity?There are many vehicles that you can invest in and the annuity is one of them. There are many types of anuities as well. Today we will discuss the different types of annuities and how they work.They come in various shapes and sizes as well as names. Is an annuitty the best thing for you? Tune in today at 3:00pm and see. Logon to http://www.blogtalkrado.com/a-americanlegacy This program is prerecorded  4/15/2014     00:31:00AXAmerican LegacynoErnest Smit,Renate Brevard,annuities,finances,retirementThere are many vehicles that you can invest in and the annuity is one of them. There are many types of anuities as well. Today we will discuss the different typhttp://www.blogtalkradio.com/a-americanlegacy/2014/09/10/the-dish-on-disability-insurance-the-reasons-we-need-itFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/09/10/the-dish-on-disability-insurance-the-reasons-we-need-it/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/09/10/the-dish-on-disability-insurance-the-reasons-we-need-itWed, 10 Sep 2014 19:00:00 GMTThe Dish on Disability Insurance; the reasons we need it!Ernest and Renate will discuss what disability insurance is and why we need it. Sometimes the unexpected happens and we are put in a position where we are unable to work. What will you do? How will you continue to pay your bills and maintain your quality of life? There are various programs that are designed to fill in the gap but you would be surprised how many people are not protected. Are you one of them? Get the facts today. Log onto http://www.blogtalkradio.com/a-americanlegacy.com at 3:00pm today! You can even call in and listen at 6465953900 Don't forget to like us! 00:30:00AXAmerican LegacynoErnest Smith,Renate Brevard,Disability Insurance,bills,paycheckErnest and Renate will discuss what disability insurance is and why we need it. Sometimes the unexpected happens and we are put in a position where we are unablhttp://www.blogtalkradio.com/a-americanlegacy/2014/09/03/10-things-you-need-to-know-before-buying-life-insuranceFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/09/03/10-things-you-need-to-know-before-buying-life-insurance/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/09/03/10-things-you-need-to-know-before-buying-life-insuranceWed, 03 Sep 2014 19:00:00 GMT10 Things You Need To Know Before Buying Life InsuranceErnest and Renate will discuss the 10 things you need to know before buying life insurance. There are many pitfalls that you can experience when you don't know what type of life insurance you really need. There are my types out there and you need one that is tailored to your situation. Many times when you sit down with an insurance agent the main thing on their mind is commission. If you are not doing a needs analysis first, you may not get what you really need. Don't take that chance. Lisen in today at 3:00 pm and hear the 10 things that you need to know before it's too late. Log on to http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900 00:31:00AXAmerican LegacynoErnest Smith,Renate brevared,LIfe insurance,insurance,blogtalkradioErnest and Renate will discuss the 10 things you need to know before buying life insurance. There are many pitfalls that you can experience when you don't knowhttp://www.blogtalkradio.com/a-americanlegacy/2014/08/27/10-things-you-need-to-know-before-buying-life-insuranceFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/08/27/10-things-you-need-to-know-before-buying-life-insurance/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/08/27/10-things-you-need-to-know-before-buying-life-insuranceWed, 27 Aug 2014 19:00:00 GMT10 Things You Need To Know Before Buying Life InsuranceErnest and Renate will discuss the 10 things you need to know before buying life insurance. There are many pitfalls that you can experience when you don't know what type of life insurance you really need. There are my types out there and you need one that is tailored to your situation. Many times when you sit down with an insurance agent the main thing on their mind is commission. If you are not doing a needs analysis first, you may not get what you really need. Don't take that chance. Lisen in today at 3:00 pm and hear the 10 things that you need to know before it's too late. Log on to http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,life insurance,blogtalkradioErnest and Renate will discuss the 10 things you need to know before buying life insurance. There are many pitfalls that you can experience when you don't knowhttp://www.blogtalkradio.com/a-americanlegacy/2014/08/20/are-you-dying-to-use-your-life-insurance-you-dont-have-tooFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/08/20/are-you-dying-to-use-your-life-insurance-you-dont-have-too/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/08/20/are-you-dying-to-use-your-life-insurance-you-dont-have-tooWed, 20 Aug 2014 19:00:00 GMTAre you dying to use your life insurance? You don't have too!!!Today people are living longer and their retirement is depleted and leaves many without the means to sustain their life style. Most will have to return to work just to survive. Well, there is a way that you can receive tax free retirement that will last just as long as you need it. Along with the fact that folks are living longer these days there is an increasing need for long term care. Traditionally, folks had to purchase an expensive LTC policy in order to fulfill these needs but no more. There is a added benefit to newer life policies that covers that as an endorsement with their policy. 70% of all people between the ages of 65 and 74 will end up in some kind of nursing facility or care, and 85% of seniors end up filing bankruptcy because of high cost of nursing homes and medical bills, and we have the solution. Join Ernest Smith and Renate Brevard as they reveal the solution today on A-American Legacy. Tune in at 3:00pm at http://ow.ly/AxvDs Call in and listen at 646-595-3900 Don't forget to like us!!! 00:39:00AXAmerican LegacynoErnest Smith,Renate Brevard,finances,retirement,seniorsToday people are living longer and their retirement is depleted and leaves many without the means to sustain their life style. Most will have to return to workhttp://www.blogtalkradio.com/a-americanlegacy/2014/08/13/what-money-personality-type-are-you-find-out-today-at-300-pmFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/08/13/what-money-personality-type-are-you-find-out-today-at-300-pm/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/08/13/what-money-personality-type-are-you-find-out-today-at-300-pmWed, 13 Aug 2014 19:00:00 GMT"What money personality type are you?" Find out today at 3:00 pmErnest and Renate explore different facets of finances, everything from insurance to retirement, to estate planning. Today the dynamic duo will delve into the subject of money. Everything has a label or type. Would you believe that there are actually money types? Each person has a money personality or money type., Tune in today at 3:00 pm to http://www.blogtalkradio.com/a-americanlegacy and find out what yours may be. Also feel free to call in and listen at 646-595-3900. Don't forget to like us at http://www.aamericanlegacy.com We also offer a wealth or resources in our archived shows. Check them out! 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,Finance,insurance,retiremmentErnest and Renate explore different facets of finances, everything from insurance to retirement, to estate planning. Today the dynamic duo will delve into the shttp://www.blogtalkradio.com/a-americanlegacy/2014/08/06/how-to-start-a-business-from-the-rooter-to-the-tooter-part4Financehttp://www.blogtalkradio.com/a-americanlegacy/2014/08/06/how-to-start-a-business-from-the-rooter-to-the-tooter-part4/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/08/06/how-to-start-a-business-from-the-rooter-to-the-tooter-part4Wed, 06 Aug 2014 19:00:00 GMT"How to Start a Business From the Rooter to the Tooter" Part4Entrepreneurship is a word that is used loosely these days but do you know what it really takes to start a real business? Well if you don't, today is your lucky day. Ernest and Renate will discuss "How to Start a Business From the Rooter to the Tooter". The information and resources that they share will prepare you to go out and be the captain of your own ship. They will discuss how your passion can become your livelihood and your dreams... your reality. Tune in today at 3pm at http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900 and get an ear full of wisdom. Don't forget to like us at: http://www.aamericanlegacy.com 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,business,passion,entrepreneurEntrepreneurship is a word that is used loosely these days but do you know what it really takes to start a real business? Well if you don't, today is your luckyhttp://www.blogtalkradio.com/a-americanlegacy/2014/07/30/how-to-start-a-business-from-the-rooter-to-the-tooter-part-3Financehttp://www.blogtalkradio.com/a-americanlegacy/2014/07/30/how-to-start-a-business-from-the-rooter-to-the-tooter-part-3/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/07/30/how-to-start-a-business-from-the-rooter-to-the-tooter-part-3Wed, 30 Jul 2014 19:00:00 GMT"How to Start a Business from the Rooter to the Tooter" Part-3Entrepreneurship is a word that is used loosely these days but do you know what it really takes to start a real business? Well if you don't, today is your lucky day. Ernest and Renate will discuss "How to Start a Business From the Rooter to the Tooter". The information and resources that they share will prepare you to go out and be the captain of your own ship. They will discuss how your passion can become your livelihood and your dreams... your reality. Tune in today at 3pm at http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900 and get an ear full of wisdom. Don't forget to like us at: http://www.aamericanlegacy.com 00:30:00AXAmerican LegacynoErnest Smith,Renate Brevard,business,blogtalkradiocomEntrepreneurship is a word that is used loosely these days but do you know what it really takes to start a real business? Well if you don't, today is your luckyhttp://www.blogtalkradio.com/a-americanlegacy/2014/07/23/how-to-start-a-business-from-the-rooter-to-the-tooterFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/07/23/how-to-start-a-business-from-the-rooter-to-the-tooter/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/07/23/how-to-start-a-business-from-the-rooter-to-the-tooterWed, 23 Jul 2014 19:00:00 GMT"How to Start a Business from the Rooter to the Tooter"Entrepreneurship is a word that is used loosely these days but do you know what it really takes to start a bonafide business? Well if you don't, today is your lucky day. Ernest and Renate will discuss "How to Sart a Business From the Rooter to the Tooter". The information and resources that they share will prepare you to go out and be the captain of your own ship. They will discuss how your passion can become your livelihood and your dreams... your reality. Tune in today at 3pm at http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900 and get an ear full of wisdom. 00:32:00AXAmerican LegacynoBusiness,How to,resources,information,Ernest SmithEntrepreneurship is a word that is used loosely these days but do you know what it really takes to start a bonafide business? Well if you don't, today is your lhttp://www.blogtalkradio.com/a-americanlegacy/2014/07/16/effects-of-the-penal-institution-is-it-finances-or-rehabFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/07/16/effects-of-the-penal-institution-is-it-finances-or-rehab/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/07/16/effects-of-the-penal-institution-is-it-finances-or-rehabWed, 16 Jul 2014 19:00:00 GMTEffects of the Penal Institution: Is it Finances or Rehab?Ernest and Renate welcomes Keith Speights to our panel as we discuss, "Effects of the Penal  Institution: Is it Finances or Rehab?" This topic has a lot to do the the mind set of our Black men in America today. Are we doomed to fail in today's society? Are we conditioned to end up in the criminal justice system? Join us today to see if this is systemic racism or if this is just our choice to occupy 50% of the prison population in America. Log in to http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900. Don't forget to like us at http://www.aamericanlegacy.com! Thank You 00:32:00AXAmerican LegacynoErnest Smith,Renate Bravard,Keith Speights,finances,prisonErnest and Renate welcomes Keith Speights to our panel as we discuss, "Effects of the Penal  Institution: Is it Finances or Rehab?" This topic has a lot to do thttp://www.blogtalkradio.com/a-americanlegacy/2014/07/09/how-to-start-a-business-from-the-rooter-to-the-tooterFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/07/09/how-to-start-a-business-from-the-rooter-to-the-tooter/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/07/09/how-to-start-a-business-from-the-rooter-to-the-tooterWed, 09 Jul 2014 19:00:00 GMT"How to Start a Business From the Rooter to the Tooter"Entrepreneurship is a word that is used loosely these days but do you know what it really takes to start a bonafide business? Well if you don't, today is your lucky day. Ernest and Renate will discuss "How to Sart a Business From the Rooter to the Tooter". The information and resources that they share will prepare you to go out and be the captain of your own ship. They will discuss how your passion can become your livelihood and your dreams... your reality. Tune in today at 3pm at http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900 and get an ear full of wisdom. 00:32:00AXAmerican Legacynoernest Smith,Renate Brevard,business,entrepreneur,passionEntrepreneurship is a word that is used loosely these days but do you know what it really takes to start a bonafide business? Well if you don't, today is your lhttp://www.blogtalkradio.com/a-americanlegacy/2014/07/02/predatory-practices-dont-fall-preyFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/07/02/predatory-practices-dont-fall-prey/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/07/02/predatory-practices-dont-fall-preyWed, 02 Jul 2014 19:00:00 GMTPredatory Practices: Don't Fall Prey!Ernest and Renate will discuss the predatory practices and financial exploitation of the elders. Listen today and find out how you can protect you and your family from becoming a victim of these practices. From our beloved seniors to our single mothers, there are solutions out here that can help you to safeguard your hard earned finances. This is a show that you don't want to miss because if we live long enough, we will all be seniors one day and we don't want to find ourself with victim stamped on our forehead when it's all said and done. Check us out today at 3:00pm at http://www.blogtalkradio.com/a-americanlegacy or call in and listen at 646-595-3900. Don't forget to like us at http://www.aamericanlegacy.com 00:31:00AXAmerican Legacynoernest smith,renate brevard,blogtalkradio.com,finances,protectionErnest and Renate will discuss the predatory practices and financial exploitation of the elders. Listen today and find out how you can protect you and your famihttp://www.blogtalkradio.com/a-americanlegacy/2014/06/25/financial-life-raft-how-we-can-save-capitalism-part-2Financehttp://www.blogtalkradio.com/a-americanlegacy/2014/06/25/financial-life-raft-how-we-can-save-capitalism-part-2/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/06/25/financial-life-raft-how-we-can-save-capitalism-part-2Wed, 25 Jun 2014 19:00:00 GMTFinancial Life raft. How we can save capitalism: Part 2Ernest and Renate will discuss the new book "How the poor can save capitalism," written by John Hope Bryant. This book is a number one best seller and has sold out in book stores across America. This is a blue print for financial freedom and to raise consciousness to those that feel that they have no way out. Well folks, there is a way out. Tune in today at 3:00pm on http://www.blogtalkradio.com/a-americanlegacy  and see just how easy it is to follow this plan. You  can also dial in and listen at 646-595-3900. Don't forget to like us at http://www.aamericanlegacy.com 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,finances,capitalism,John Hope BryantErnest and Renate will discuss the new book "How the poor can save capitalism," written by John Hope Bryant. This book is a number one best seller and has soldhttp://www.blogtalkradio.com/a-americanlegacy/2014/06/18/financial-liferaft-how-we-can-save-capitalismFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/06/18/financial-liferaft-how-we-can-save-capitalism/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/06/18/financial-liferaft-how-we-can-save-capitalismWed, 18 Jun 2014 19:00:00 GMTFinancial Liferaft. How we can save capitalism.Ernest and Renate will discuss the new book "How the poor can save capitalism," written by John Hope Bryant. This book is a number one best seller and has sold out in book stores across America. This is a blue print for financial freedom and to raise consciousness to those that feel that they have no way out. Well folks, there is a way out. Tune in today at 3:00pm on http://www.blogtalkradio.com/a-americanlegacy  and see just how easy it is to follow this plan. You  can also dial in and listen at 646-595-3900. Don't forget to like us at http://www.aamericanlegacy.com 00:31:00AXAmerican LegacynoErnest Smith,Renate Bravard,financial,blue print,freedomErnest and Renate will discuss the new book "How the poor can save capitalism," written by John Hope Bryant. This book is a number one best seller and has soldhttp://www.blogtalkradio.com/a-americanlegacy/2014/06/11/let-us-show-you-how-you-can-instantly-get-an-8-10-immediate-bonus-on-your-moneyFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/06/11/let-us-show-you-how-you-can-instantly-get-an-8-10-immediate-bonus-on-your-money/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/06/11/let-us-show-you-how-you-can-instantly-get-an-8-10-immediate-bonus-on-your-moneyWed, 11 Jun 2014 19:00:00 GMTLet us show you how you can instantly get an 8-10% immediate bonus on your moneyJoin Ernest and Renate today at 3PM as they show you that there are annuities that can give you an 8-10% immediate bonus on your money. These products even gives a lifetime income plus additional benefits as well. We will even reveal the down side of having one of these types of annuities. Tune in and see if this type of product is a fit for you. Visit us at http://www.blogtalkradio.com/a-americanlegacy or simply call in and listen at 646-595-3900. Click here to like us!! http://www.aamericanlegacy 00:30:00AXAmerican LegacynoErnest Smith,Renate Brevard,annuities,retirement,bonusJoin Ernest and Renate today at 3PM as they show you that there are annuities that can give you an 8-10% immediate bonus on your money. These products even givehttp://www.blogtalkradio.com/a-americanlegacy/2014/06/04/the-nuts-and-bolts-of-estate-planning-part-2Financehttp://www.blogtalkradio.com/a-americanlegacy/2014/06/04/the-nuts-and-bolts-of-estate-planning-part-2/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/06/04/the-nuts-and-bolts-of-estate-planning-part-2Wed, 04 Jun 2014 19:00:00 GMTThe Nuts and Bolts of Estate Planning Part 2Ernest and Renate will continue to discuss the  "Nuts and Bolts of Estate Planning." Most people don't know that this is crucial part of their timeline portfolio. Estate planning allows you the control over who will be incharge of your assets of you are unable to, Estae planning covers wills, power of attorney, and estate executors. Tune in to see what this means to you today at 3pm on A American Legacy Radio. 00:31:00AXAmerican Legacynoestate planning,ernest Smith,renate brevard,retirement,power of attoreyErnest and Renate will continue to discuss the  "Nuts and Bolts of Estate Planning." Most people don't know that this is crucial part of their timeline portfolihttp://www.blogtalkradio.com/a-americanlegacy/2014/05/28/the-nuts-and-bolts-of-estate-planning-part-2Financehttp://www.blogtalkradio.com/a-americanlegacy/2014/05/28/the-nuts-and-bolts-of-estate-planning-part-2/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/05/28/the-nuts-and-bolts-of-estate-planning-part-2Wed, 28 May 2014 19:00:00 GMTThe Nuts and Bolts of Estate Planning Part 2Ernest and Renate will continue to discuss the  "Nuts and Bolts of Estate Planning." Most people don't know that this is crucial part of their timeline portfolio. Estate planning allows you the control over who will be incharge of your assets of you are unable to, Estae planning covers wills, power of attorney, and estate executors. Tune in to see what this means to you today at 3pm on A American Legacy Radio. 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,estate planning,wills,power of attorneyErnest and Renate will continue to discuss the  "Nuts and Bolts of Estate Planning." Most people don't know that this is crucial part of their timeline portfolihttp://www.blogtalkradio.com/a-americanlegacy/2014/05/21/the-nuts-and-bolts-of-estate-planningFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/05/21/the-nuts-and-bolts-of-estate-planning/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/05/21/the-nuts-and-bolts-of-estate-planningWed, 21 May 2014 19:14:26 GMTThe Nuts and Bolts of Estate Planning.Ernest and Renate discuss the "Nuts and Bolts of Estate Planning" This episode was aired last week but do to popular demand, we are airing it again. If you own a house, a car, life insurance, CD's or mutual funds, you do need estate planning. 00:27:00AXAmerican LegacynoErnest Smith,Renate Brevard,house,estate planning,mutual fundsErnest and Renate discuss the "Nuts and Bolts of Estate Planning" This episode was aired last week but do to popular demand, we are airing it again. If you ownhttp://www.blogtalkradio.com/a-americanlegacy/2014/05/14/the-nuts-and-bolts-of-estate-planningFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/05/14/the-nuts-and-bolts-of-estate-planning/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/05/14/the-nuts-and-bolts-of-estate-planningWed, 14 May 2014 19:00:00 GMTThe Nuts and Bolts of Estate Planning.Many of us have no idea about estate planning. We hear the word "Estate", and we immediately associate it with a wealthy person. If you have a house, car, pension plan, life insurance then you need to plan your estate. Toady Ernest and Renate will discuss the basics of planning an estate. We will share information on what is needed to create an estate plan. Tune in today at 3PM to see just how simple it really is.     00:27:00AXAmerican LegacynoErnest Smith,Renate Brevard,A American Legacy,estate,estate planningMany of us have no idea about estate planning. We hear the word "Estate", and we immediately associate it with a wealthy person. If you have a house, car, pensihttp://www.blogtalkradio.com/a-americanlegacy/2014/05/07/are-you-dying-to-use-your-insurance-cheers-to-living-benefitsFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/05/07/are-you-dying-to-use-your-insurance-cheers-to-living-benefits/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/05/07/are-you-dying-to-use-your-insurance-cheers-to-living-benefitsWed, 07 May 2014 19:00:00 GMTAre you dying to use your insurance? Cheers to Living BenefitsToday people are living longer and their retirement is depleted and leaves many without the means to sustain their life style. Most will have to return to work just to survive. Well, there is a way that you can receive tax free retirement that will last just as long as you need it. Along with the fact that folks are living longer these days there is an increasing need for long term care. Traditionally, folks had to purchase an expensive LTC policy in order to fufill these needs but no more. There is a added benefit to newer life policies that covers that as an endorsement with thier policy. 70% of all people between the ages of 65 and 74 will end up in some kind of nursing facility or care, and 85% of seniors end up filing bankruptcy because of high cost of nursing homes and medical bills, and we have the solution. Join Ernest Smith and Renate Brevard as they reveal the solution today on A-American Legacy   00:30:00AXAmerican LegacynoRetirement,living benefits,savings,life insurance Ernest Smith,Renate BrevardToday people are living longer and their retirement is depleted and leaves many without the means to sustain their life style. Most will have to return to workhttp://www.blogtalkradio.com/a-americanlegacy/2014/04/30/real-life-horror-stories-no-one-had-insurance-to-pay-for-the-funeral-ouchFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/04/30/real-life-horror-stories-no-one-had-insurance-to-pay-for-the-funeral-ouch/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/04/30/real-life-horror-stories-no-one-had-insurance-to-pay-for-the-funeral-ouchWed, 30 Apr 2014 19:00:00 GMTReal Life Horror Stories: No one had insurance to pay for the funeral. Ouch!!Ernest and Renate invite callers to share their stories about friends and relatives that left here with out insurance leaving a financial burden on their families. Most of us that walk these streets with out some type of life insurance and potentially putting ourselves in that same situation. Think about if your children were left behind without you or any financial resources to make it out here. Life is hard enough. Make sure that you don't make it harder. Call in and let us hear your horror story.       00:31:00AXAmerican Legacynofinaces,ernest Smith,Renate Brevard,ChildrenErnest and Renate invite callers to share their stories about friends and relatives that left here with out insurance leaving a financial burden on their familihttp://www.blogtalkradio.com/a-americanlegacy/2014/04/23/do-you-have-enough-money-for-your-retirementFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/04/23/do-you-have-enough-money-for-your-retirement/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/04/23/do-you-have-enough-money-for-your-retirementWed, 23 Apr 2014 19:00:00 GMTDo you have enough money for your retirement?Ernest and Renate discuss this disturbing trend in America; people are outliving their retirement. Folks are living older these days and they are runnung out of money before they run out of time. Today we will share practical ideas on how you can avoid this trap. Join us today at 3pm and see how o A American Legacy Radio. Be sure to invite a friend to this interesting subject and please don't forget to like us. 00:31:00AXAmerican LegacynoErnest Smith,renate Brevard,retirement,savings,seniorsErnest and Renate discuss this disturbing trend in America; people are outliving their retirement. Folks are living older these days and they are runnung out ofhttp://www.blogtalkradio.com/a-americanlegacy/2014/04/16/the-lisa-project-how-it-affects-women-of-all-agesFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/04/16/the-lisa-project-how-it-affects-women-of-all-ages/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/04/16/the-lisa-project-how-it-affects-women-of-all-agesWed, 16 Apr 2014 19:00:00 GMTThe LiSa Project; How it affects women of all ages.Ernest and Renate will discuss the Lisa Project which is a women's initiative the enables women to create a financial base for her and her family. This initiative was created by women for women to empower them to gain a financial foothold in this wiorld of uncertainties. Single mothers, divorcee's and widowers all feel the effects of financial pressures when a loved one and their finances are suddenly gone. We also offer a free video made by real women telling their real stories of how they were and are dealing with these types of loss.  We invite you to tune in today a 3:00pm to se how you can eleviate some or most of these problems and receive information on how to see this free video. AAL   00:32:00AXAmerican LegacynoLisa,Project,finances,Ernest Smith,Renate BrevardErnest and Renate will discuss the Lisa Project which is a women's initiative the enables women to create a financial base for her and her family. This initiatihttp://www.blogtalkradio.com/a-americanlegacy/2014/04/09/how-well-do-you-know-your-annuityFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/04/09/how-well-do-you-know-your-annuity/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/04/09/how-well-do-you-know-your-annuityWed, 09 Apr 2014 19:11:45 GMTHow well do you know your annuity?Join ernest and Renate to see how wel you know your annuity. What are the different features and beneifts. 00:31:00AXAmerican LegacynoannuityJoin ernest and Renate to see how wel you know your annuity. What are the different features and beneifts.http://www.blogtalkradio.com/a-americanlegacy/2014/04/02/do-you-really-understand-your-life-insurance-policy-partiiFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/04/02/do-you-really-understand-your-life-insurance-policy-partii/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/04/02/do-you-really-understand-your-life-insurance-policy-partiiWed, 02 Apr 2014 19:00:00 GMTDo you Really Understand Your Life Insurance Policy (PartII)Join us today for part 2 of this discussion! Ernest and Renate encounter countless people that do not fully understand what they have signed up for when they bought a life insurance policy. Some think that they will have cash accumulation, some think that they have a permanent policy and then, some just don't know. Do you? Let us help you decipher the mystery today. Join us at 3:00pm on A American Legacy Radio. Visit us online for more great information at http://www.aamericanlegacy.com 00:31:00AXAmerican LegacynoLife insurance,cash,retirement,term,permenantJoin us today for part 2 of this discussion! Ernest and Renate encounter countless people that do not fully understand what they have signed up for when they bhttp://www.blogtalkradio.com/a-americanlegacy/2014/03/26/do-you-really-understand-your-life-insurance-policyFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/03/26/do-you-really-understand-your-life-insurance-policy/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/03/26/do-you-really-understand-your-life-insurance-policyWed, 26 Mar 2014 19:00:00 GMTDo you really understand your life insurance policy?Ernest and Renate encounter countless people that do not fully understand what they have signed up for when they bought a life insurance policy. Some think that they will have cash accumulation, some think that they have a permanent policy and then, some just don't know. Do you? Let us help you decipher the mystery today. Join us at 3:00pm on A American Legacy Radio. Visit us online for more great information at http://www.aamericanlegacy.com 00:31:00AXAmerican Legacynolife insurance,policy,cunfused,cash,cashflowErnest and Renate encounter countless people that do not fully understand what they have signed up for when they bought a life insurance policy. Some think thathttp://www.blogtalkradio.com/a-americanlegacy/2014/03/19/do-you-have-enough-money-for-retirementFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/03/19/do-you-have-enough-money-for-retirement/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/03/19/do-you-have-enough-money-for-retirementWed, 19 Mar 2014 19:00:00 GMTDo you have enough money for retirement?Ernest and Renate will discuss the issues of folk not having enough money when it is time to retire. Did you know that 36% of workers have less than $1,000 in savings and investments that could be used for retirement? Do you fall under this category? If you do, tune in and see what you can do to remedy this growing problem. Join us today at 3Pm to see how! 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,Retirement,money,savingsErnest and Renate will discuss the issues of folk not having enough money when it is time to retire. Did you know that 36% of workers have less than $1,000 in shttp://www.blogtalkradio.com/a-americanlegacy/2014/03/12/protect-your-familys-financial-security-in-tough-timesFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/03/12/protect-your-familys-financial-security-in-tough-times/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/03/12/protect-your-familys-financial-security-in-tough-timesWed, 12 Mar 2014 19:00:00 GMTProtect your family's financial security in tough timesErnest and Renate will discuss how to protect your family's financial security in tough times. We all know that our economy has suffered devastating blows in recent years. We are still rebounding from its effects. Tune in today to see what you can do to protect your hard earned money so that a loss to our economy won't be a loss to you. 00:30:00AXAmerican Legacynoeconomy,ernest smith,Renate brevard,protect,moneyErnest and Renate will discuss how to protect your family's financial security in tough times. We all know that our economy has suffered devastating blows in rehttp://www.blogtalkradio.com/a-americanlegacy/2014/03/05/a-american-legacy-is-hosting-get-your-mind-right-success-oriented-thoughtFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/03/05/a-american-legacy-is-hosting-get-your-mind-right-success-oriented-thought/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/03/05/a-american-legacy-is-hosting-get-your-mind-right-success-oriented-thoughtWed, 05 Mar 2014 20:00:00 GMTA American Legacy is hosting "Get Your Mind Right" Success oriented thoughtFollow the phylosophy of Napoleon Hill author of "Law fo Success" and "Think and Grow Rich". We will share his secrets of success on this final episode of this mionthly series. Tune in today at3:00pm every Wednesday. 00:30:00AXAmerican Legacynosuccess,napolean Hill,renate brevard,ernest xavier smith,financeFollow the phylosophy of Napoleon Hill author of "Law fo Success" and "Think and Grow Rich". We will share his secrets of success on this final episode of thishttp://www.blogtalkradio.com/a-americanlegacy/2014/02/26/a-american-legacy-is-hosting-get-your-mind-right-success-oriented-thoughtFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/02/26/a-american-legacy-is-hosting-get-your-mind-right-success-oriented-thought/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/02/26/a-american-legacy-is-hosting-get-your-mind-right-success-oriented-thoughtWed, 26 Feb 2014 20:00:00 GMTA American Legacy is hosting "Get Your Mind Right" Success oriented thoughtJoin Ernest and Renate as they discuss "The Law of Success" written by Napoleon Hill, author of "Think and Grow Rich. His simple principles will help guide you to the right success thinking process. Napoleon Hill spent 20 years examining men of great success and recorded all of their common denominators in this book. Listen in and  hopefully you will hear that one thing that may help you launch your career to the next level. We will air the show at 3:00pm est at http://www.blogtalkradio.com/a-americanlegacy. 00:31:00AXAmerican Legacynosuccess,Principles,laws,Ernest Smith,Renate BrevardJoin Ernest and Renate as they discuss "The Law of Success" written by Napoleon Hill, author of "Think and Grow Rich. His simple principles will help guide youhttp://www.blogtalkradio.com/a-americanlegacy/2014/02/19/get-your-mind-right-how-to-direct-your-mind-to-successFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/02/19/get-your-mind-right-how-to-direct-your-mind-to-success/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/02/19/get-your-mind-right-how-to-direct-your-mind-to-successWed, 19 Feb 2014 20:00:00 GMTGet Your Mind Right / How to direct your mind to successErnest and Renate will do a month long program taken from the book, "The Law of Success" written by Napolean Hill. This was the first book of it's kind that was written to enrich lives financially as well as mentally and spiritually. This book is a step by step guide to riches of every kind. If you ask most millionaires to  name three books that influenced their path to riches, I promise that at least 90% of them wouls say, Think and Grow Rich", which is the condensed version of  "Law of Success". So, folks, get your mind right all month long at A-American Legacy Radio at 3:00 pm every wednesday this month. 00:31:00AXAmerican LegacynoErnest Smith,Renate Brevard,Finance,Think and grow rich,law of successErnest and Renate will do a month long program taken from the book, "The Law of Success" written by Napolean Hill. This was the first book of it's kind that washttp://www.blogtalkradio.com/a-americanlegacy/2014/02/12/get-your-mind-right-how-to-direct-your-mind-to-successFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/02/12/get-your-mind-right-how-to-direct-your-mind-to-success/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/02/12/get-your-mind-right-how-to-direct-your-mind-to-successWed, 12 Feb 2014 20:00:00 GMTGet Your Mind Right / How to direct your mind to successErnest and Renate will do a month long program taken from the book, "The Law of Success" written by Napolean Hill. This was the first book of it's kind that was written to enrich lives financially as well as mentally and spiritually. This book is a step by step guide to riches of every kind. If you ask most millionaires to  name three books that influenced their path to riches, I promise that at least 90% of them wouls say, Think and Grow Rich", which is the condensed version of  "Law of Success". So, folks, get your mind right all month long at A-American Legacy Radio at 3:00 pm every wednesday this month. 00:30:00AXAmerican LegacynoErnest Smith,Renate Brevard,Finance,Think and grow rich,law of successErnest and Renate will do a month long program taken from the book, "The Law of Success" written by Napolean Hill. This was the first book of it's kind that washttp://www.blogtalkradio.com/a-americanlegacy/2014/02/05/get-your-mind-right-how-to-direct-your-mind-to-successFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/02/05/get-your-mind-right-how-to-direct-your-mind-to-success/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/02/05/get-your-mind-right-how-to-direct-your-mind-to-successWed, 05 Feb 2014 20:00:00 GMTGet Your Mind Right / How to direct your mind to successErnest and Renate will do a month long program taken from the book, "The Law of Success" written by Napolean Hill. This was the first book of it's kind that was written to enrich lives financially as well as mentally and spiritually. This book is a step by step guide to riches of every kind. If you ask most millionaires to  name three books that influenced their path to riches, I promise that at least 90% of them wouls say, Think and Grow Rich", which is the condensed version of  "Law of Success". So, folks, get your mind right all month long at A-American Legacy Radio at 3:00 pm every wednesday this month. 00:31:00AXAmerican LegacynoRenate Brevard,Radio show,Ernest Smith,Get your mind right,lawsErnest and Renate will do a month long program taken from the book, "The Law of Success" written by Napolean Hill. This was the first book of it's kind that washttp://www.blogtalkradio.com/a-americanlegacy/2014/01/22/why-i-love-my-iul-indexed-unversal-life-savings-planFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/01/22/why-i-love-my-iul-indexed-unversal-life-savings-plan/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/01/22/why-i-love-my-iul-indexed-unversal-life-savings-planWed, 22 Jan 2014 20:00:00 GMTWhy I love my IUL (Indexed Unversal Life) Savings PlanOn today's episode of A American Legacy, Ernest and Renate will discuss why they love their IUL's. An IUL or Indexed Universal Life police or commonly known as a LiSA account (Life insurance savings account) is a new way of saving for retirenment. It isn't really new but a lot of people really haven't heard of it. Find out how you can get tax free retirement and much much more from this exciting product. Join us today at 3:00 pm to see how on A American Legacy! 00:29:00AXAmerican LegacynoErnest Smith,Renate Brevard,savings,IUL,AccountOn today's episode of A American Legacy, Ernest and Renate will discuss why they love their IUL's. An IUL or Indexed Universal Life police or commonly known ashttp://www.blogtalkradio.com/a-americanlegacy/2014/01/15/what-is-a-home-inventory-worth-to-youFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/01/15/what-is-a-home-inventory-worth-to-you/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/01/15/what-is-a-home-inventory-worth-to-youWed, 15 Jan 2014 20:00:00 GMTWhat is a home inventory worth to you?Life is full of the unexpected twists and turns when it comes to your home. There are floods, fires, break-ins and other natural disasters that can potentially damage all that you have worked for. Ernest and Renate will discuss the importance of having a home inventory done for your porperty, business or church. They will shre the benefits of having one and how it saves you money in the long run. Joins us at 3:00pm on Wednesday at http://www.blogtalkradio.com/a-americanlegacy   00:30:00AXAmerican Legacynoinsurance,a-american legacy,ernest SMith,Renate Brevard,Radio showLife is full of the unexpected twists and turns when it comes to your home. There are floods, fires, break-ins and other natural disasters that can potentiallyhttp://www.blogtalkradio.com/a-americanlegacy/2014/01/08/impoant-factors-to-consider-when-shopping-for-health-insuranceFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/01/08/impoant-factors-to-consider-when-shopping-for-health-insurance/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/01/08/impoant-factors-to-consider-when-shopping-for-health-insuranceWed, 08 Jan 2014 20:00:00 GMTImpoant factors to consider when shopping for health insurance.Ernest and Renate will talk about the impoant factors to consider when shopping for health insurance, and the benefits of the new health care law.   today on A-American Legacy Radio at 3:00 pm. 00:31:00AXAmerican Legacynogroup coverage,insurance,a-american legacy,ernest SMith,Renate BrevardErnest and Renate will talk about the impoant factors to consider when shopping for health insurance, and the benefits of the new health care law.   today on A-http://www.blogtalkradio.com/a-americanlegacy/2014/01/01/what-you-should-know-about-your-401-k-and-group-insuranceFinancehttp://www.blogtalkradio.com/a-americanlegacy/2014/01/01/what-you-should-know-about-your-401-k-and-group-insurance/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2014/01/01/what-you-should-know-about-your-401-k-and-group-insuranceWed, 01 Jan 2014 20:00:00 GMTWhat you should know about your 401 k and group insuranceErnest and Renate will talk about your 401k and the pros and cons of having one and the taxes associated with it. Group insurance is it good or bad, find out today on A-American Legacy Radio at 3:00 pm. 00:31:00AXAmerican Legacyno401k,Retirement,group coverage,insurance,a-american legacyErnest and Renate will talk about your 401k and the pros and cons of having one and the taxes associated with it. Group insurance is it good or bad, find out tohttp://www.blogtalkradio.com/a-americanlegacy/2013/12/18/the-real-cost-of-retirementFinancehttp://www.blogtalkradio.com/a-americanlegacy/2013/12/18/the-real-cost-of-retirement/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/12/18/the-real-cost-of-retirementWed, 18 Dec 2013 20:30:00 GMTThe Real Cost of RetirementWhat does it take to retire these days and are you prepared for it? Ernest Smith and Rente Brevard will discuss the things that we overlook when planning for our retirement. Join us today at 3:30pm to see what you may be overlooking. From income replacement to continuing you medical insurance join in the discussion to see if you have everything covered. 00:30:00AXAmerican Legacynoretirement,preparation,Savings,lifetime income,planningWhat does it take to retire these days and are you prepared for it? Ernest Smith and Rente Brevard will discuss the things that we overlook when planning for ouhttp://www.blogtalkradio.com/a-americanlegacy/2013/12/11/are-you-dying-to-use-your-insurance-cheers-to-living-benefitsEducationhttp://www.blogtalkradio.com/a-americanlegacy/2013/12/11/are-you-dying-to-use-your-insurance-cheers-to-living-benefits/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/12/11/are-you-dying-to-use-your-insurance-cheers-to-living-benefitsWed, 11 Dec 2013 20:00:00 GMTAre you dying to use your insurance? Cheers to Living BenefitsToday people are living longer and their retirement is depleted and leaves many without the means to sustain their life style. Most will have to return to work just to survive. Well, there is a way that you can receive tax free retirement that will last just as long as you need it. Along with the fact that folks are living longer these days there is an increasing need for long term care. Traditionally, folks had to purchase an expensive LTC policy in order to fufill these needs but no more. There is a added benefit to newer life policies that covers that as an endorsement with thier policy. 70% of all people between the ages of 65 and 74 will end up in some kind of nursing facility or care, and 85% of seniors end up filing bankruptcy because of high cost of nursing homes and medical bills, and we have the solution. Join Ernest Smith and Renate Brevard as they reveal the solution today on A-American Legacy. 00:30:00AXAmerican Legacynolong term care,retirement,living benefits,medical bills,assisted careToday people are living longer and their retirement is depleted and leaves many without the means to sustain their life style. Most will have to return to workhttp://www.blogtalkradio.com/a-americanlegacy/2013/12/04/see-what-a-loving-heart-can-do-for-you-caring-for-our-communitiesFinancehttp://www.blogtalkradio.com/a-americanlegacy/2013/12/04/see-what-a-loving-heart-can-do-for-you-caring-for-our-communities/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/12/04/see-what-a-loving-heart-can-do-for-you-caring-for-our-communitiesWed, 04 Dec 2013 20:00:00 GMTSee what a Loving Heart can do for you. Caring for our communitiesErnest and Renate will discuss what Loving Heart is doing for the Annapolis community. This unique program is helping young women transition from welfare to work and continues to provinde resources to them for as long as they need it. Join us to hear what they are doing and how you can contribute to this worthy cause. 00:30:00AXAmerican Legacynocommunity development,helping others,fundraising,transitional housing,womenErnest and Renate will discuss what Loving Heart is doing for the Annapolis community. This unique program is helping young women transition from welfare to worhttp://www.blogtalkradio.com/a-americanlegacy/2013/11/27/what-is-final-expense-insuranceEducationhttp://www.blogtalkradio.com/a-americanlegacy/2013/11/27/what-is-final-expense-insurance/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/11/27/what-is-final-expense-insuranceWed, 27 Nov 2013 20:00:00 GMTWhat is Final Expense InsuranceWe see all of the television ads about Final Expense Insurance. Ernest and Renate will discuss and explain the pros and cons concerning this specialty insurance. They also review different companies and options as well answer all questions concerning it, next on A American Legacy. 00:31:00AXAmerican Legacynofinal expense,insurance,rates,pros,consWe see all of the television ads about Final Expense Insurance. Ernest and Renate will discuss and explain the pros and cons concerning this specialty insurancehttp://www.blogtalkradio.com/a-americanlegacy/2013/11/20/section-8-and-tenant-accountability-with-special-guest-deborah-colvinEducationhttp://www.blogtalkradio.com/a-americanlegacy/2013/11/20/section-8-and-tenant-accountability-with-special-guest-deborah-colvin/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/11/20/section-8-and-tenant-accountability-with-special-guest-deborah-colvinWed, 20 Nov 2013 20:00:00 GMTSection (8) and Tenant Accountability with Special Guest Deborah ColvinErnest and Renate interview a landlord that participates in the section (8) program. Deborah Colvin urges ageny to enforce accountability of the tenants that participate in the program. Tune in to see what she has to say, especilly if you are in a section (8) program or if you a landlord and you want to participate in it.   00:31:00AXAmerican Legacynolandlord,section 8,rent,laws,accountabilityErnest and Renate interview a landlord that participates in the section (8) program. Deborah Colvin urges ageny to enforce accountability of the tenants that pahttp://www.blogtalkradio.com/a-americanlegacy/2013/11/13/whats-really-realFinancehttp://www.blogtalkradio.com/a-americanlegacy/2013/11/13/whats-really-real/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/11/13/whats-really-realWed, 13 Nov 2013 20:00:00 GMT"What's REALLY Real??"With all of the images that we see on television and the internet as well as the things that we witness with our own eyes, It's time to ask ourselves..."What's REALLY Real?" Do you know? Tune in as Ernest and Renate examines this topic, next on A American Legacy.00:25:00AXAmerican Legacynoreality,consumerism,media hype,narcissism,responsibilityWith all of the images that we see on television and the internet as well as the things that we witness with our own eyes, It's time to ask ourselves..."What'shttp://www.blogtalkradio.com/a-americanlegacy/2013/11/06/what-you-should-know-about-you-401k-and-group-coverageFinancehttp://www.blogtalkradio.com/a-americanlegacy/2013/11/06/what-you-should-know-about-you-401k-and-group-coverage/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/11/06/what-you-should-know-about-you-401k-and-group-coverageWed, 06 Nov 2013 20:00:00 GMTWhat you should know about your 401k and group coverageErnest and Renate will discuss with the pitfalls of the 401k retirement plan and the ramifications of group coverage in this week's episode of A American Legacy00:30:00AXAmerican Legacyno401k,Retirement,Qualified retirement plans,tax free,group coverageErnest and Renate will discuss with the pitfalls of the 401k retirement plan and the ramifications of group coverage in this week's episode of A American Legacyhttp://www.blogtalkradio.com/a-americanlegacy/2013/10/30/the-real-secret-of-wealthFinancehttp://www.blogtalkradio.com/a-americanlegacy/2013/10/30/the-real-secret-of-wealth/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/10/30/the-real-secret-of-wealthWed, 30 Oct 2013 19:00:00 GMTThe Real Secret of WealthTune in to find out what the real secret od wealth is. Se what the other guys hae been doing for years.00:30:00AXAmerican Legacynowealth,money,secret,empowering,retirementTune in to find out what the real secret od wealth is. Se what the other guys hae been doing for years.http://www.blogtalkradio.com/a-americanlegacy/2013/10/16/the-aal-movement-the-genesisFinancehttp://www.blogtalkradio.com/a-americanlegacy/2013/10/16/the-aal-movement-the-genesis/#commentshttp://www.blogtalkradio.com/a-americanlegacy/2013/10/16/the-aal-movement-the-genesisWed, 16 Oct 2013 19:00:00 GMTThe AAL Movement; The GenesisErnest Xavier Smith and Renate Brevard introduces the economic movement taking place in the African American community. This is just the beginning of transforming African American minds from being the world's biggest consumers to becoming a solidified economic base. The people perish from a lack of knowledge. Hos. 4:6. 00:30:00AXAmerican Legacynoeducation,finance,money,retirement,legacyErnest Xavier Smith and Renate Brevard introduces the economic movement taking place in the African American community. This is just the beginning of transformi